Starting to Build Our Financial Future: We were new to personal finance and had finally reached a…read moreposition where we could think about saving and investing. Katy offered packages that were perfect for our personal finance journey. She helped us understand the recommendations she was making, so we also learned along the way. She even broke up her recommendations into bite-size steps so we didn't feel overwhelmed and could actually start taking the steps to a stronger financial future. We saw the many benefits of her guidance and look forward to working with Katy and her team as we grow our family's financial security.

We have been working with Katy for about 7 years now and it has been the absolute best decision…read morewe've ever made. It was incredibly helpful to see all of our finances presented in her report and when she explains it all so clearly it's just so reassuring. We had been trying to buy a house for several years in a very competitive market. After we started working with Katy we were much more confident and finally able to make it happen without overstretching ourselves. We continue to have check-ins as needed for all kinds of questions, from stock and investment allocations, to college 529 plans, to retirement and she's very knowledgeable and responsive. She's extremely easy to talk to, honest, and straightforward. We've already recommended her several times to our friends and family.

This financial advising service is excellent. No sales pitches, commissions, or hidden fees. It's…read morejust what the name says: Advice Only. The staff is intelligent, knowledgeable, articulate and scrupulously secure, keeping your data private and confidential. If you need to plan for retirement, decide if real estate or the stock market is right for you, or arrange for a comfortable financial future balanced with what you find to be important in life, they can set you up to meet your goals. No agenda other than getting you the advice you need, no judgement, and very reasonably priced. Will pay for itself many times over.

From the owner: ADVICE-ONLY is a financial education and advisory platform. Learn from and work with your perfect…read morefinancial advisor. No sales, no ongoing fee, just objective financial advice. Discover why many prefer our objective financial planning process rather than financial advice mixed with sales, especially when making important financial planning decisions. It’s your money, so it’s your plan. Learn to plan your way using our truly conflict-free financial planning technology and 100% objective financial advisors. Download our app, try for free. Privacy first.

I have met with Christine Teh three times now. As a math teacher and professional, I have always…read morefelt a bit of shame and embarrassment about not being able to get a handle on taxes and finances. Christine was so encouraging. She took the mystery out of all the mess and gave me the confidence to take ownership of my finances. I always felt safe to ask any question, and she always answered in a way I could understand. This coaching experience has been life-changing! I cannot speak highly enough of Christine Teh and the invaluable financial guidance she has provided.

Christine is unlike anyone I've ever worked with. I'm 71…read moreyears old and have worked with many financial professionals throughout my life--including tax professionals, advisors, and planners--but Christine is truly in a league of her own. Her level of knowledge is unmatched, but what stands out even more is the heart she brings into every interaction. You can feel her care. She's not just doing a job--she's devoted. Devoted to your clarity, your security, your peace of mind. With Christine, I feel both grounded and supported. She holds a rare blend of precision, presence, and genuine dedication to your well-being. I wholeheartedly recommend her to anyone seeking more than just financial expertise. With Christine, you're not just hiring a professional--you're inviting in someone who truly cares about you. Thank you, Christine, for always showing up with such love, compassion, and integrity.

Ok so Beth actually makes finances peaceful and fun. I did not think that was possible. She helped…read moreme with my taxes last year (of course I waited till the last minute) and the entire time it was like we were playing a sparkly-fun video game. You know how it is when a subject you normally suck in becomes clear to you? That is what Beth facilitated for me. And she's humble and sweet. Can't beat it! She's also wants the best solution for you. Even though she is a GREAT advisor and when I have the money, I will totally spend it on sessions with her, I was reluctant to drop the money at this juncture for some financial help because I'm in the red... so she made a few suggestions that saved me a lot of money. She's the best!

I met Beth a few years ago when I first purchased a business and I had never been a business owner…read morebefore. She helped me to wrap my head around business finances, how to determine my budget, flushed out what was important to me to prioritize and pointed out that I am my most important employee! Then a year later I participated in one of her group sessions and I got a lot out of that as well. She has many ways of helping people with their finances to meet people where they are in their process. Last year she sent out one of her regular newsletters and she issued a challenge to set a goal for the year. I took that seriously and followed through on my goal of setting a specific budget and working my budget. That helped me imensely to go from an unprofitable year to a profitable one. Beth has made my life better!

We scheduled a zoom call with Gary for some advice and to determine if we should use his services…read more He answered all our questions open and honestly, guiding us in the right direction. If the need arises to use a CPA in the future, I wouldn't hesitate to call Gary again. Thank you for your advice, Gary!

Gary was very professional and very helpful. Went over and beyond my expectations…read more Gave really great advice and took his time to explain it well. Would recommend!

Faruk was a pleasure to work with! As we wanted to plan further for our future, our goal was to…read moreidentify areas where we are doing well and can improve upon. From the start, Faruk was personable and clear in communicating his services along with having a genuine interest in what our expectations were from this exercise. Fast forward a month, we have gained invaluable clarity and actionable next steps for our finances. Today, we still reference learnings and information shared by Faruk to help influence any financial decisions we may or will make. 100% would recommend Faruk to any family looking to understand their finances.

Faruk is a fantastic guy. I feel very fortunate to have crossed paths with him. He has been great…read moreat setting up our investments to be positioned well, even when the market is volatile. He has consistently grown my investments since working with him (not by single digit percentages either). He is very attentive and always takes the time to explain goals/positions clearly. Faruk is also very friendly, approachable, and genuinely cares about my financial goals. I trust his judgment and appreciate his proactive approach. I highly recommend him!

Charles Schwab national is still competitive with other brokerage services, but its employees in…read moreCorte Madera, CA are both "stressed out and completely inefficient and sometimes largely incompetent" both in person and by other communications in the eyes of account holders with approx. $10 million in accounts.

Kind, friendly, efficient and clean space. Look forward to doing long term business with them!read more

If there was a negative 5 star rating I would choose it. Only selecting one star because it is…read morerequired in order to post this. I completely agree with Susan D's post, from Nov 1, 2022. These people are wolves in sheeps clothing, money hungry and could care less about their clients; I don't trust them at all. On the surface they dress and appear humble, however, they do literally have many years of Theatre experience, so, they put on a great act. They spend time during working hours creating and enacting dramatic scenes to test and abuse selected employees. For example, one pretended to be having a heart attack to see if she would get help. Another entered the office loudly stating she was so upset due to her blind, deaf sister being abused by the husband and spent the entire day loudly speaking about it so that everyone could hear then selected an employee to find out what she should do about it. This is usually done in front of the business owners and is complete allowed. It would have been better to spend that time actually helping the paying clients instead.

I have been working with Marchi Smith and Levin for the past 5 years because I have a client in my…read morefacility who uses them as her fiduciary. They are very easy to work with, very professional and take really good care of their clients. I have been working with Jennifer and she has been easy to work with. She is very involved with her client and very prompt in responding with everything she needs. I have worked with other companies for my clients but this company has been the best so far. David Levin has also been a pleasure to work with. I would recommend working with this law firm.

I've worked with Jeff over the past year on both my IRA and individual portfolio. He recently…read morehelped me transfer some IRA funds to an insurance company in order to receive increased monthly annuity payments. That took awhile from the consultation and planning period to actual implementation. Jeff did research for me to figure out if this was a good move for my needs. After all the back and forth communication with the insurance company and endless paperwork to fill out, I can say that I'm a happy camper and I received my first annuity check from the company yesterday. We did it Jeff! He is a very patient and personable financial advisor and I cannot recommend anyone better than Jeff. He listens and hears what your specific needs are and goes to work from there. With the aid of computer data analysis and his personal research, he came up with a plan to fit my needs in retirement. I live in San Francisco and he made a special effort to meet at my house along with a Zoom meeting. I'm not tech savvy but he showed me how to prepare and sign documents online. He made things so simple and easy to understand. I can rest easy knowing that Jeff and Terra Blue have my back with financial affairs. For those of you who may question the need for a personal financial advisor I have to say that's it's worth every penny to give Jeff a call.

I know Jeff from Toastmasters, and have heard him speak knowledgeably about personal finance…read more Wanting advice about my own personal finances, I took advantage of the free first session he offers for consultation. He was able to be flexible regarding scheduling a meeting, too, which I appreciated. One thing that sets Jeff apart is how he takes into account the emotions/feelings we have about money into his advice. I really appreciated his help, as we went over my expenses and figured out what I could afford for rent. I appreciated your sound advice, Jeff. Thanks again!

Not to be dramatic but Miss Clutter is life changing! I needed help with my living space because it…read morewas cluttered with toys and books and no matter how hard we tried we couldn't keep it organized (we have a 3 and 5 year old) We tried to organize ourselves but it didn't work so I was curious when I discovered Miss Clutter because in my mind I was thinking "what can they do differently" And they exceeded my expectations and it's like they are magic! The first step was Danielle came to our home for the initial assessment which was helpful and so worth the additional cost because she helped us brainstorm so we could get ready for they came for the actual declutter and organization. She just has the eye for where things can go and how to reuse what you have to make it work. She says she's not an interior designer but she does appreciate "eye candy" so to me that's all I want. After meeting with her I knew we wanted to use her and her company to help! Also side note- Danielle is just the sweetest person and when I met her I just felt like she was an old friend that I hadn't seen in a long time, you'll love her! The second step was she gave us a wishlist and we ordered things so it would be here and ready! Danielle was awesome with giving different suggestions for bins ect so that it would match the aesthetic needs I was looking for. She also brought things from the container store on the actual day of the decluttering. The third step was the actual process of cluttering and organizing ! We had Fernanda and Klara come and they were nothing short of spectacular! They were so friendly and kind and loved my kids and dog! They are both hard workers and I know we'll use miss clutter again in the future and I want both of them to come to my home! They were efficient and so organized and had great ideas for items I didn't quite have places for. After the whole process was completed my kids have been able to put things back where they are supposed to go and my living room is not a mess anymore and it honestly feels like a miracle! I can't thank Miss clutter and the whole team enough! I will be using them again in the future and if my husband gifted me miss clutter for a birthday-anniversary I would be thrilled because an organized house = organized mind set = happy wife = happy life

UPDATE: Literally as I posted this review, I got a call from Danielle. She offered me a discount…read morefor the disappointment or her time and expertise for the systems I need in place. I am floored by her customer service and true desire to deliver for her clients. I stand by my experience, but stand by even more by Danielle's desire to deliver to her clients. *** Miss Clutter sends hard-working people to your home to organize things. I was a bit disappointed by the experience, because what I truly needed were systems put in place better than what I already had in place. The lead organizer did suggest a wonderful fix for an issue I had, so I appreciated and was grateful for her thoughts on the kids' art corner. Really grateful fix with furniture I already had in the home. Wonderful win! But I didn't get any other suggestions or any issue-spotting from the lead, nor suggestions on how to improve flow in the home. I suppose my own experience with other declutter businesses--like House of Love with Colleen Collins--outshined this one because I am a tired mom who needs someone to lend their mental energy to figure things out for me: how to better organize the kids' clothes, how to create flow for my own clothes and how to create a more peaceful office. Instead, I found myself directing the helpers on what I wanted because they did not have much to add in terms of solutions or issue-spotting. Even in terms of decluttering, when I asked whether I should get rid of a particular item, the answer was "It is up to you." I know it is up to me, but o need your help. That is why I'm spending thousands of dollars on help: because I am tired and need your advice and help to declutter, and see if I have issues in my home. Danielle said she could see several issues in my home based on the videos I sent her, but I didn't really get any advice on those issues. I suppose that is why it is really helpful having Danielle's input, but she never made it. She said she was going to stop by, but was unable to. I texted her afterwards, and she sent me some entryway products, but that was the extent of her input. Another pain point was when I needed to declutter the kid bookshelf. The lead suggested I look through it and see what I wanted to get rid of. I had to ask her to remove all the books so that I could go through them one by one, then have them put them back. I know it was the end of the day, but we had at least 30 minutes and I was surprised that I had to request them to remove the items. It's hard to declutter a bookshelf when the books are stacked on the shelf. There were other examples of how I had to ask them to remove all the items so I can make decluttering choices. They did not ask whether I had other kid books/clothes/items in any part of the house, so there might have been items that missed review. As long as you come into the situation knowing that it might just be people organizing, you'll have a great experience. They make everything look beautiful and clean. I'm a mom of two kids, so the places that only saw things folded and put back will sadly last for a couple of weeks only, but if that is your aim, then you've found the right business. I hate to write a review like this, because the three people worked SO HARD and were so kind. But I felt like I was sold on one product and given another for the same expensive price tag.