I cannot say enough positive things about Michael Dilella at Financial Counseling Center. Working…read morewith Michael has been one of the most valuable decisions I've made for my financial well-being. From the very beginning, Michael took the time to truly understand my goals, concerns, and overall financial picture. He doesn't just give advice -- he educates. He has an incredible ability to explain complex financial concepts in a clear, approachable way that actually makes you feel confident and empowered rather than overwhelmed. I've learned so much through our work together, and I now feel far more informed and in control of my financial decisions because of him. What truly sets Michael apart is how much he genuinely cares about his clients. It's obvious that this isn't "just a job" to him. He is incredibly hardworking, detail-oriented, and always willing to go the extra mile to make sure nothing is overlooked. He is thoughtful with his recommendations, patient with questions, and consistently proactive in offering guidance and insights that are tailored specifically to my situation. Michael has been a trusted advisor through important decisions, and I always feel confident knowing I have someone so knowledgeable and dedicated in my corner. He follows up, checks in, and makes himself available -- which speaks volumes about his commitment to the people he works with. You never feel rushed or like just another client; you feel truly supported. If you are looking for a financial advisor who is not only extremely knowledgeable, but also honest, hardworking, and deeply invested in helping you succeed, I wholeheartedly recommend Michael Dilella and the team at Financial Counseling Center. Working with him has been an absolute game-changer for me

Feeling financially stuck? Overwhelmed with credit card debt? High interest rate loans…read moresuffocating any progress? Insomnia? 6 months ago I was staying up all night worried about my family's financial future. I felt like I was going to have a heart attack or stroke from the stress. So, how did we get to this point? Business was affected by Covid. My wife was laid off so our income was slashed in half. Started racking up credit card debt. Paying the minimum. Then, there was the financial burden of taking care of elderly parents. I tried debt consolidation but it would take multiple years to pay down the overwhelming mountain of debt compounding like a pounding headache of misery. I felt trapped in a circle of debt, barely getting by month to month with cost of living going up. Then I met with Michael to pick his brain and discuss my options. Our best strategy was to file for chapter 7 bankruptcy. To get a fresh start. This was the best choice for us. Highly recommend talking to Michael and Tamara to just review your options. Worst case at least you will have some clarity of what solutions are out there. Michael held our hands and walked us through everything. Tamara does most of the heavy lifting. She is amazing. Much respect to Tamara's patience and diligence. She told us exactly what was necessary to file so the process was easy and smooth. I spent many hours to get all my docs in order per her request. So, dont be lazy and get your stuff in order. John is the confident lawyer. Straight shooter. Decades of experience with the trustees. Highly recommend a lawyer to file instead of trying to do it yourself. 4 months later. Discharged over $200K of debt. Now I can sleep at night like a baby. Thank you so much to FCC. I feel like I got a second chance. God bless America for having a system that allows qualified debtors to get a "fresh start". Much gratitude.

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

I can't say enough good things about Eliza Ghanooni. Going through a Chapter 7 bankruptcy is one of…read morethe most stressful experiences a person can face, and Eliza made every step of it manageable. From our very first conversation, she took the time to explain the process clearly -- in plain language, not legal jargon -- so I always knew exactly where I stood and what to expect next. She was incredibly responsive throughout, returning calls and messages promptly and making me feel like a priority, not just a case number. Most importantly, her patience and genuine care never wavered, even when I had questions or needed things explained more than once. Thanks to her guidance, my discharge was granted, and I can finally move forward with a clean slate. If you're navigating bankruptcy and need someone who combines real expertise with true compassion, look no further. Eliza is the real deal.

Eliza was very helpful in helping resolve our business matter beyond our expectations. She…read moreaddressed any issues that arose and ensured our case was handled professionally. Definitely would recommend.

Sanaz and her team were professional, responsive, and very supportive throughout my case. They made…read morethe process clear and stress-free. Highly recommend.

I am so grateful I was referred to Sanaz Bereliani. This review is a year overdue because I was in…read morethe Eaton Fire...but I gotta make the time to give thanks before the year is up!!! From the start, Sanaz assessed my situation and addressed my concerns. Once she determined my case could stand on solid ground, she gave me clear directives on what to do and what not to do. I followed these and I felt empowered. Next, I went to work with Chris Ugarteche to prepare my paperwork. I initially filled some of the paperwork out incorrectly and Chris immediately caught this and gave me guidance. Chris has incredible patience, communication, and he knows his stuff inside out. He saw me through this novel experience with empathy. When I appeared before the judge via Zoom, I was at peace knowing that all the i's were dotted and all the t's were crossed. My case was resolved seamlessly. I only wish I had done it sooner. Sanaz's practice is busy. There were some days where I craved an update so I proactively emailed. Sanaz and Chris always responded to me quickly. I could not ask for more. Thank you Sanaz and Chris for the meaningful and life-changing work you so expertly do!

Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

I signed up with Infinite Financial Firm Credit Doc to help remove several late payments from my…read morecredit report because I needed my credit fixed quickly in order to buy a house. From February 23 to April 21, I trusted the process and was very clear from the beginning that money was not the problem. I even told them I was willing to pay extra if they could work faster and actually get results. At first, they told me I did not need to pay off my credit cards or balances for the process to work. Later on, they changed their advice and told me that if I paid off the accounts, the disputes would move faster and have a better chance of success. I followed their recommendation and paid off the accounts hoping to finally see results, but even after doing that, I still did not receive any meaningful improvement. Instead of offering a faster or more effective solution, they placed me into a monthly payment program and kept telling me to wait. Communication was also very slow, especially from the owner, who would take a long time to respond to my messages and concerns. During the entire process, they claimed they filed disputes multiple times, but I never saw any positive results. In fact, my credit situation became worse instead of improving. After almost two months of waiting, I was eventually told that I should just cancel the service because they were not getting results.I feel disappointed because I spent time, money, and trusted their promises during an important time when I needed my credit fixed urgently. Based on my experience, there was a lack of urgency, communication, and effective dispute strategy. I would strongly recommend others ask for clear proof of work, realistic expectations, and actual progress before signing up.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

The Best Investment Ever! I cannot thank Ali and his team…read moreenough! I hired them because I had three accounts with negative history--even though I had already paid them off, the damage was done. Ali and his team negotiated settlements with the credit card companies (Amex and Discover), and within less than two weeks, the accounts were removed from my report. My credit score skyrocketed! I highly recommend their services. You can absolutely trust them--this is the real deal!

All I wanted was my credit fixed. I walked away with Perfect Credit and check for $50k. Ali and his…read moreteam blew it out of the water. His credit and legal expertise led my case to best results anyone can ask for. I wouldn't be buying my first home without them. THANK YOU ALI !

I had a great experience working with my attorney. She was professional, responsive, and truly…read moresupportive throughout the entire process. She made everything clear and helped me feel confident every step of the way. I really appreciate all of her hard work and would definitely recommend her to anyone in need of legal help.

Jasmine is a great bankruptcy attorney if you are looking for someone to educate you and walk you…read morethrough your difficult decision of getting rid of your debt through bankruptcy. She is strait forward with communication, also will walk you through the process and hold your hand every step of the way. Jasmine is very responsive if you have questions and gives you the confidence and comfort to ask those questions. She is a pleasure to work with and is very attentive to your case, I highly recommend her if you are looking for a bankruptcy attorney to help you through your tough financial times. She understands the importance and delivers a fresh start with a clean financial slate so you can rebuild your life! I recommend her highly to everyone.

From the owner: 850Above Credit Repair Services helps individuals and businesses improve their credit scores by…read moreremoving negative marks, such as late payments, inquiries, collections, and bankruptcies. Our team works directly with Equifax, Experian, and TransUnion to resolve credit issues efficiently. We also provide expert assistance with SBA loans, business loans, and tailored credit solutions, including business credit lines and personal accounts applications. With years of experience, we offer personalized, compliant plans to help you achieve financial stability.

I highly recommend this credit repair place! Ani she so pleasant, humble she very caring knows her…read morestuff got Verizon to remove what wasn't supposed to be on my husband credit removed with in a timely manner which she told us it would be 30 days but she was determined to get it done sooner! How amazing is that and honestly she is not expensive we got what we paid for and more! Thank you Ani your amazing service was off the chart very helpful friendly, knowledgeable, and most of all very professional God Bless you Ani and the work you do to help others like US that don't know what to do! 100% call her

If you are looking for credit repair this is the company to seek help from. They are very timely,…read moreprecise, responsive, kind, and very detailed in explaining their process.