DO NOT BANK here! I made a MOBILE DEPOSIT on a FRIDAY & received an email stating it was ACCEPTED, but then got a phone call shortly after stating they CAN NOT release my money without verification of the check when what they needed was on there! I DO NOT RECOMMEND this bank if you are wanting a Checking Account. I would only bank with them for a Savings Account, so you won't have to worry about them "holding" your money. read more

This is by far the worst banking institution I have ever used. My family has multiple accounts here and at least once a month they will either deposit in to or withdraw from the wrong account even with deposit slips or withdrawal forms. Then they tell you they can't authorize the correct transaction until you have jumped through so.many hoops that your head spins. I would rather my money be held by the Clinton Foundation or the nearest street corner crack head than for it to be held by this farce of a financial institution. They can never seem to admit their mistakes nor deal with the training issues that cause these constant problems. Please save yourself some financial headaches and busy your money in the back yard instead of giving it to these clowns to use and mismanage. read more

Do NOT use Florida DoT Credit Union for any loans if you want them to report to your credit. Every time I call them the staff are rude and nobody knows how to help. They have been taking my payments via check early every month and have argued with me saying I haven't paid my bills, even after I showed them bank statements stating that I have deposited the check to the union. They only report to 1 credit bureau which helps me, a young person developing credit NONE because most major loans require 2 scores. So thank you Florida DoT Credit Union for all the help establishing my credit since 2019. read more

I wouldn't bank with anyone else. One of the few banks where you are not treated like a number. The staff are always friendly and even the vp answers his on email. No bs fees like other banks. They also have a branch in Bonifay Florida. They have free online banking. Only $5 to open an account, no minimum balance or fees and are really good lenders. I don't work for them nor am I related to anyone that works there. read more