Kyle J. Most recently purchased my very first home with the help of Sam. I am proud to say that he is my loan officer/representative!! Most lenders have crunched some numbers and simply turned down the loan without even trying but Sam, he carefully and fully accessed my statements and credit histories, then he convinced the lenders that my wife and i are ready for our first home. He did more than just paperwork for sure because my wife and I had very little idea about the home buying process but Sam helped us through it all step by step. (Thank you for your patience with us by the way. Truly thank you! ) read more

This was our first time working with Sam and we certainly hope there will be more opportunities. He and iPacific made the process so streamlined, so crystal-clear and so personable that five stars here seems inadequate. Rarely--if ever--do you find such professionalism and expertise combined with the accessibility, kindness and support Sam provided. After working with other brokers, I can tell you that Sam is the standard by which all others should be judged. We are proud to give him and iPacificRE our highest possible recommendation! read more

Sam is so good at what he does, I can't recommend him enough. Take it from someone who's worked with him to sell, buy, and refinance. Sam demystifies what could be intimidating processes and makes his clients feel safe and cared for. In 2013, my wife and I had to quickly sell our first home-a condo-in preparation for an overseas assignment. We didn't know anything about selling a home, but Sam walked us through the entire process, from helping us understand pricing, comps, and appraisals to decluttering to staging. We got an offer the first day on the market! Sam then walked us through the escrow process, which could have been stressful while we were preparing to move overseas, but he made it easy for us. After our return to So Cal, we wanted to buy a home, so I contacted Sam to ask what our options were. He told us what documents we needed, got us pre-approved for a home loan, gave us our price range, and started sending us reports on properties for sale. We fell in love with one house that had everything we hoped for. Sam called the seller, who said he already had three offers and was going to hold an open house that weekend. Well, after a few phone calls, the seller accepted our offer the day before his open house. I'm sitting in our dream house as I write this. Several weeks ago, Sam contacted me to let me know that the interest rates had gone down and it was a good time to refinance. Again, he walked me through the process, explaining how it all works and what the benefits are. Whenever I had a question, Sam replied promptly. Sam doesn't print his picture on note pads or refrigerator magnets that get left on your doorstep. He doesn't need to. The quality of his service speaks for itself and sets him apart from other brokers. Please do yourself a favor and call Sam the next time you need anything related to real estate. He'll take care of you! read more

I was referred to Sam via my real estate agent. I was worried because in a phone call with Chase earlier that week, I hadn't been able to qualify for a mortgage loan. And I wasn't planning to purchase a home right away but I just needed to know where I stood. Sam was patient, counseled me, provided me forthright but supportive advice, and followed me through every step of the process. I truly believe he went out of his way to provide help. I am so grateful for his care, his expertise, his knowledge, and his patience! I am planning to refer every friend and acquaintance I have to him in the future. Thank you Sam! read more

Just closed my mortgage refinance with Sam at the iPacific Capital, Inc. to my full satisfaction. I have had several mortgage loans/refinances through Sam over the years and every one of them was handled professionally and closed in a timely manner having been informed of the progress regularly along the way. He also has provided sufficient amount of market information which helped me lock the rate at the proper time. I strongly recommend Sam and his company without hesitation. read more

Sam did an amazing job. Our friend referred us to Sam and he got our loan complete in only a few weeks. That speed was important as rates inched up just after our loan closed. Sam took control of the entire process and with much less back and forth than I have had in the past. Highly recommend Sam for your refi and mortgage needs. read more

I have worked with many lenders, and my most recent transaction was a 1031 exchange. In additional to competitive rates, Sam is very professional, efficient and just makes the process so smooth. Most lenders will go back and forth and a lot of times ask for same information over and over, Sam is on top of it all and I didn't stress a single day during the entire underwriting period. Highly recommended. Thanks Sam! read more

We were first recommended to Sam through a mutual friend. I was a huge fan of our last lender, but thought it was worth calling and asking him some questions. Sam was super knowledgable, and we decided to refinance, closing in 16 days, from start to finish! Sam was communicative, responsive, listened to our situation, our needs, and made sure that everything went smooth. THEN, when rates dropped again, he was able to work with us again, during the current COVID pandemic to get us an amazing rate, and close our escrow again in record time. We would recommend Sam to any of our friends for his knowledge, his professionalism, speedy communication, and ability to get things done. read more

Just closed on my first home purchase. I shopped around for lenders, and Sam at iPacific walked me through the numbers and options with great patience. I would recommend his service for anyone who is new and nervous about mortgages. read more

Sam made us aware of a new loan program that allowed us to purchase a dream home on the beach. He is extremely knowledgeable. Another advantage of going with Sam is that he actively and tirelessly advocated for us at every step. In addition, he expertly anticipated every step and potential hiccup and pro-actively worked to get it resolved in advance. Felt confident throughout the entire process that he had our backs. He is a true professional and best we have ever engaged with. He made the entire process so stress-free that we refinanced our main home with him a month later. read more

Never have I ever worked with a mortgage broker that has been so detailed and on top of taking care of my refi. Sam @ iPacific Capital did a fantastic job. Truly gave a white glove service. I'd recommend him any day to anyone. read more

I have financed / refinanced about a dozen mortgages over the last twenty years. None have been as smooth or effortless as with Sam at iPacific RE. The process started off with a quick call to Sam who explained the process and what to expect. After that, we sent over the required docs online and quickly got our appraisal done. We had the luxury of time so Sam diligently kept his eye on the rates until we hit our desired rate which he immediately locked in. I loved how I could electronically sign all our docs which meant I could sign on my own time and not worry about printing and faxing back forms. The closing process was smooth as well and took us less than half an hour to get everything squared away. Working with Sam has been great and he'll be the first person I call the next time I need to finance a mortgage. read more

My family and I just recently purchased a home with the help of IPacific Real Estate specifically Sam Nam and his team. We closed in just a matter of 22 days from the time seller accepted our offer. The process went smoothly and fast. Sam guided us from the beginning until the end with all honesty, care and selfless effort. For me, he is not only a broker but a member of family that cares for his client and wants nothing but the best. Thank you for everything. I highly recommend Sam and his team! read more

Worked with Sam and he was outstanding. Provided knowledgeable advice, worked thoroughly and quickly through the entire process. Kept me updated all along the way, got me the best rate and really made the process smooth. I would highly recommend!! Thanks Sam! read more

Sam, there isn't any words to say other then perfection, from beginning to end. His kindness, knowledge and expertise is the finest, I have used many brokers, they don't pail to Sam. I wouldn't use anyone else. Give him the job it's done with out "oh" I can't find my papers, he doesn't lose things. Go Sam, you're the best. If you want to move fast and get it done avoid the big boys use Sam. read more

I just closed on my refinance of my condo, my second time to go through iPacific. Sam Nam was my loan officer, I had gotten a referral to him from my fellow nurse friend at work. I had bought at the beginning of the bubble, so I was underwater for quite some time until I was finally able to refinance. At that time, Sam helped me refinance through the HARP program. This time around Sam was able to help me again with getting me stress-free loan estimates and found me an incredible rate with terms I am very happy with. He has been a pleasure to work with, very professional, and made the whole process a smooth and easy experience. I would definitely recommend him to my family and friends! read more

We are glad to have Sam helped us for the loan finance process. He is amazing get our home appraisal waived for smooth and "very very very" prompt loan approval. He is detailed oriented and put clients' priority first. Sam always checks everything for us and keep monitoring the progress. We really appreciated his passion and enthusiasm for his loan. Highly recommended. :) read more

Sam did an amazing job with the refinance of our mortgage. He gave us many options and thoroughly explained each one. He worked endlessly until our loan was closed. We had a situation where our home did not appraise at the value Sam thought it should and he fought for the higher amount. He always responded right away and everything was quick and easy. I would definitely recommend Sam to anyone looking for a loan. He's very honest and not trying to make a quick buck. He really cares about his clients. read more

My wife and I were purchasing our first home in the middle of the COVID pandemic. We had a lender lined up but were so impacted by the amount of applications they had, they could not promise us to close in the 30 day timeline. We were recommended to Sam at iPacific Real Estate to see if it was possible to close in the 30 days. After the first conversation with Sam, I immediately felt the confidence that he would get us the best deal and close on time. It was an easy decision to go work with Sam. He is very knowledgeable about the market and knew what was needed to get the loan documents completed in a timely matter. He was very communicative during the whole process, kept updating us on the status of our loan and providing as an ETA which gave us peace of mind. It was the best decision to go with Sam at iPacific and I would recommend him to anyone looking to close on a deal and get competitive rates. If you want a person who knows the market, understands the loan process ins and outs, and gives you the confidence it will get done. Definitely got to work with Sam at iPacific. read more

Sam is the best. Yes, I mean it. In the past I deal with great agents for my real estate needs but nobody anything close to him. He is patient, smart and good communicator. His response was quick and his advice was very honest. Yes, he is the best. read more

Fantastic, professional, all around great individual. Sam helped me buy my first condo and he was essential throughout the process. I couldn't have done it without him. read more

I don't know how we could have completed our condo purchase without Sam's consistent and reliable service. His dedication to his profession was evident on how thoroughly he addressed all our questions and concerns. Through his quick response and advice we were able to close on a complicated deal. We could have not been able to do this without Sam!! I highly recommend iPacific for all your real estate needs! read more

Sam did a fantastic job helping me refinance my home. He was kind, courteous, and professional in providing all the information needed to make the best decision. Also, Sam communicated clearly and promptly in all our dealings. He always made me feel comfortable and never did he pressure me to do anything. Working with Sam was a great experience, and I appreciate the time and energy he gave to me in going above and beyond to ensure that I had a positive experience. I highly recommend iPacific and Sam. read more

Sam did a great job in making suggestions on house improvements, providing market analysis, working with vendors and continually communicating any updates with me. I highly recommend Sam to help with any future sales or purchases. read more

Sam came highly recommended by a friend of mine and I'm glad I took the time to reach out to him. My husband and I were looking into purchasing a home, and as first time home buyers, we had a lot of questions and various scenarios that we ran by him. Sam was attentive and answered all of our questions and helped us understand what our options were. It turned out it would be better for us to wait a little bit before purchasing a house. I appreciate his honesty and integrity, and I hope we will be able to work with him again soon. read more

Amazing to work with - Sam did a fantastic job on providing all the necessary information to make sure we could make a well informed decision on our refinance! Seamless, very easy and the whole process was done with utmost professionalism! read more

Sam Nam is top-notch! He closed not one but two properties for me in one month's time. Not only that, but he did that while I was out of the country for a week. He returns calls and emails promptly. He is patient and will review various funding scenarios for you to determine what you can and cannot afford. What is even better than that is that Sam persists in his relationship with you--I figured after closing, I wouldn't hear from again. Instead, he sends me updates on my property's current market value and he assures me that he is watching the interests rates for me so that I can refi if rates drop. He is very knowledgeable, proficient and efficient in what he does. I really appreciated him educating me about ways I could leverage my real estate investments. Sam never let me down. A real stand-up guy! read more

Sam Nam continues to be at the top of his game! Sam helped me to find a wonderful lender with great rates when I first purchased my condo in 2010, making the home-buying process smooth and painless. Recently I decided to refinance my mortgage and again, Sam found just the right lender and we closed the loan in 14 days!!! I was blown away. Sam always goes the extra mile to make sure you are comfortable with the process and the final product, including referrals for home improvements. I highly recommend using iPacific Real Estate for your mortgage needs. read more

Sam was an amazing agent and really went above and beyond to help us feel comfortable with the entire house-buying process. We had a concern over the house we were interested in at one point, and Sam went the extra mile to make sure that we had all the information we needed to make the decision, to the point where he tracked down the original blueprint of the house (I think through city hall) so that we could take a look for further details. Overall, we felt very comfortable with Sam and he was always available and responsive throughout the entire process. We never felt pressured, nor did we feel like he was just trying to close the deal so that he could move down. Would highly recommend iPacificRE! read more