Joshua exceeded my expectations. During a time when every lender is stretched thin and busy due to…read morethe market, Joshua made sure he answered my questions, and took his time to look at my application. I had actually applied with another lender and they treated me like another number and casted me away. But, Joshua made sure I would get my pre-approval letter before I left town. Now, because of him, I purchased my dream home! I am forever grateful for his time and patience.

First off...just go see him, it will be the greatest thing you've done when purchasing a house or…read moreproperty. Josh taught us a bunch on exactly what to do to get the best rates possible. He speaks our language. The most comfortable we've been buying a home. And, he had his work cut out for him. I really can't say enough good things about him and his team. He ended up getting us a lower rate and costs than he originally quoted...by a lot. And our closing costs came in much lower. I don't know what kind of magic he pulls but he will not stop till it's the absolute best deal he can possible do. Do yourself a favor and just talk to home for 5-10 minutes. That is all it will take and you will be hooked. Trust me!! Thanks Josh and team for all you did for us this month. We could not be happier!!

Diane Martin and all of the staff at Caliber are fantastic! Very responsive, thorough,…read moreconscientious, and knowledgeable. We rain into a major problem during the VA appraisal process and Diane really went above and beyond for us!

Ryan helped me buy my first condo a few years ago. He described the process so clearly and answered…read moreevery question I had (and even ones I didn't know that I had) completely and in a way that a first-time home buyer could understand. He guided me through the process from start to finish and often times followed up with me to ask how other people in the process were treating me. He was always on point and timely with responding (like, immediately). I never had to wait more than about 5 minutes for a response. Highly recommend and we will be going with Team Martin when we need to upgrade!

San Juan Title has some very knowledgeable, can do and kind, helpful professionals…read more Teri N is awesome. She knows everything there is to know about title, research and property. I recommend her highly, as well as Bonita and Susie. Very helpful

Scott has been so helpful and has researched specific needs for me, in addition to investigating…read moreissues with my insurance payments. He and Debbie are pleasant to work with and it's great having a real person, not just a big company, to discuss options with.

I purchased a boat insurance with Scott Richardson of All State over the phone. He quoted me $72…read moreper month over the phone. My account was debited for double. When I called him for clarification he stated, "I think you put a 30% deposit down on this policy like a car. Your next debit should be less". He couldn't verify the policy with me at that time. After several calls to his office and to the corporate office, it turns out, on most boat policies, the customer pays for 6 months but has 12 month coverage. Had I been informed of that in the beginning, or even after the 4 phone calls I made to his office, I would not be so disgruntled. I cancelled my policy but I was charged $95 for 12 days of coverage. Do not trust him or his "expertise"! He refuses to refund me the second month even though he didn't tell me about the payment terms. Not only that, he doesn't understand the policies he sells. What is the point of walking in to talk to somebody face to face and support local business if they are not trustworthy and only out to take your money?

I wrote a cheque to a service person and People's bank would not cash it because I made a very…read moresmall error where the cents portion go and corrected. I crossed out 2 zeros and wrote my initials and corrected . They would not cash- very petty!

They are so helpful in this bank! They are all kind employees that are always willing to go the…read moreextra mile with helping their customers. I would 100% trust them with my banking needs and hope you will too!

Best CPA ever. Thorough, timely, and great advice. Reasonable rates considering you get what you…read morepay for.

I cannot recommend Furin & Co. & I'll explain why. I reached out to them via email to inquire about…read moregetting our taxes done. It was my second year filing jointly with my wife, & we had some property sales, rental income, & more complicated investment portfolios once our lives more or less combined. I wanted to begin to have a professional look at our taxes. After sending an email, I got a response to fill out a basic client questionnaire. Once that was complete, we were scheduled for a face-to-face meeting the next week. No sort of "fee" or cost was described when setting up this initial meeting, the office administrator, Kelsey, simply said to bring the last 2 years' of tax returns, don't hesitate to ask if we had any questions, and that "We look forward to meeting with you & your wife on Monday." I unfortunately had to work, so my wife went alone to the meeting to give them our basic information. She met with Desha Furin in person, & after a basic introduction, talking about backgrounds, the weather, getting to know one another, etc., my wife submitted all of our documents. My wife specifically asked the question as to the cost of preparing our taxes, and Desha said that the price usually ranged around $175 for basic preparation. No invoices were provided, no itemized costs or anything of that nature. We proceeded with Furin's office into the following weeks, & judging by the emails we started to receive, it was obvious that people inside of that office weren't communicating with one another. Specifically, it was communicated at the initial email (& via a follow-up email to Desha, the owner) regarding a condominium we sold. We had used it as our primary residence the 24 mos, & would not need to pay taxes on the sale. My first email stating that was dated March 5th, & I didn't get an email from a representative at Furin again until March 25th, & that email was from another person in the office, "Kristin," who asked if we could provide a HUD statement, as well as our drivers' license numbers, issue & expiration date - all information that had been submitted at our initial meeting. We emailed Kristin back, & on March 27th, she emailed us & said she had received the HUD statement from Desha. Then Kristin asked for a 1099 form from my Roth IRA. Not required. She then responded & said, "OK thanks Chris. I couldn't tell from the paperwork that I had, that it was from the Roth." I'm not exactly receiving a vibe of confidence from their staff at this point, but we continue. On March 28th, Kristin emails yet again & says, "The last subject I need information on was the condo. Here are my questions: I can see the condo was sold in February. Did you receive any rental income prior to that in 2018?" - This was specifically information my wife covered with Desha Furin in their initial meeting. Kristin continues, "Can I get a copy of your mortgage interest statement for 2018 for the condo and any expenses... cleaning/maintenance/insurance?" - This was also information that was packaged together & given to Desha at the initial meeting with her. So now I'm answering questions that have already been answered, on my own time at work, when the staff at Furin isn't talking. - We respond by saying that we had laid all that our for Desha. No itemized maintenance costs prior to selling, and no rental income in 2018. There was rental income in 2017. Noted on our previous tax return. Also all facts communicated to Desha Furin, at our initial meeting. Kristin writes back on March 28th - "I'm not worried about costs of repairs on the condo, because it was a primary residence for you ...I wanted to make sure that you hadn't received any income & I need to record the mortgage interest paid that was reported on your 1098." - All of this information was submitted to Desha at our initial meeting. The fact that we hadn't collected rental income in 2018 has been communicated to all parties at least three times at this point. Fast forward a couple of weeks. We receive our tax return; it's right about where we expect it to be. We get an "invoice" on June 11th. It describes two charges, one for $349 for tax preparation, and another $170 for "professional consultation." When asked on the phone to help explain the charges, Desha says to my wife, "That's fine if you didn't see the value in our meeting, it's only $170, don't pay it, I'll just write it off..." This was never explained or communicated; this meeting was described by them as a "getting to know your client." My wife said they spent about 45 minutes with personal talk, & about 10 about actual taxes. On the phone, my wife tried to ask about the charges & Desha was immediately defensive, passive aggressive, & kept talking over my wife saying "Thank you soooooo much for your feedback." Avoid this firm. Very unprofessional, unorganized, & vague on their "pricing." So, be up front about what you expect to pay, & if you pay to have smalltalk with Desha, expect to pay a premium.

They will not answer their phne, and, after leaving a message, they won't get back to you until the…read morenext business day. Good luck if you've been in an accident or otherwise need immediate help. I have done business with Guide Insurance for many years. They used to be a good insurance agency, but not any more (maybe due to the switch to HUB?).

I have been extremely pleased with the service I receive from Guide Insurance. My representative…read moreis Casey but all of their agents do an outstanding job. They monitor my policies and notify me before any problems arise as well making sure I have the best premiums for my desired coverage.

Prior reviews are from SC and VA and are not for a Mark Reynolds in Bham WA. I have never heard him…read moreturn a client away. Tries his best to get the best coverage within the clients budget. Does make recommendations on how to improve your policies but is always considerate of the decision to or not to move forward with the recommendation.

I called for a quote and right of the bat he sounded annoyed. Then he told me "if I'm looking for a…read morelow price it's not him" and "they have good customer service but we're not going to find the price we want". I said oh ok and then he ended the call. He never asked for our information or even my name. I don't understand how someone so rude can be in the business of selling.