Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

Dealing with debt can be extremely stressful and scary. Michael and his team made going through a…read moredifficult time so much better. Michael came up with thoughtful, innovative ideas to handle my situation and helped me out immeasurably. His experience and relationships working on 4000 debt cases showed. He came up with an affordable, tailored strategy that helped me out of a very tough spot. Most of all, Michael cares about his clients and it shows. I cannot recommend Michael and the Financial Counseling Center strongly enough. Highest recommendation. Good people you can trust.

Great service, great team. Definitely recommend them for your debt management and or/resolution…read moreissues. The process felt like family helping me in a stressful time.

Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

From the owner: 850Above Credit Repair Services helps individuals and businesses improve their credit scores by…read moreremoving negative marks, such as late payments, inquiries, collections, and bankruptcies. Our team works directly with Equifax, Experian, and TransUnion to resolve credit issues efficiently. We also provide expert assistance with SBA loans, business loans, and tailored credit solutions, including business credit lines and personal accounts applications. With years of experience, we offer personalized, compliant plans to help you achieve financial stability.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

I had the BEST experience with Karen Molina! So kind, so patient with me and responded to any of my…read moreconcerns, questions right away!!! Very sweet!!! My credit score went up tremendously thanks to Karen and the Second Chance team!!! Amazing to work with you!!! Highly recommend!

I can't say enough good things about Eliza Ghanooni. Going through a Chapter 7 bankruptcy is one of…read morethe most stressful experiences a person can face, and Eliza made every step of it manageable. From our very first conversation, she took the time to explain the process clearly -- in plain language, not legal jargon -- so I always knew exactly where I stood and what to expect next. She was incredibly responsive throughout, returning calls and messages promptly and making me feel like a priority, not just a case number. Most importantly, her patience and genuine care never wavered, even when I had questions or needed things explained more than once. Thanks to her guidance, my discharge was granted, and I can finally move forward with a clean slate. If you're navigating bankruptcy and need someone who combines real expertise with true compassion, look no further. Eliza is the real deal.

Eliza was very helpful in helping resolve our business matter beyond our expectations. She…read moreaddressed any issues that arose and ensured our case was handled professionally. Definitely would recommend.

When I was referred to Erik for assistance with my credit status, I was a bit uncomfortable,…read morebecause I had been scammed in a prior real estate deal. Today, I'm glad that I trusted him and trusted the process. His help clearing my credit was executed well, within reasonable time limit, and is worth much more to me than just the purchasing power achieved. An added bonus...I didn't get scammed! ERIK DELIVERED! 1. Great credit 2. Peace of mind 3. I didn't get scammed!!! If you need help, be confident that Erik will do right by you.

This company did nothing and responded by violating my CCPA rights and tried to intimidate me by…read moreputting my name on here in an effort to make me remove the honest review. This business owner is the abusive one and demanded payment for services that were not completed sufficiently. He did absolutely no work then demanded final payment after a large deposit. This company is a scam, do not waste your money or do business with people who violate privacy laws.

Crystal is an exuberant, patient professional. Her depth of knowledge and customer service were…read moreimpressive. She took the time to explain everything, and we came up with a strategy that delivered. She's a great educator, and a wonderful team player. What a great service! I highly recommend it!

I can't thank you enough Crystal & FFAM for changing my life! Being a self employed artist with…read moreADD, I literally went into shut down mode when confronted with anything to do with finances, credit or taxes. After being turned down for several apartments for having a credit score of 590, I knew it was time to face the music and get clarity on why my credit score is the way it is. Crystal is one of the kindest and most knowledgeable people I have ever come into contact with. She patiently helped me understand why my credit score was low and explained some ways to raise it and within one month my scores have gone up 120 pts! I love how easy it is to track my credit with Identity IQ and I am so grateful Crystal has been there for me to answer all my questions! 5 stars