BEWARE of this company!!!! I started with them 5 years ago and my mortgage payment has increased by…read more$1000. My principal and interest has remained the same but my escrow is being manipulated in ways that NOBODY at The Money Source can explain. I compared my tax bills and homeowners insurance from today and 5 years ago and my property taxes have only increased by $1500. Major SCAM alert for this company. I'm in the process of hiring an attorney to go over everything they have been doing with my account. Something extremely unethical is going on and the answers are not coming from the 30 different reps I spoke to that can never explain how my mortgage has gone up $1000. All they say is the same phrase "escrow analysis". Yet the math doesn't make any sense whatsoever. I requested to pay my own property taxes and homeowners insurance and they denied that request. Huge SCAM!!!! It's important that the public knows that this company is taking advantage of people and is poorly run. I'm going to do my best to post this message and more on as many platforms as possible including my social media. I suggest you do the same if you're experiencing the same increases that cannot be explained. Len P

I usually don't write reviews, however I thought I had to after the service I received from Kristi…read moreat The Money Source. I had a question regarding my impound account; I called customer service then was referred to Kristi for a resolution. I left a message. Before she returned my call she had researched the situation, had all of the answers and then some that I had not thought of. She was very knowledgeable, helpful and professional. The Money Source has been the servicer on my home loan for about two years, during which time I have consistently received excellent service from them. I would recommend The Money Source to anyone who is considering refinancing or purchasing a home loan.

I'm a Broker, who deals with real estate clients both buyers and sellers. This office is a realty…read moreand mortgage lender. I have called Herman Singh many times, texted many times.. emailed many times.. and also tried to talk to his staff about files with buyers many times. This office does not call back, find reason to say they're "busy" or will "call back" and doesn't call back, text back or email back. Their goals are only for themselves not to collab with other offices in the real estate industry. Let me know how many times you can say you did everything by yourself and never needed to use anyone? If you trust using 1 person who has full monopoly on your deal I highly recommend you add in multiple opinions on your deal. I can surely bet if they don't call back and service other vendors in the industry I can only imagine how they service a client that they mess up on?

I had a amzing experience working with Andy and Omni Mortgage. Andy was able to help me close on…read moremy first home very quick. This will be the 2nd time I am using Andy buying a investment property. He explained everything and it went exactly like he said. I'm glad to have found Omni and Andy. Best of luck. ​

Their building in Astoria had no hot water and heat for 3 weeks in 9 degrees weather. Only thing…read morethe owner was worrying about was expense for the boiler. If you look at 311 record of the buildings that they own, it has over 4000 complaints.

I lived at one of their properties for almost 5 years and I must say I cannot complain. From…read moreadministration to the on-site super in the building, they made living there comfortable and pleasant. The building was very well maintained, smelled good, and always being cleaned. If any issue did arise it was dealt with as if it was their own. I highly recommend any one of their properties and I am sure they will not disappoint. Thank You Partridge Realty.

Exceptional Real Estate Agent and Trusted Partner: Jennie Went Above and Beyond…read more From our very first conversation, we knew we were in the best possible hands with Jennie Katz of Blue Island Homes. We were selling a home in New York while living in Wisconsin, and what could have been a stressful, overwhelming process became smooth and manageable because of her care, expertise, and constant support. Jennie is everything you could hope for in a real estate agent: incredibly smart, deeply knowledgeable about the Long Island market, and fiercely dedicated to doing right by her clients. Our sale was complicated, involving powers of attorney and a lot of moving parts, but she handled every detail with calm professionalism and absolute competence. She spent countless hours on the phone with us, patiently walking us through options, answering every question, and making sure we always felt informed and comfortable. Her communication is outstanding. She updated us at every step, anticipated issues before they became problems, and explained each decision clearly so we never felt in the dark. We trusted her judgment completely, and that trust was more than earned. She found us a buyer we were genuinely thrilled with and negotiated an excellent deal that exceeded our expectations. What really sets Jennie apart is how much she truly cares. This never felt like "just another transaction" to her. She treated our home, our time, and our situation with real respect and compassion. She paid close attention to every detail and advocated for us as if we were family. On top of that, she has a fantastic network of professionals: lawyers, clean-out and dumpster services, and more, which made handling everything from afar so much easier. We honestly can't say enough good things about Jennie. We love working with her, we trust her completely, and we would recommend her without hesitation to anyone buying or selling on Long Island. If you want a real estate agent who is caring, sharp, incredibly hard-working, and absolutely on your side, call Jennie Katz at Blue Island Homes. You will be grateful you did.

Purchasing our first home is a huge milestone. The process of finding a home can be daunting, but…read moreJonathan made the process as seamless as EVER! Jonathan set us up with a portfolio of homes to look at based on our needs. He was constantly sending us updates when new homes came to the market. He was quick to respond and always made sure that we were comfortable with the price or location of the home before touring. As a professional in the customer service industry myself, I appreciated Jonathan's constant follow up and confirmation. If he was unsure about something he was always on top of looking into it for us to find us the correct answer. We toured about 10 or so homes until we found the perfect fit! We finally closed yesterday and would recommend Jonathan to anyone looking to buy or sell! He is truly a ROCKSTAR and an amazing person to work with!

After several months with an empty condo unit, I was referred to GRO by another owner in the…read morecondominium who spoke highly of their level of service and professionalism. Debbi led me to one of her agents, Jeff Loren, who proceeded to make quick and effective work successfully subleasing my unit. Jeff definitely provided the type of professionalism and service one looks for in an agent. Both Jeff and Debbi took patient time to explain how their agreements, broker-style and screening process works to ensure I was getting the most responsible tenant possible. I'm grateful for the lead and will be sure to forward future business their way.

On January 6, 2026, I spoke with loan officer John Murphy of Cliffco Mortgage Bankers regarding my…read moreinterest in obtaining a Home Equity Line of Credit (HELOC). John explained that Cliffco does not offer HELOCs and instead recommended a cash-out refinance. After giving it considerable thought and doing my own research, I decided to move forward with the cash-out refinance based on his recommendation. On February 4, 2026, I provided all of the requested documentation, as well as every follow-up document requested afterward, in a timely manner. Based on my income, credit, and the fact that I owned my residence outright with no existing mortgage, I was under the impression that I qualified for the refinance. I was also advised, and independently confirmed through my own research, that a cash-out refinance would typically take approximately 30-45 days to complete. Today is August 8, 2026--six months after submitting my documentation--and I still do not have a resolution. At this point, I have completely lost confidence in the process and am extremely disappointed with my experience. I feel that I have spent an unreasonable amount of time, energy, and money trying to get this loan processed. There was very little proactive communication or follow-up from the bank. Most, if not all, of the follow-up came from me. When additional information was requested, I provided it, only to encounter what often felt like unnecessary or excessive requests that further delayed the process. Waiting six months for something I was told could take 30-45 days has been extremely frustrating. I believe I have been more than patient throughout this process. I am also a licensed real estate agent and have referred clients to Cliffco Mortgage Bankers in the past who were seeking financing. I have received mixed feedback from some of those clients, but I never expected to have such a negative experience myself--especially considering that I felt I had established a good rapport with the loan officer. Unfortunately, this experience has completely changed my opinion of Cliffco Mortgage Banker. Based on what I have personally experienced, I will not use or recommend Cliffco Mortgage Bankers in the future. To anyone considering using this company, I strongly encourage you to do your research, ask detailed questions about the expected timeline and communication process, and consider your alternatives before moving forward. My experience has been extremely disappointing, and I would not recommend Cliffco Mortgage Bankers

Beware if you're shopping around for rates - Cliffco's loan officers will run a hard credit check…read moreon a pre-approval even if you decide not to use them. No other loan company I worked with did this, and so I had a lower credit score than I should have had when I locked in my rates with another company. This may have caused some monetary damages to me and I may be paying a higher rate on my mortgage because of them.

We worked with John Nevolo to purchase our first home in '19 when he was employed at Jersey…read moreMortgage and he locked us in at 5%. In '19. Our credit scores were excellent, no debt/loans. At the time we were mid-twenties, 1st time buyers, and thought this was a good deal because we listened to him. He screwed us in retrospect. We liked him, he had this used car salesman-type charm but also kept making parallels between us and what him and his wife did when they were our age. It was heartfelt-we fell for it. We ended up refinancing down to 3% shortly thereafter with the company John sold our loan to. Skip to Spring '24. Rates are around 8%. We have a baby and getting the itch to start looking. We finally had an offer accepted in Sept '24. Rates are now ~6%. We figured we'd give John another chance, he was now at NJLenders and he told us he had more flexibility. It wasn't a good decision, here's why: John repeatedly asked us to buy points, despite the fact John and the rest of the USA knew rates were coming down. Our final straw was when John called us to give us another 'offer' - buy down your rate from 6% to 5.675 for $9K. An absolute and utter sham. Oh and per John - you have 3 hours to think about it and I can 'lock it in'. This is one day before rates plummeted and this was the third time John tried persuading us to buy down points for astronomical amounts. It was at this point that me and my said uh oh - this guy is trouble. After the $9K offer, we asked our realtor to share his lender. When we told John why we even considered calling a different lender (because of the $9K sham) and tried being candid with him out of respect, he admitted that the $9K offer was 'a bad deal' and he 'wouldn't have taken that either'. Who wants to do business with someone like this? When we came to John to tell him the other lender offered us 5.75% clean-no points to buy down- he started with 'oh, you don't have time, you both work and that lender is likely adding hidden fees to make up for the lower rate.' FALSE. We compared the 2 loan estimates- it wasn't true. A few days go by. He calls us again, extremely pushy. Saying he will lock us in at 5.85. No points. Where did that come from? Why do we get the best he could do this late in the game? It was still higher than what we got from the other lender. We said no thank you, ended the call amicably. We tell him via email to withdraw our loan. As a last ditch effort he's really pulling for straws now - he tells my husband to ask our REALTOR to buy down points. His reasoning is the realtors are the ones that are making the money! I am not sure at this juncture if this man is sane and can't understand how he has been doing this for 30 years. I am insulted that he thinks we are this inept. We said no thanks, close our file, and ended the call amicably. During this entire process things were said that didn't sit right with me. One of them is a true issue I feel obligated to provide to anyone thinking about working with NJ Lenders, solely because they employ him, and John Nevolo himself as he is licensed in the state of NJ. When we were speaking to John and he was scrambling, stuttering, trying his absolute best to sell his 'deals' he tells us that only a small percentage of people shop around for lenders and he said as an example, he couldn't stand dealing with Indians because that's all they do is shop around for mortgage rates and that they are the worst to work with because of this, he'd rather not even be bothered. That's ALARMING. The reason why I'm taking the time to write this review is because I was pushed way too far at the end and here is why. When you switch lenders, you have to get the appraisal transferred if the appraisal has already been done. Usually this is a simple process. After following up for 3 days, John was not agreeable to transferring the appraisal to us and tells us via text to buy another one with our new lender. I absolutely lost my mind. I was so angry at this point after all of the things this man had tried to do to us while we maintained respect for him. I called him and told him how disgusted I was by him and his dealings. A person can only be pushed so far. Thankfully, our new lender used to work for NJ Lenders and knew the owners and was able to get the appraisal transferred but - WOW. It was discovered that John didn't even ask the right people at NJ Lenders for the appropriate protocol for transferring appraisal. He wasn't even trying. After attempting to screw us so many times again and again, this guy right up until the bitter end just couldn't manage to do the right thing. John has likely screwed enough people and he is so close to retirement now that I'm not sure he genuinely cares which makes him even more dangerous and predatory. I hope this review serves as an example and saves others from the headache my husband and I endured. If John did it to us twice, he'll do it to you.

My original call with a team at NJ Lenders was great. But when I needed to begin a process to…read moreactually pre-qualify for a mortgage and have a discussion about what I could afford, they weren't available to run numbers and have that discussion, even after they ran my credit. It took 4 days and still couldn't get a phone call from them. They were never available when I called them, either I'm sure that my purchase price was lower than most of their clients and I don't know if that was the cause for the slow response from both of them. I would recommend looking elsewhere.

I have dealt with quite a few real estate agencies over the years as we have bought and sold quite…read morea few properties between my close family and friends. Without getting into some cliche melodrama about how effective this agency has been, I will simply suggest that this was by far the best experience I have ever had with agents and realtors. My realtor was Rich Kim and the real estate agent was Eleanor Kim. I would highly recommend 2Win as they are the future of real estate.