When making a deposit, the teller asked if I would like her to check for a higher interest rate…read morethan I was currently receiving. What other bank does this? Fantastic customer service. I only wish they had more branches in our area.

I was in a hurry today and went quite a ways out to make a withdrawal at this location early…read moremorning. This is the SECOND time that this particular ATM was unavailable for withdrawal in the last 6 months. I understand that with the holidays maybe it's hard to keep up with the demand, but please keep an eye on your ATM.

Opened an account and within slightly more than a month there were fraudulent charges showing up on…read morethe debit card I never used anywhere and a false deduction from my checking account. Calling the banks central "fraud prevention" is an 800 number with ladies who only give first names and robo hold of "please stay on the line and the next available operator will get to you our call is very important to us" for over five minutes. How is that even remotely secure, confidential, protecting your information and assuring follow through accountability and documentation of the paper trail of the issue? Ok they gave a new debit card but the false charge is still there and no assurance it won't happen again. Does not feel like a safe place.

The staff is mostly friendly and I appreciate the community involvement of this organization. I…read moreprefer not to switch banks as advised by out accountant to streamline our finances. It's nice to go whwre people know your name.

Be with State Bank for over 30 yrs. Great personnel very friendly and professional. Used for loans,…read morechecking and savings

I have been with this bank since I moved to the area in the early 90's. Love this bank. The…read morepeople are so nice. I have numerous accounts with them. The only downfall I see with them was when we were looking to get a mortgage with them. The person did not seem very interested in my business. That is the only reason I didn't give them the full 5 stars. I am happy they are in my home town and they have numerous locations to get all my banking done.

I recently left a bank location in McHenry I'd been with for over 30 years. After they sold and…read morethen sold again, I found myself in corporate hell; and when it means dealing with my money... I wanted more. I found more than I could have hoped when I switched to American Community Bank & Trust. Almost over the top, everyone meets me with a sincere smile and make the point to know me. In fact, I think they are saying hello Glenn when I pull up to the teller drive up lane. If you are looking for that community bank that does more than just put it in their name, I can't recommend another bank more.