My credit was messed up because of some bad decisions and a bad marriage. I called up a few credit repair firms and they were only interested in getting me on a monthly payment. I got Credit RX number online and called them. They said they would charge me $99 per deletion. I did not believe them at first and just as a trial asked them to work on only a few deletion. After a few days I starting getting letters from the collection because Joe from Credit RX started to work on the, Slowly but steadily collections and charge offs started getting deleted off my reports. I would only pay him $99 per deletion per bureau. I was so happy from the service that I started taking their help for all the negative remarks on my report. My score was below 520, i would not get approved for a low limit credit card also. I had bad credit card collection, few cellular carriers (not a lot). Both Joe and Kimberly were very professional and straight forward to work with. I closely monitored my report and was very prompt on sending them scans of letters I would receive from the collections agencies. After almost 2 years of hard work and closely monitoring, all the negative collections and charge offs were deleted from my report. Just 2-3 months ago I asked Joe if he could help me deleting one last credit union charge off from 2012. He was honest that I should wait or a few months as it should falls off automatically (I guess negative remarks remains up to 7 years only). He was so correct, the last charge off got deleted just after I spoke to him.
Today my credit score is more than 700 and I have all major credit cards with more than $10000 limit on each.
I would highly recommend Credit RX. read more