Christie and Katie did a great job and I just made my final payment in January…read more Christie was really informative at the beginning of the process and made sure things worked at the court level.

From beginning to end it was a smooth experience. Bankrupcy can be pretty scary but through the…read morewhole experience christy and katie made sure I had all my questions answered. I would recommend them 100%.

When I think about 20/20 goals I think about buying a house! We all know buying a house comes with…read moregood credit scores. These goals sometimes seem unreachable however with some good advice, a bit of reality and initiative these dreams really can come true. If you are like me and looking for help in building credit and making the right decisions please take your business to David Rodriguez @ The phenix group. He will be honest with you upfront and really work to help you achieve your goals. Keep in mind you need to do your job, make on time payments and really try... the end will be worth it! I cannot wait to see what 20/20 brings in!

Worked with these guys at their Richardson office before they expanded and man im glad I did…read more David Rodriguez was awesome and helped me out when others wouldn't or couldn't. Joe and Brian were very helpful to answer questions when David wasn't in the office. This team has their process on point and gets the job done. When I saw they had the Austin location going, I just had to get on here and spread the word about how lucky I was to find them. My lender referred me and it was the best thing to happen to me. There was no way I was going to get approved to refinance my house without these guys doing their thing. Call them now!

Update - Susan was my bankruptcy lawyer. I needed to replace the documents from my bankruptcy after…read morethey were destroyed in a flood. I called Susan's office and they cheerfully helped me get a new set. Melissa was especially helpful in getting the correct information for me and was an absolute joy to work with. Purely professional and genial. I'm so glad I chose this firm to rep me during hard times. It's nice to know they are always there, and continue to be there 6 years later. Thanks so much for everything!

Susan Taylor was extremely knowledgeable and guided me through every step of the process with…read morepatience and understanding. Not only was she professional, but also very friendly, supportive, and easy to talk to, which made a difficult situation much less stressful. She explained everything clearly, answered all my questions, and truly made the process simple and manageable. On top of that, their services were affordable. I'm so grateful for their help and would highly recommend them to anyone who needs a compassionate and skilled bankruptcy attorney.

Quality was amazing! Seen results within 30 days. Highly recommend! The advisor Denise was…read morefantastic and educated me on things i was not aware of.

From the owner: Financial- Business Consulting Clients only. We don't specialize in Trust or Wills . Credit…read moreConsulting: Building a Strong Financial Future At New Wave Resolutions, we specialize in credit consulting to empower you with the tools, knowledge, and strategies for removing inaccurate items like late payments, repossessions, charge-offs, evictions, hard inquiries, foreclosures, student loans, and improving credit scores, preparing for loans, needed to achieve financial success. We don’t just address credit issues, we guide you on building and maintaining a healthy credit profile to unlock new opportunities. Our services begin with a comprehensive credit analysis, identifying inaccuracies, errors, and areas for improvement. We create tailored strategies to address your unique financial goals, ensuring your credit reflects your progress. With an education-first approach, we teach you how credit works, so you can make informed decisions that benefit your financial future. For entrepreneurs, we provide information on securing business funding that’s not tied to your personal credit, helping you grow your business while protecting your financial stability. With ongoing support, updates, and personalized guidance, New Wave Resolutions is committed to helping you navigate today’s challenges and prepare for long-term success. Take the first step toward financial empowerment today!

Annie P. with Austin Credit Repair Specialist has been SO AMAZING to work with! I have raised my…read morecredit by 60+ points with her diligent help to contact and investigate with the credit bureaus. She has been so kind and sweet on top of everything which makes me want to recommend anyone to work with her!

I had Annie help me with my credit report, and she did a FANTASTIC job! In about 3 months I was…read moreable to improve my credit score enough to get qualified for the loan I needed to get my new car!! There is no way to thank you enough, the service has been priceless for me. I would recommend giving Annie a call if you have any credit repair needs or questions. Thank you so much!!

Been working on my credit a while and it wasn't till I worked with Chris at Elevate My Scores that…read moreI truly saw an improvement! I enrolled in his program and he recommended a few strategies, and he also took the time to walk me through them. All together, everything really helped get me to where I wanted to be! Truly appreciate the help and would definitely recommend!

Do not use this company…read more I was turned on to them by my mortgage company to fix a bad debt. I spoke with Susan Isenhour from Elevate and she was all over helping me and of course wanted money right up front. I was charged over 300 dollars that day and then they sent me documents to sign for monthly withdrawals from my account. I DID NOT sign the documents to allow this and they still debited my acct for 130 dollars. I have tried calling Susan on several occasions, and she will not return my call to refund the money they stole from me. Run from this company as fast as you can.

After years of using TurboTax and even going to Jackson Hewitt one year I just knew there was no…read moreway the returns I was getting were being properly prepared. I don't even remember how i came across E D Johnson and his tax services but I called him and we set up a meeting. Once we sat down and he reviewed my W2's, what i was pulling in as income/giving the IRS in tax money every year and the fact that i was married to a woman who was dependent on me because she didn't work, he was borderline offended by my previous returns. He immediately took on my case - for a very reasonable fee i might add - and told me he'd make it right. He wasn't kidding. When we got our tax refund we called him and told him there must be a mistake or something. He had more than tripled the refund i got one year prior! And mine is a relatively simple case. I can't even imagine what he could do for people with higher incomes/kids/home businesses, etc. It watching a magician pull a rabbit out of a hat. This past year was a rough one for me...wife doesn't work and I lost my job and pulled in like half of what I usually get in regular income. After going over all the specifics of my layoff, and the fact that I had to plunder my 401k just to put food on the table I was expecting to actually owe money to the IRS. But nope, E D calls me back and says the IRS actually owes me 30% more than last year! I don't even have the words to express how grateful I am. But I did create a new nickname for E D, he's "The Magician". Never again will I trust the idiots at turbo tax again. I cannot recommend this guy enough. He is like the Michael Jordan of tax preparation. Thank you again ED. You know I'll be contacting you next January!

This is one the most professional, considerate and customized business, I have been associated with…read morefor over 6 years. The providers of service are diligent in ensuring your satisfaction and very knowledgeable of IRS laws and guidelines. I have been assisted several times in identifying deductions that I was not aware of...Emmaus is timely, and the after tax season is phenomenal. They care, you are not just a number... Excellent customer Service!!! Highly recommend!!!

I had a terrible experience with this "legal team". For any little question I had, I could expect a…read morerude, patronizing response. Communication is non-existent otherwise. Do yourself a favor and save your money and negotiate your own debt. Valuable lesson learned for me. I absolutely do not recommend this company.

Do not waste your money for something you can do yourself and do correctly…read more I enlisted this company's help in handling a civil citation, they charged me upfront and had me review a response that they would send in for me. I reviewed the response and signed it, they then efiled my response. I heard nothing after except that the court accepted the response a few months later I received a default judgement notification in the mail. It turns out this company sent in another one of their clients response in instead of mine and the court accepted it. The person I worked with at CAPS legal team told me it was the court's fault for accepting the response and that the clerk could be fired for it but never addressed the fact that they sent wrong person's response. I felt like they failed me and I didnt want to work with them anymore however when I asked to talk to a manger about a refund I was met with most rude response from someone named Michelle who decided to communicate with me solely through text when I had asked for a phone call. They refuse to believe that they sent in the wrong response (I got it confirmed with the court that they sent the wrong response in) and asked me to stop wasting their time. Overall everything felt unprofessional and Im left feeling robbed, think really hard before enlisting this company's service as they seem to pray on people who are in a tough situation and think they can get away with treating you like crap because they don't think you can afford a real lawyer if you use their service. USE ANY OTHER SERVICE JUST DONT USE CAPS LEGAL TEAM!

When I needed help and turned to Sam and his staff, I was overwhelmed by the professionalism and…read morecourtesy that I was shown. When it's time to buy a home, I will be back here for a quick overhaul and credit boost.

If it can be fixed, Sam and team can fix it. You have to be proactive, and get them the documents,…read moretake your credit coaching calls, answer your messages on the website. Do your part and they will do theirs. The owner Sam Naquin REALLY cares about customer service. I had a (minor) issue and he called me himself to get to the bottom of it, which we did. Watch the videos, learn from the website, and then partner with them to clean up your credit. You can trust this company.

We needed help with starting our small business off the right way, Tier1CC took the time to show us…read morehow to build our business with addressing our needs and revealed areas that needed our attention, even helping us build our business credibility. The website that they created for us is amazing which has also increased our business revenue! Thank you Jess for all your help you know we'll be back for additional assistance in the future and yes, I definitely recommend this company.

First off I would like to say that this company is very professional, and they get the job done,…read moreme and my husband have been trying really hard to get approved for a home lone, and had tried several methods on our own to improve our credit, but after countless hours and frustration, i ran across this company and they where so easy to talk to and helped us out when we needed it most. I would recommend this company to anyone. They are good at what they do, oh yeah and we are closing on our home this week.