I am a co-buyer along with my brother Rayne, so please read his review regarding Raven. I share the…read moresame exact opinion about her excellent service, professionalism, and dedication. I just wanted to add that she is such a helpful resource even after the home purchase process. She is extremely supportive and helpful in answering ALL sorts of home-related things here in Maui. I absolutely love having her as a contact. If you are thinking of purchasing a home here in Maui, Raven is that pocket safety knife you will wish you carry everywhere.

After 2.5-3 months of tedious interaction with this lender, I can honestly say she is one of the…read moremost rude and incompetent lenders I've ever worked with. I have purchased 3 homes in the past and have never had such an awful interaction with a lender or broker. After she failed to get approval for a loan in February I was forced to get a hard money loan. She has failed, once again, and has put me through undo stress and has abused me both verbally and in emails writing things like "I've never had someone take so long to do the things I've asked for." Well, after repeatedly trying to please this awful human being to get her the things she needed, I went with another lender and had everything they needed for approval to them in one day! The other lender was also familiar with this woman, and laughed when I told them the story, stating "she tried to get me to hire her, but there have been too many bad reports about her, so I refuse!" If this actually makes it onto the reviews, as I see she only posts 5 star reviews, I warn you---DO NOT USE THIS LENDER. CHOOSE ANYONE ELSE!

This was our second time working with Ginni and our experience has always been exceptional. Ginni…read moreis very professional and always available throughout the entire process. She always goes above and beyond to answer any of our questions. I can say with confidence that Ginni is the only Mortgage Loan Originator we feel confident working with for our real estate transaction. We are so impressed by her expertise, dedication and credibility and we highly recommend working with Ginni.

The Maui mortgage team is hands down the best mortgage provider on Maui. They help all our Maui…read moreclients get pre approved and we feel confident when working with them. They are easy to get a hold of and explain everything in easy to understand terms. If you are purchasing a home or refinancing you need to call the Maui Mortgage Team. They will exceed your expectations for service and offer the best rates on island!

We just completed our refinance with Stearns Lending. Thank you, Melissa Thompson Cowperthwaite!…read moreYou and your team are so fast and efficient. From the day we started our loan application to the day we signed our closing documents was only 17 business days. We decided to go with a 10 year loan at 2.5%. The rates on home loans are so low right now. If you are considering refinancing, definitely consider Melissa and her team at Stearns Lending. I worked directly with Melissa and her Production Assistant, Brandon Fry. Everything went smoothly from employment verification, credit report, refinance application, etc. Using the Stearns dashboard to upload all of my documents was easy and convenient. I could review and sign off with their app on my phone or on the website. When it came time to close, a mobile notary named Amy came to our home. Signing all the closing documents only took an hour and we all wore masks and sat 6 feet apart. Amy even wore gloves and sanitized the table before and after. All the extra steps were appreciated during this COVID-19 pandemic times. So thankful for the easy and fast refinance experience. Thank you Melissa, Brandon, Amy and Stearns Lending. https://stearns.com/melissac

If I could give Melissa 6 stars I would! Melissa and her team were great to work with. She helped…read moreme navigate the reverse mortgage requirements for my grandmother and was able to get us funded to help my grandmother continued her elder care. Melissa's communication was excellent and she and/or her team were always available to answer my questions and if they weren't available they got back to me right away. Her knowledge in this industry is the best. I would highly recommend her for any of your mortgage needs. Thanks Melissa!

Gail was recommended to me by a friend and I am so incredibly grateful! The most important role…read morefor a realtor is to look out for the best interest of her client - and that is what Gail DOES! She helped me evaluated, negotiate, and purchase my DREAM condo in Maui -- all with me in California and Gail doing the hard work in Maui!

When we decided to buy a Maui condo from California during a pandemic, we didn't expect we'd be…read morenegotiating in an incredibly hot market where properties were under contract in days and seeing them in person was virtually impossible. Gail's help made the purchase of our amazing Maui condo a dream, even during challenging circumstances. Her incredible organization skills and extensive connections meant that we got a short closing done on time. We love our new condo, and we're so grateful that Gail was there with us every step of the way. She's professional, knowledgable, and just plain fun to work with. I'd give her 10 stars if I could.

Jessica helped us to buy our first property on Maui and we bought it completely site unseen!…read moreJessica is very trustworthy and honest, which is something you need in a realtor especially when you are purchasing site unseen. I felt completely comfortable during the whole process that Jessica was going to be honest and straight-forward with me and was doing everything in our best interest. She helped to answer every question I had and show me every little detail when buying site unseen. Not only that, but Jessica went above and beyond for us in many different ways (like helping to coordinate painting and even receiving packages for me) that has been SUPER helpful. I also really appreciate how organized she is and on top of things. I'm extremely busy and I just felt like everything was being handled and I had her reminders and she is ON TOP of it all!!! You will be in good hands with her. Jessica and Adam also really care about Maui and are very knowledgeable, available, helpful, and kind! While also being tough when needed and HONEST. Honesty is important. You want to work with someone who will tell you like it is and also have your back. They are the experts. I would highly recommend Jessica Miller!

I worked with Adam and Jessica to find and purchase a condo on Maui. They helped me every step of…read morethe way from starting the process remotely, to seeing it in person and then competing the prices remotely. Adam takes care of certain tasks and then Jessica takes care of others and they make a perfect team. I was worried how I would get a bed there without being able yo accept mail as I was remote and that I would have a couple weeks of sleeping on the floor, but Jessica came to the rescue with that as well! Seamless experience!

I had a great home in Maui and must have been temporarily insane because I sold it! I wish more…read morethan anything else that I could go backwards in time and instead of leaving,staying! Jo Ann is the best in the business and I know her daughter Brandy followed in her footsteps.If you're looking for a home in Maui these two must be part of the plan! Emerald Club,because you deserve the very best.

Our experience with Breanna and Emerald Club Realty has been a dream! (just like the house). There…read moreare some pretty sketchy rental property owners and management companies on Maui but not here!!!! We were able to view the home, apply, be approved and lease signed in under a week!!!! We were in a pinch with the holidays right around the corner and Breanna was so responsive and pleasant to work with. She made everything so simple and made sure we were informed every step of the way. We will definitely be sure to use Emerald Club Realty in the future and recommend them to anyone we know! But hopefully we don't have to move for a while lol

Kristen Goo is Great! From our first meeting to now, weeks after our closing date, she has been…read moreresponsive, compassionate and 100% genuine. She understands local families and cares for our community! HIGHLY RECOMMENDED!

Kristen has been such a pleasure to work with and I would highly recommend her services to…read moreeveryone. From my first call and throughout the whole process, she has been super helpful and knowledgable about real estate, course of action and is creative with coming up with multiple options that best fit our situation. Not only is she amazing at her job, she is also a great teacher. She talks you through different scenarios, pros and cons, and provides past examples that make you feel comfortable about your decision. She is flexible with your timeline, thorough when putting together paperwork and honestly, I feel like she is always working because she was available anytime I called, texted or emailed. Again, I highly recommend her and cannot say enough great things about her! I wish I could give her more than 5 stars.

Lisa Setiawati is outstanding! She has been our property manager since 2019. She not only has…read morehelped us through many issues with our rental property, she is also helping us as a realtor in our home search. She is amazing and multitalented. If you have a property that needs management, you will definitely applaud the moment that you ask Lisa to work with you.

I worked with Lisa to buy my first home. She was very quick to respond to me and very quick to book…read moreshowings of places I was interested in. I had an idea of what I was looking for and Lisa made it happen. She listened well to the criteria I had and only booked showings with places that checked the boxes. She is well connected to the area and was able to get the home-buying inspections booked in a very timely manner. She was patient with me as I made my decisions and I couldn't be happier with the home I got. While I am away from the property she manages it and does an excellent job. I highly recommend for home buying and property management needs. Very fair and competitive with rates.