My experience has been absolutely incredible working with Pam. She answers all of my questions and…read moreis always available to help. It is rare to find an advisor that truly cares about her clients the way she does.

My wife and I needed professional advice about our finances, specifically related to if/when we…read morecould retire and had we saved sufficiently to live comfortably. Before we even got into the actual dollars, Pam spent a lot of time just getting to know us and finding out how each of us had dealt with money throughout our lives. She wanted to understand our experience so that she could give us advice that took our tolerance for risk and comfort with different ideas into account. She was VERY thorough in gathering all the information she needed, and continues to be very willing to answer the many questions that come up as we work through the process of making a financial plan for the future. The model she used to create a dashboard is very detailed and is giving us the information we need to make decisions. We could not be happier with the service she has provided and can happily recommend her!

My wife and i used Tom Hammond for financial services many years ago. In fact, he helped me with…read moremoney for several months prior to my engagement with my wife over 10 years ago. After getting married I also invested in a life insurance annuity with him in addition to some mutual funds. Tom has sound financial advice that reflects time-tested conservative investment values. I understand he also helps with health insurance and provides consultation to business owners regarding executive benefits, financial planning, and business valuation (though I have not utilized him for any of these services). I have experienced Tom to be honest, personable, and a quality investment adviser.

From the owner: Business Strategic Planning Executive Benefits…read moreEmployee Benefits (Health Insurance, Life Insurance, Disability) Personal Investment Portfolios Retirement Planning Estate Planning College Saviings

My Husband and I came to Ben Bolton's Office at Edward Jones because of a recommendation from a…read morecoworker. I emailed back and forth with Susan at his office who easily scheduled my Husband and I some time to meet with Ben that easily fit in with our schedule. Upon arriving at the office we immediately felt welcomed by Susan and their nice reception area. A few minutes later we met with Ben who answered all our questions about investing with ease, and made us feel confident in his abilities. My Husband and I don't have money by any stretch of the imagination, but Ben made us feel just as important as if we did. I had never invested in anything before (my parents are very old school so that's how I grew up to think about money) but Ben made me very comfortable and confident in his abilities with investments and predicting the market, as well as with Edward Jones as a company. I definitely left with a lot more knowledge than when I came in! I will keep coming back to Ben Bolton's office and recommend him to any friends or family who are interested in investments, retirement funds, savings, etc. Thanks Ben and Susan!

Ben is a great business advisor for the person who is not very business/investment savy. He can be…read morevery hands on, help you learn how to put together a retirement plan and if you want to begin to do your own investing, help you learn about it. Edward Jones is a strong company. Worth 5 stars every day.

We have been getting our tax services done by Ruth for over 20 years. We will be using her for…read moreanother 20 years. Wonderful tax lady!!!

Ruth Maloney knows her stuff. She is extremely knowledgeable and helps you to understand the what…read morecan be very overwhelming process of filing your taxes. Ruth has been doing my fathers taxes for 30 years as he is an independent business owner, and now has helped my husband and I make sure we are getting as many tax breaks as possible. She truly has our best interest in mind. Do yourself and or your business a favor and trust her to do your taxes! I guarantee she will become part of your family too.

About 6 years ago Schwab blocked me from accessing my online brokerage account for unspecified…read morereasons. So I opened a brokerage account with TD Ameritrade. But now that Schwab has purchased TD Ameritrade, my TD Ameritrade account will be transferred to Schwab which means I will be blocked once again from online trading. I called Schwab and they said they cannot guarantee I will have online access to my Schwab account once my TD Ameritrade account transfers over despite being a TD Ameritrade client in good standing for 6 years.

Difficult if not impossible to meet with a person unless you are initially opening an account…read more Also phone calls leisurely returned. You get the impression of the Wizard of oz behind a curtain when you go into their office. Lots of empty cubicles. Have gotten conflicting information. Their online forms come with lots of problems and don't seem to accomplish what they seem to promise. Been trying for 10 days now to get a straight answer. Speaking to someone finally about misinformation, was told...well he's new. Is that an excuse? very disapointed with my experience with them

Probably the worst web-based user interface I've ever experienced. Makes healthcare.gov seem…read morepositively user-friendly. A former investment advisor set up my kids' 529 Plans with these clowns, and inertia kept me there when I changed brokerage firms. They're just fine about putting money in, but God forbid you should want to take it out to pay tuition bills. They make it virtually impossible to make the tuition payments. Let's face it folks -- you set these things up with every intention of having to take the money out. It should be at least as easy to get the money to the school as it is to deposit.

Fabulous investment opportunities. I am a long term customer approaching retirement and very happy…read morewith the outcomes I see from Templeton.

My accounts were FROZEN by a Risk Assessment; they made an error and blocked me in the middle of…read moremaking a transaction. No FRAUD. I can put $ into my accounts but I may not withdraw any $, buy CDs or use my HSA account. No one will talk to me other than to tell me that they are "working on it". The have messed up my entire account. The workers seem very inexperienced, say the dumbest things and are no help. I finally just hung up, it's been 2 weeks at least. I don't know what to do as my company uses them for 401k & hsa.

After 40 years w/Fidelity, my accounts were FROZEN by a Risk Assessment. No reason was given, no…read moretime frame is given. Meanwhile, I can put $ into my accounts but I may not withdraw any $. No one will talk to me other than to tell me that they are "working on it" and that they will contact me when they are finished. Meanwhile, all my billpays are frozen & stuff is bouncing even though I have plenty of $ to pay these bouncing checks which bounce because of the Freeze. It's been a week! and they are still 'working on it'. Beware Fidelity

If ever approached by an insurance agent offering to serve as your "college advisor," in any…read morecapacity, you would be well advised to run as fast as you can in the opposite direction. That's because the agent is motivated overwhelmingly by commission earnings, as opposed to your best interests. If you have any doubt about that, just search online for "insurance agents college funding" or similar phrase, which will point you to articles like this one, in Money magazine: https://money.com/college-aid-dont-take-the-bait/ (which profiles the group that Ron Adams joined). Ron Adams could be described as highly intelligent, with many talents. One of those, acting (his major hobby, judging from what he displayed around his office), enabled him to be quite effective at pretending to have the interests of others at heart when in fact he did not. Ron could also be fairly described as an ultra-narcissistic egomaniac and, alas, shamelessly unethical. He demonstrated no qualms whatsoever about breaking an agreement, as long as he thought he could get away with it. Large, physically imposing people are sometimes "gentle giants." Sometimes they are bullies. In my interaction with Ron, his behavior definitely put him in the second category. For documentation from others on his way of treating people, see the one-star reviews here by Chris R. in Rocklin, Ben H. in Sacramento and Bob A. in El Dorado Hills, as well as the "unrecommended" reviews (from the link near the bottom of the profile page) by Daniel T. in Placerville and B.B. in Elk Grove. The book (more of a pamphlet) Ron claims on the profile here (in the "about the business" section) to have authored is actually a PLR (private label rights) publication prepared by a hustler named Brian Kay (described in the Money magazine article linked to above), who for a fee allows his members to claim authorship, with their name on the cover. Granted, by all appearances, Ron made a good bit of money. And he reveled in that material success. But he built his professional legacy leveraging false piety and pretense, while stepping ruthlessly on others when he thought it served his own selfish purposes. If that qualifies as "finishing well," then yes, Ron, you finished well.

Be careful not to waste your time with this shady clown if you are looking for a college planner. I…read moreattended one of his seminars In January 2019. During his presentation he did provide basic information on what to look out for when selecting and applying to a college. He indicated his company could provide various types of support including career and college selection services, college essay writing support, detailed scholarship information, acceptance info for specific colleges, finance strategies, and more. At the end of the session I signed up for one of the free follow up 90-minute meetings with Ron to learn more about these services. When I arrived at his office, he immediately indicated that we could not meet because my wife was not present and proceeded to very rudely walk me out of his office. It was confusing to me on why my wife would need to be present to review the offerings of his company. It seemed odd on how adamant he was regarding this, indicating that it was a question of "ethics" more than once. I tried one last time to explain to him that I had driven an hour to get there and my intent was to discuss his company college planning offerings in detail. My wife not being present should not have been a showstopper for this type of discussion. He disagreed and shooed my out the door. Apparently, Ron had an ulterior motive for this follow-up meeting which I was unaware of. As I drove away from his dingy storefront office, it occurred to me why he wanted my wife to be present. I recalled reading Ron also sells life insurance and . then it became obvious. Ron does not pedal college support services. This is just a front. Ron wants to sell you on restructuring your investments into a life insurance policy provided by him with the guise of putting you in a better position when applying for college financial support. He is not interested in providing any college planning services, at least not until you have committed to a financial "re-positioning" of your assets which no doubt will benefit him. Be aware of this before engaging with this jerk or you will end up wasting your time as I did.