Let me start by saying that I will be referring anyone and everyone I know to Whitney Rice from Costal Lending. I call her Whitney "Wonder Woman" Rice. I gave her that epithet because she had me "wondering" how she was able to do what she did for me. Now let me tell you my situation. I was granted temporary full custody of my 6 year old son in April of 2017 and then granted permanent full custody of him in August of 2017. I wanted to keep him in the same school but the school's pupil liaison, Mr. Greenburg, would not let me enroll him because I didn't live in the district, even though he did NOTHING when my son missed 57% of his kindergarten school year. As you can tell I'm still a little sensitive about that. So I searched for an apartment to rent in the same district. Pleasant Plains Elementary school in Towson Maryland has a small school district. They only have 4 apartment complexes in their district. 3 of the 4 complexes were nice but to expensive for me and the location of the last complex was slightly better in price but was not where I wanted to raise my son. I decided to look for a Townhouse to buy. I knew It was going to be a long shot; to find a townhouse, to get financing and if I did find a place, to settle in a month, but on September 3rd I found a place. The agent who showed me the townhouse asked me, when would you like to go to settlement if the offer is accepted. I told her a.s.a.p. She said the earliest would probably be 30 days. I told her, 30 days it is, October 3rd. That same day, after meeting with the Real Estate agent, I was referred by a friend to Whitney Rice of Coastal Lending. I called Whitney and explained to her the urgency of my situation. This is when Whitney first showed me her ability. She got me approved for a loan and was able to put an approval letter in my hand, to give to the Real Estate agent, all in the same day. You might be thinking, well that's no big deal but consider this, I contacted Whitney around 4:00 p.m. that afternoon and she was able to accomplish those things the same day. I think that's impressive, considering how some Loan officers take hours or days just to call you back. The property was listed for $135,000. After some negotiations the seller was willing to sell at $125,000, which was good but that's when my first hurdle popped up and when Whitney "Wonder Woman" Rice showed me her powers again (LOL). Even though I was approved for a loan, it was for only $120,000 and the lenders program wouldn't allow me to be approved for the additional $5000. So I thought the deal was dead but Whitney never gave up. She Found a lender that not only approved me for the $125,000 needed but also gave me a buyers credit of approximately $3,000. I was amazed and thought It was to good to be true. I say this because I had a credit score of 630 and didn't think I was going to get approved for a loan at all. So to get approved for the first amount of $120,000 (only to have the seller not drop the price to or below my approved loan amount) and then to have Whitney find me another lender that would approve me for the $125,000 and also provide a $3000 credit was incredible! Next step was providing all the necessary papers and signing all the necessary documents. This can be a daunting task but with Whitney's expertise and professionalism it was fast and easy. The only contributing factor that slowed this process down was me not providing the papers and documents fast enough to Whitney. Once she received everything from me, she had my final approval within a day or two. I couldn't believe how fast she did all this. I was able to go to settlement on the 4th of October which was one day later than I told the Real Estate agent we would. That one day difference was not do to Whitney at all. It was do to the fact, the appraiser from the lender couldn't get out there for his follow up inspection after the seller made the required repairs needed for the sale. So in conclusion, Whitney Rice is the BEST of the best! She really knows her profession better than any other Loan Originator that I've ever worked with. And as I said in the beginning, I will be referring anyone and everyone I know to Whitney "Wonder Woman" Rice from Costal Lending. Thanks Whit, you are the BEST! Ian Alexander read more

We highly recommend Whitney Rice and Coastal Lending to anyone looking for a mortgage lender! I had an uncommon source of income (stipend for a research trainee). I was told by multiple lenders that I could not be on the loan or contribute to the down payment and they were unwilling to explain why. Instead, Whitney had multiple conversations with us to understand our financial situation, housing budget, and to provide in-depth information about the process. She explained that the other mortgage company was not up to date on the regulations, and I was able to be on the loan after all. As first-time homebuyers, she went above and beyond to help us through this process. We sent her multiple homes to get an understanding of what our down payment and monthly costs would be for each property, which helped us to find the perfect home that fit within our budget. Whitney is extremely knowledgeable about the process, willing to work with your unique situation, and an incredibly kind person - highly recommend! read more

LITERALLY as good as it gets. There are not enough words to communicate exactly how truly thankful & appreciative we are to this company, and specifically to our Wonder Woman, Whitney Rice. We ended up being a complicated case to say the least, with so many moving parts and multiple changes mid-stream... and Whitney moved heaven and earth to make owning our dream home possible. She fought for us, and never stopped believing this all would happen. We knew she wanted this as much for us, as we did. She is professional, attentive, responsive, sensitive, and SOMEHOW made an extremely stressful process... FUN! You will NOT be treated as a number here -- Whitney TRULY cares about her clients, and she will work tirelessly to get the end result you're looking for. We are clients for LIFE!!! read more

I absolutely loved working with Coastal Lending Group. They were all very knowledgeable and responded back to my many concerns in a very timely manner. The professionalism was great. Whitney, John, and Saad were superb. It was surprisingly a much quicker process than I had anticipated. My husband and myself are grateful for using CLG because we got exactly what we wanted which was a lower interest rate and lower payment. Thank you guys for an awesome job and I look forward to working with you guys again. read more

I worked with Carmen Aumendo through the process of buying my house (purchase date 6/10/16). As a first time homebuyer, I needed a lot of hand-holding through the process, and Carmen was always there and willing to answer questions, even pertaining to pieces of buying a home that had nothing to do with the loan. Carmen made sure to get me the best rates he could find, and told me what to expect each step of the way. He was always calm and respectful, and I would 100% recommend him to friends. read more

Travis O'Brian and the Coastal Lending Group were the ABSOLUTE best people to help us with our first time home purchase. They really understood our needs as a family and worked diligently to get the best solution to our home purchase needs. I highly recommend them to anyone looking for an honest lending broker company. Don't try the rest, try the best! Thanks guys! read more

We purchased our first home in June and worked with Carmen Aumendo. What a great experience, he really gave us the attention we needed and he answered the phone for any questions we had no matter what time a day. We though buying our first home would be a constant hassle, but coastal lending did their very best to make the experience run smoothly! read more

Ive worked with Carmen twice and it has been a wonderful experience both times. I had a lot of questions when we purchased our home and Carmen took the time and explained everything to me and my husband. Coastal lending got our loan approved very quickly. I highly recommend them! We will be using them again when we are ready to buy another home. read more

I had such a wonderful experiene with Carmen Aumendo (house purchased in November 2016) and Costal Lending Group. Such a smooth process and very accommodating. Anytime we had questions, Carmen was always there to answet and assist in any way. If anyone is buying a new home, please look Coastal Lending Group/Carmen Aumendo. read more

CLG has been great from beginning to end. I worked with Johnathan Vitak and Whitney Rice. They kept me in the loop every step of the way. I was very nervous about purchasing my first home, but they made the process smooth. And also if your looking for a great realtor ,Justin Moultrie with Keller Williams would be your guy. read more

Coastal Lending is the best lending company. I worked with Carmen and he was the best. Never did I feel like I wasn't getting answers and if I didn't understand something he took the time to explain it to me. I appreciate the time and energy he put into getting me my loan to purchase my forever home! read more

Coastal Lending Group just refinanced my principle residence. I went from a 4.6, 30-yr fix down to 3.2, 15-yr fix. For about a 100 bucks a month, they shaved about 9 years off my loan. Can't thank them enough! Jon Vitak, Whitney and Jason are awesome! read more