Dan Stone has done the research so that you don't have to. He will connect you with the lender that best fits your situation. For me, he connected me to a lender that waived PMI with only 3% down. Dan saved me hours of research and more importantly, thousands of dollars. Leave it to the pros, leave it to Dan Stone! read more

Felt really mislead with the service that was offered. I didnt feel his price matched the service being offered. The lender he connected me with was a good deal but not easy to work with and the person was very unsympathetic. I would never use this service again nor would I recommend it to anyone who is thinking about it. The only reason I even considered it was the referral from my Real estate agent so I regret that on so many levels. All I got was contact information for a lender that offered this product to anyone who contacted them. read more

Directed me to a great lender. process of getting a home equity 2nd was practically painless ! I highly recommend Dan

My husband and I were buying our first home, and of course, this was our first time going through the home-buying process. I cannot tell you easy Dan made this for us -- he searched through hundreds of companies to find us the best interest rate and offer. He regularly checked in with us (about once a week) just to make sure that everything was staying on track, wanted to ask us if we had any questions. And we had a lot. He clearly has a lot of knowledge in this field, and will work hard for his customers. Cannot recommend Dan enough for your next home buying experience. You'll probably save some bucks with him in charge! read more

I have known Dan for about 10 years and never had an opportunity to use him. But then when we were refinancing our home, just before we signed with the lender we had searched out on our own, I remembered Dan and gave him a call. I was amazed that he was able to save us about $40,000 on our loan. I have since referred him out to many of my clients both for Reverse Mortgages and Regular Mortgages. I never hear anything but positive feedback. Marty Burbank, JD, LLM OC Elder Law read more

Being a Financial Advisor, it can be difficult building partnerships with other professionals and building those relationships to a point where we feel comfortable referring our trusting clients to them. Dan has made it really easy though. The mortgage loan space had definitely gotten more complicated and time consuming, and having a Coach and Advocate that is working hard for you and in your best interest is so worth it. I also appreciate how he always responds quickly and is on the ball keeping everyone updated throughout the whole process. All my clients have raved about Dan and I will continue to share his contact information with those who are looking to buy their first home, buy a 2nd home, or refinance their current mortgage during this time of historically low interest rates. Dan is the Man for Mortgages! read more

I owe Dan all the thanks in the world. He got me the absolute lowest interest rate, better than anyone else out there -- no one even came close to what he was able to offer. His magic allowed me to purchase the home of my dreams; I didn't think it would be possible, but he pulled it off and made it easy. If I ever need another mortgage -- without a doubt I am going to Dan, a true honest professional. Thank you Dan, look forward to working with you again! read more

Dan was a Great help in securing a incredible rate of 3% fixed 30 years. Hard to imagine how he got it done but he delivered. I highly recommend his work and he is super direct and sincere in all things business and personal. Thanks Dan. Jim Ballidis read more

This guy knows his stuff!!! Dan Stone is knowledgeable, personable, and follows your loan all the way through the process if necessary. I can't tell you how much I appreciate his services, and was worth so much more than the nominal fee we paid. He does all the legwork, and ultimately he will save you tons of money. Would leave 6 stars if I could. read more

I highly recommend Dan when looking for a HELOC loan. He provided great options for us, which ended up saving us on our monthly payments. His service was quick, easy and very professional! read more

Dan Stone recently helped my good friend who owns an auto repair business in this way: * 1. Dan saved him 20% in rate and $4,000 per month in what he was paying to his current lender. Yes, that's right! Dan lowered his rate by 20% and saved my friend $11,000/year thereby massively improving his monthly business cash flow. 2. Dan also recommended my friend to a fantastic credit repair company to help him raise his credit score in 4 months.  3. Dan coached my friend through the loan process, answered all questions in his best interests and provided my grateful friend financial guidance all along the way. 4. Dan recommended other areas of savings, such as better and lower cost auto and homeowners' insurance. I personally have known Dan for awhile and used him to do a great job for me. He's an expert in the loan industry and really knows his stuff. By using Dan, he ended up saving us about $19,000 over the life of our loan. We liked Dan's straightforward way when he worked for us. Dan is highly referable and trustworthy. He is patient with people like us who can be intimidated in loan matters. Dan is also quick to refer trustworthy services like property insurance and credit repair services. We refer Dan to everyone we know who is even thinking about a home loan. read more

Dan Stone's service was exceptional. He searched for the best reverse mortgage that would fit my needs. There were several options and he explained the pros and cons of each one. All my questions and concerns were patiently addressed. I was never pressured. When I made my decision, Dan put me in contact the the loan broker. At that point, even though I had moved on to the next phase of the loan, Dan continued to keep in contact with me to see if I had any question or concerns. I appreciated that personal touch as the reverse mortgage process (or any loan process) can be an overwhelming situation. Dan helped smooth the way with his knowledge, patience and genuine concern. I highly recommend Dan for all your mortgage and loan needs. read more

Dan Stone is a very trustworthy and ethical mortgage broker. He saves his clients tons of money. Dan was able to save me 100,000.00 on a transaction. He uses great connections to save clients a ton of money. He is a pleasure to work with and is an expert in lending and financial services. Refers borrowers to great real estate agents, insurance providers, and financial advisors. I highly recommend Dan Stone. read more

Dan really is the man for mortgages. I am a real estate broker and have used Dan and his services for all my clients for the last 3 years (My wife and I have also used him personally, twice). He is an amazing find if you are looking for a mortgage. To put it simply, every broker, lender, banker, etc is going to charge as much as they can (hey everyone deserves to make a living, I get it) and its your job as a consumer to shop to find the best deal you can. There are soooo many lenders out there and many offer discounts for their bigger clients and referral sources. In comes Dan Stone with his network of hundreds of lenders, brokers and bankers and he shops for you. He throws a lot of business around so there are many times he has access to discounted pricing where others don't. What I usually tell my clients is shop, do your due diligence and then call Dan. 99 out of 100 times he's going to beat that quote. For those that don't want to go through the trouble of shopping first just call Dan and he makes the banks compete for your business. I have been a real estate broker for 20 years and I have never met anyone with his type of business plan and consumer model, its really the way business should be done. He's honest and super efficient and a pleasure to work with. I'd give him 6 stars if I could. read more

"I was introduced to Dan by my financial advisor, who had known Dan for many years. He reviewed my loan needs and found the best path possible for my interests. Dan has gone above and beyond my expectations. He is definitely an expert in mortgage loans and finding the best loan program, lowest rate and fees. He's honest, always has my interests in mind, coached me through the process and is a God send. I recommend him to all my friends and family." read more

I recently had the opportunity to refer Dan to a family member who was looking to refinance. Dan is very professional, has great follow up and was able to give solid advice based on his extensive knowledge of the mortgage industry. The refinance just closed and everyone is happy with the results. Thank you Dan! read more

I am 60 years old. Mortgages were easy back in the day. My experience is in starting, building and selling businesses, all my adult life. In that time I have bought and sold many properties, investment and homes. In all that time I never meet anyone in the mortgage business that can draw on their wealth of experience and knowledge that would or could think out of the box and find a mortgage situation that will accomplish what you need. It's not getting easier to get a mortgage, it's getting ridiculous. Since 2008 it became truly ridiculous. Such that a re-fi with 80 percent equity! There's - A) All the paperwork to fill out, B) The questions they ask C) All the documents you hand the bank. It's such that you need a coach to make sure you are not wasting your time with a bank that is this month simply collecting data and charging fees to keep their loan officers busy. Today it's become a smart choice to have a coach on your side. Dan Stone can direct you to a mortgage match. He finds out your real need and financial ability then leverages his knowledge about the market to for ideas, angles and approaches. He's beyond sending you to a lender. He knows which banks are lending specific types of mortgages this week vs. which ones are just collecting your information. Dan can tell you - 1. What to ask for 2. What to ask to be sure the process is moving for you 3. Coach you into and through the process 4. Provide you insight on the type of loan you should consider at this time while considering your immediate need, the marketplace, which banks that have staff that is eager today, which banks do more of the kind of loan you that fit your need. 5. His fee based approach makes him focused on you. He's not pushing any banks product this week or chasing bank commission fees. 6. You will learn something that can save you money or that you can leverage today and later in life when you are in another mortgage situation. My first call for mortgage loans is now always to Dan Stone. Bob Evans read more

I have known Dan Stone for over 3 years now and I will always refer anyone in need of a mortgage to him because of his integrity, knowledge, experience and desire to serve. He is also committed to obtaining the right lender, the lowest cost and the lowest rate for his clients with his creative, unique service. Wanna save money? Check out his one-of-a-kind mortgage coaching service because I don't know anyone anywhere with his method of serving consumers looking for mortgage financing. You will love working with him. Mel R. read more

His process and follow up were extremely appreciated it and needed as I was juggling multiple projects at a time . Bc of this I will be recommending him other individuals looking for a trustworthy mortgage provider and will use his services again worked with Dan Stone and he was extremely helpful with my unique financing needs. He was very knowledge about conventional and unconventional mortgage opportunists available in these uncertain market conditions. After having a full conversation with and the plan that we discussed I realized that I was working with a seasoned mortgage broker and I feel comfortable enough to deal with him. Thank you very much Dan! read more

Dan was the constant professional through our entire process in securing the best mortgage loan and rate possible. His services were definitely worth the money we paid and also gave us a peace of mind while finalizing our loan. Dan took the burden off of us of trying to secure the best loan possible saving us time and money AND most importantly, time away from work and family. I would highly recommend Dan Stone and Mortgage Fee Coach, Inc when looking for a mortgage loan or refinancing. Again, cannot stress the professionalism and complete knowledge Dan displayed during our process. A very satisfied customer! read more

We feel very grateful to have had the help and guidance of Dan throughout our home buying process. We were working with a new mortgage broker and many things were new to us. When questions would come up during the loan process, we were comforted to know that we could e-mail or call Dan with questions and/or concerns. It was very much a peace of mind to know he was there. Everything worked out eventually and we were pleased with the outcome. read more

Dan is a real resource for people with difficult situations.

My finance and I are very bless and grateful to have had the help and guidance of Dan Stone throughout our first home buying process. Many things were new to us, when questions would come up during the loan process, which was not a problem to send emails or call Dan with questions and/or concerns. It was very much a peace of mind to know he was there. Everything worked out eventually and we were pleased with the outcome. read more

Dan! What a great service you provide! I got you in front of some clients that really benefited from using you because you found them a lender with the best rate, and could get the loan that they needed on the property they were looking to buy! You underpromised and overdelievered your services! Great job, and I truly look forward to working with you again! read more

I referred Dan a buyer named Robyn. She was frustrated on what she could afford in Orange County at a $250,000 level and it was important to her to be in a safe neighborhood. I talked to Dan and he was able to work with her by finding a financial assistance program that increased her ability to afford something around $400,000. This greatly benefited her as it gave her many options that simply were not there before. read more

You can't find a harder working highly ethical professional to work with than Dan. He truly has your best interest in mind. He is tenacious to find the right fit to help you save thousands on your mortgage. Give Dan a call right away if you are thinking of getting a purchase loan for a house or a refinance, make Dan your first call! He recently helped a buyer I was working with and found a great lender for them that saved them thousands and more importantly, closed on time!!! Call Dan today! read more

Dan is as good as they GET! Very helpful in finding me a lender that would work with me for a VA loan. Was in constant contact to make sure that all of my questions were answered. Using his services helped me get a home for my family and save $1000s over the life of the loan. Truly grateful to have such a great person on my side through the stress of buying a home. read more

Dan Stone is a very knowledgeable professional with a lot of contacts in the industry. He wants to help you find the best financial solution. For the first time buyers I would also encourage you to visit Dan's seminars where you will get the whole picture at a time. read more

I've been trying for over 10 years to fix my current loan situation. After speaking with Dan, he came up with a plan to improve my credit score and solve my issues. We are now working on improving my second loan and everything is going great! Hopefully, my loans won't have to be touched again and it will be thanks to Dan "The Mortgage Fee Coach". read more

This is our second transaction with the Mortgage Fee Coach. We were so happy the first time that we did not hesitate to contact Dan again. He is absolutely amazing! Dan was able to find us an extremely competitive 30 year fixed rate. He was our advisor throughout the entire process and went above and beyond to ensure the loan closed. Not only were we able to secure the 30 year fixed loan we were also able to get additional money back at no cost to us. I have the utmost respect for Dan. He is a true professional. I highly recommend Dan Stone the Mortgage Fee Coach. I truly believe his service provides borrowers with better rates, lower fees and successful fundings! Call Dan today! read more

Dan has a unique "solutions concierge" service to obtain a loan that has a 'no sales pressure' approach to picking the best lender. At the close of our refi, we are now at $500 less monthly than our previous payment. Simple math tells you we are saving $ 6,000 in the first year of the loan....good thing Dan works on a low flat fee basis, not a percentage! Knowing that we plan to live another 10+ years at our current residence, a $60,000 savings on our mortgage will definitely make our "baby boomer" years more comfortable. If you are looking for a loan, "go see Dan, go see Dan, go see Dan" LOL Yo Adrian Foothill Ranch read more

dan did a great job. i have been in the mortgage business for 30 years and i was looking for a program i could not find. dan found it for me and at a great rate. read more

We were 45 days into the process of placing a new loan on our home and I was hearing of lower rates available. I called Dan and he helped me sort through the different offers and bottom line, the lender we were currently dealing with BofA-ML lowered their rate by 1/2% saving us over $400/mo. Thanks for your help Dan! read more

Dan gets results. Run all your mortgage options by him. Dan is the man. I have him on my website as a Preferred Partner.

The Mortgage Fee Coach (Dan) provided excellent service and helped us secure a great loan. After determining our needs he gave us several options to consider to best fit our needs. Once we selected a lender he helped us through the entire process. The fee we paid for the service was easily recouped through the savings we achieved with the loan. I would highly recommend everyone looking for a mortgage to start first with the Mortgage Fee Coach! Patrick (Tustin) read more

Dan is the Man! He helped my daughter, a first time buyer, compare prices and really understand the process. Dan offers a superior service and really cares to get it right. Rare to find someone helpful in a cut throat industry like mortgage, but Dan's service is different. By being a "Coach" he is on your team and see's that you are successful! read more

Dan is an integrity based man who cares for his clients. He provides great advice and service for your mortgage and refi needs. Highly recommend! read more

Dan Stone was so helpful in the process of buying our first house. We saved tens of thousands of dollars over the course of our loan. He shopped around for the best option for us, not only the best rate but also with dependable companies that he knew could get our loan done on time. It's not just about the cheapest rate if you loose your dream house to a lazy lender. Anyone can make promises but he finds the lenders that can deliver. He finds the right and best lender. We even had to back out of our first escrow and since we didnt close Dan applied our fee for his services again to our next house search 6 months later even though he did his job perfectly! He also checked in with us weekly to check up on the process and answer our questions. As first time homeowners this was so very helpful to have a unbiased third party advise. Very, very happy with his services. read more

Dan helped us connect with a bank resource that ended up refinancing our $2800 monthly payment down to $2300........do the math........ Over just a 15 year period, at $500 less per month, that is in the area of $90,000 less in interest. What that really means is $90,000 more in our retirement fund! Awesome job, Dan, connecting and following up continually; many thanks to Chad at Banc of California for "stubbornly" making it happen. read more

I had been putting off refinancing because, having been through it before, I was wary of the substantial time commitment and anxious of navigating lenders and loan brokers who are all trying to make as much money as possible off of borrowers. I checked out a couple startups operating in this space to see if things had improved since the last time, but my search fell short. I remember thinking to myself it would be nice if I could find the equivalent of a fee-only financial advisor, but for mortgages. Then I found Dan Stone, the Mortgage Fee Coach. The process couldn't have been better. I learned a lot from him. I learned about a hybrid loan program that I never knew existed. He went out and shopped around for the best deals, and then I selected one, was introduced to the lender and applied online. Even better, he checks the estimates to make sure the lenders are giving you the terms originally agreed upon and not adding new items to your closing costs. To recap, why would you not call Dan ?: * you become a smarter loan consumer * hard loan comparison shopping done for you * checks in on you throughout the process * monitors lender, no surprises turn up in your loan estimate * the amount of money saved from a better loan deal is orders of magnitude more than his fee read more