I was looking for a financial planner to help get my goals in line and set up a plan to organise my…read moresavings and retirement plan. Joe took me on as a new client in his a warm, fun, humorous way that made me feel at ease. I was intimidated to call him because I do not have a six figure account to invest and wasn't sure if my small nest egg would be worth his time. Joe Macek never made me feel I was an less valuable than his heavy-hitter clients. If you are looking to invest large or small and want honest, personable and qualified advice. This is your guy! Melanie Mitchell Winnipeg

From the owner: I have helped clients with financial planning and advisory services since 1998read more

THE COMPANY AS AN INVESTMENT COMPANY IS FINE BUT . . . BE A…read moreFINANCIAL CONSULTANT? - The person who recommends you up gets between $500 - $1000, (they are not your friend). Your manager gets a share of everything you sell. Their manager gets a share of everything you sell. The percentage you get from everything you sell usually drops after the first year and drops even more after the second year. The income people discuss is gross income and the company deducts all expenses before you get paid. There is usually not much left over. About 1300 consultants leave every year. Most don't stay longer than 2 years and many leave after a few months. A very low percentage make it past 5 years. This firm reportedly pays less than others in the industry (see glassdoor). Keep in mind that there are many people trying to 'hire' people into Investors Group so you will read a lot positive reports that have most likely been made from managers or people with a vested interest in having Investors Group appear wonderful. I wouldn't be surprised if Investors Group employs people to ensure all positive comments are on the first five pages of Google. Also, some of the reports are from people 'employed' by investors group - these people actually get paid to work there as an employee and so they are much happier than the financial consultants who work solely on a commission basis. Glassdoor reports about $22000 as the minimum and $50,000 as the maximum but again that is Gross Income folks! The deductions have not yet been made. Ask to see the 'scorecard' (an excel sheet) which shows what everyone makes in the firm - even the manager. The managers are denoted by the notation 'DD'. No privacy regulations here - everybody knows what you make. You will see that even some of the managers hardly scrape a living together - they only survive because they get a portion of everything you and the others sell. In fact, ask for a printout of the scorecard and study it carefully. A typical manager might make $30,000 and make another $50,000 from the people he/she hires (again, this is before deductions). Some make more and some make less. You can see why people want to be managers although most of their energy is related to hiring more bodies as people leave so quickly. If you do join IG, join for the training and then leave after a year for a bank or credit union where they actually pay you. When you leave you will most likely not meet the minimum to get paid for the clients that you have brought on stream. Normally, you get paid for a number of years for clients you have brought on when you leave but you have to be there for 3 years before that MIGHT happen. You can also dig yourself a financial hole in that when you leave, you can owe the company more money than you made during your tenure and the company will expect you to repay them. Charges are made to your account whether you sell anything or not. THE ABOVE IS MY OWN PERSONAL EXPERIENCE AND BELIEFS. YOU SHOULD CHECK OUT MY COMMENTS CAREFULLY BEFORE DECIDING FOR OR AGAINST SIGNING ON AS A FINANCIAL CONSULTANT.

Great company. Our rep has been consistently helpful! A strong recommend for ALL of your financial…read moreneeds.

I cannot express how incredible Laurie is! She is truly a kind, honest and well connected person as…read moreshe has been in this business for a long time. I was recommended by Laurie from a friend who really helped her out and it was a call that was truly life changing. Laurie took the time to listen and understand my situation and anytime I came across a question or problem, Laurie was there to answer right away. She really held my hand through this process of buying my home. Working with Laurie in these last couple of months, she has given us so much reassurance and faith and we came through the other side with greats news! I cannot believe that a few months ago I felt so hopeless for almost losing my home to saving it. My family and I cannot be anymore thankful for Laurie and her hard work (we had to meet some tight deadlines) Buying a home can be a terrifying and difficult process but with Laurie, she made it so easy. She is determined to help you get what you want and where you need to be. Laurie's knowledge and experience of mortgages and real estate is truly remarkable.

Laurie is a great and very friendly person. She has helped us get our first mortgage and now has…read morehelped us refinanced after 5 years. I would recommend her to anyone looking to be a first time home or who has trouble getting a mortgage and who thinks they have bad credit, just have a chat with Laurie and she will lead you in the right direction. My husband and I had a lot of people turning us down and saying NO, we couldn't get a mortgage but Laurie made it possible and told us what we needed to do.

Outstanding financial services. The Warkentin group is always on top of things and the latest…read moretrends as far as investing goes. Because of them, I will be able to retire at least 8 years before I thought I would be able to...Worth every penny. Thank you to all at this amazing firm.

From the owner: We are a "boutique" Financial Planning firm in Winnipeg. With over 60 years combined experience,…read moreour advice and service are unparalleled in the industry. We strive to provide our clients with a true holistic approach that is customized to their specific needs.

Kevin Harold and all the staff at Crescent Financial go above and beyond to explain our options and…read moreKevin gives good sound advice. Kevin is never to busy and always available to answer any financial questions we have, no matter how irrelevant to our accounts with him. We would recommend him 100% if you need advice and guidance on how to make your investments grow. This guy gives meaning to the words "personal touch", is extremely knowledgeable on all things financial, and we're so grateful to have him in our corner. He made us feel at home and comfortable from the very start. Chris and Lynette O

I was very pleased with the service I received from Joe. He was very friendly and informative,…read moreexplaining questions I had and in suggesting a few changes to manage my investments better. I look forward to seeing him next year.