Victor made home buying and loan qualifications easy to understand and made the whole process a…read moresmooth one. Would recommend to any future home buyers

Victor Sanchez has helped us with two different home refinance and with a purchase of a new home…read moreover the last 5 years. He is always professional, extremely helpful, very available, and answers questions promptly. He also tells us when it's not in our best interest to move forward. We highly recommend his services.

AMAZING! Always on…read moretop of every single aspect and step of the way. Communicates immediately whenever anything of importance needs to be reviewed. What I really appreciated was the time and effort Melinda took to explain things to us until we were comfortable with the information. Work with her. You won't regret it.

Melinda and her team are top notch and very knowledgeable with different financing options. She…read moretakes pride in explaining the process and will go above and beyond for her clients. If your looking to purchase or refinance a home I highly recommend using Melinda

After over a decade of following Team Remo's posts and reviews, I always knew I wanted them in my…read morecorner when the time came. In early 2026, that dream became a reality when they helped me find my home.The entire "Team" approach was incredible--someone was always there the moment we needed anything--but Francisco was truly the cherry on top. He was incredibly patient, never rushed us, and explained every detail in a way that made us feel confident and informed. His genuine, honest nature made a huge difference. Thank you, Francisco, for your kindness and for making this such a great experience!

We met Francisco Arroyo about 5 years ago when a family member was looking for a home. Fast forward…read moreto 2025 it was our turn to start looking. We are first time homebuyers and our journey with Team Remo and Francisco Arroyo was amazing. There was not one moment that we were lost. We really relied on Francisco to help us navigate the unknown and are very thankful. There were many days that we were stressed and had question after question but Francisco gave us answers and helped ease our worries. We are so, so, thankful to Team Remo and to Francisco Arroyo as they've now become family for us.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and team have been so wonderful to work with!! Not only are they incredibly knowledgeable,…read morebut they made us feel so comfortable through the whole process. Never once did I wonder if our team knew what they were doing because I was CONFIDENT that they knew exactly what to do. Plus, as someone who likes frequent communication and updates, the team was really great about that. I would highly recommend the team to anyone looking for a home loan.

I love the TEAM at Residential Bancorp. Danny, Carmen and Abby are complete experts in the the…read moreresidential loan process, and Danny will pick up his phone on Christmas Eve. He makes it a point to work even when he is on "vacation." My grandmother and I needed some assistance recently from our former lender (big well known bank), and as much as the BIG BANK is great at 0% interest cards, they are TERRIBLE at home loans. I was desperate to close and we were going on 60 days with said BIG BANK and no appraisal yet. A family member suggested we use Residential Bancorp. My grandmother and I decided to pull our loan and take it to Danny's Team. Wow! I was impressed. The team returned phone calls the day I needed any information from them. They were fast, truthful and very courteous. What I love about Residential is that they have in-house processors, where as other major banks will have you dealing with automated 800 numbers. It is very hard to know what is going on with your loan on any given day when you are dealing with processors that sometimes take 48-72 hours just to return a simple phone call. Needless to say, we were extremely happy with the service at RESIDENTIAL. Try them! My grandmother and I are extremely satisfied! :)

Daniel Hernandez and his team are the best. They made my home buying processes so easy simple and…read moretransparent. I can comfortably say that I knew everything that was going on with my mortgage. Thanks guys! you guys are amazing!

Working with Dave Soza at Powerhouse Mortgage was easily one of the best decisions we made during…read moreour home buying journey. As first-time buyers with busy work schedules and limited time, my wife and I had a lot of questions, and Dave was incredibly patient every step of the way. He took the time to explain everything clearly, stayed transparent throughout the process, and consistently kept us in the loop so we never felt out of touch. Not only did he help us lock in a great rate on our conventional loan, but he also made the entire experience feel smooth and fast from start to finish. You can tell he genuinely cares about his clients. One moment that really stood out was during one of our home inspections. The contractor needed access to the roof but didn't have a ladder. Dave didn't just stand by, he jumped in with a thinking-out-of-the-box solution and helped make it happen! That kind of resourcefulness is rare and speaks volumes about how committed he is to his clients. If you're a first-time homebuyer looking for someone who is knowledgeable, responsive, and truly goes above and beyond, I can't recommend Dave enough.

Dave is the real deal! He got me and my partner pre approved after a good 1-2 hour conversation…read morewhere he never asked for any financials until we were ready! Which is a breath of fresh air considering as soon as you contact any lender, they won't give you the time of day until they see financial docs, which I understand but the way Dave worked. He wanted you to feel comfortable with him prior. The best part was is that everything that he said was exactly the same leading up to when we close our docs, which was our monthly payment plus the down payment, no surprises, and if there was, he worked with our agent to make sure that what we discussed was honored! It is now the new year and we celebrated in our new home. Thanks so much, Dave!

Blanca is very Professional very kind beautiful Woman highly recommended…read more Help me with a refinance a comercial property explain to me all options and recommend me the best option thanks

I had the pleasure of working with the Encore Mortgage Team with the purchase of my first home. It…read morewas a pleasant experience working with them. Buying a home can be a scary process because I didn't know what to expect but I am glad to say that everything was explained to me in a simple way and all of my question were answered. Overall the transaction went smooth and closed rather quickly. I want to say thank you to the team for making this tough processes a carefree journey.

When I Purchased my house a year and half ago I used Gina and Noah to help me get a mortgage. They…read morewere able to close before the closing date. Of course making the biggest purchase of a life time was not easy but Gina assured me everything will close on time and be ready to sign. She was right. Fast forward to now when rates started to drop. I had talked to Gina and asked her to let me know when she felt it was the right time to refinance. Noah messaged me a few weeks later and said they can save me on my monthly payment now and it would be a good time to refinance. Once again the stress to refinance was like buying a house all over again but my mind was put at ease with Gina's knowledge of what she was doing. It was not 100 percent stress free but it all worked out and my savings was over $650 a month. Well worth the stress. I would highly recommend Gina and Noah for your home purchase or refinance.

Gina and her team are great ! Very professional, honest , caring and they definitely are there to…read morehelp you find your dream home . Gina has help my family and friends for over 12 years. I will continue to to recommend everyone I know to milestone, Whittier. There are programs to assist you in attaining your home . Call Gina you won't know unless you try . Thank you Gina and team

Carla is extremely professional she gets the job done right away We've been dealing with her for…read moreover 2 years and she's always been very competent and she communicates on time thanks Carla

We couldn't have asked for a better team!! Carla & Ricardo went above & beyond. My husband and I…read morepurchased our very first home and the process was amazing to say the least! They treated us like family from day one. They guided us step by step throughout the process and kept us informed at all times. Their communications skills were phenomenal. I honestly have no idea how people say that buying a home is so stressful because let me tell you, our realtor & loan specialist made us feel as if we had a walk on the park. I know how hard they worked for us and we honestly couldn't have been more blessed! Thank you Ricardo & Carla for everything you did and continue to do!!