We recently had the pleasure of working with Dom and the Villa team who exceeded all our expectations. Their exceptional service, extensive knowledge, and dedication made our first time home buying experience a breeze. As first time home buyers, getting started can feel a bit overwhelming and stressful but during our initial conversation we knew we were in the best hands. From the very beginning, Dom patiently explained all the details of different mortgage options, ensuring we had a comprehensive understanding of each one. What truly sets Dom apart was his personalized approach. He took the time to understand our needs, preferences, and financial constraints by tailoring his services to match our requirements and presented options that best suited us. Throughout the process Dom and the Villa team maintained excellent communication and were very responsive which gave us peace of mind. They provided clear explanations of all the costs, fees, and potential risks associated with the different mortgage options, ensuring we had a clear understanding of the entire process which made us feel confident in their guidance. Thank you, Dom and the Villa Team! We cannot recommend Dom and the Villa team enough. If you're looking for a 5 star team who will go above and beyond to secure the best mortgage terms for you, look no further! We are incredibly grateful for their assistance in getting us into our first home!!! read more

The Villa team was a pleasure to work with from start to finish. Communication was exceptionally fast and clear. They guided us through the process with well laid-out steps and took the time to clearly explain our options. Would definitely recommend. read more

As a first time home buyer, I was dreading entering the housing market in the competitive Bay Area. Dominic and his team eased our concerns right away with his knowledge of the process, market and locale. We were immediately impressed by his patience in answering all our questions and his expertise in the areas we were interested. He helped us get the best rate and gave us step by step recommendations to get us where we needed to go. It was such a pleasure to work with him and his team and I recommend anyone looking for lenders to strongly consider him. read more

Easiest 5 star review to give ever. The team at summit including Dominic were incredible partners in securing a mortgage in a tough market. As first time homebuyers Dominic was great at explaining the details, potential risks, and mortgage reality to help us plot the course to make an offer that was accepted just a few weeks after we started looking. After we were under contract, the team worked hard to get the mortgage in place at an incredible pace. Will definitely hire them again if we ever buy another house! read more

I had an absolute pleasure of working with Dominic. My real estate agent referred Dominic to me. I interviewed 4 lenders before, and Dominic definitely stood out as the best lender that I wanted to work with. I really appreciated his kindness and his patience to teach me the process. More importantly, Dominic laid out solid schedule plans and communicated very clearly what we need to do to buy my first house in this competitive market. Plus, I really appreciated Dominic very available during this pandemic time when I had to adjust my offers at the last minute. I had my first house for 3 months now, and I am so grateful that I chose Dominic. Since I loved working with Dominic and his team, I recommended 4 best friends I have in East Bay area. I appreciate Dominic's honest and professional service. I strongly recommend to anyone looking to buy a house in East Bay area. read more

My realtor referred me to Dominic, and he and his team were absolutely amazing. This wasn't my first time buying a home, and I had had a not-so-great experience previously, so I was very concerned about working with someone who wouldn't miss any important details and would be easy to work with. I can say with the greatest of confidence that there is no need to worry at all when you work with Dominic! To start with, he gave me an in-depth education on all the nuances of when to lock in a rate given the current financial environment. I felt like I understood some of this pretty well going in, but his level of knowledge is extremely impressive, and he clearly enjoys sharing what he knows. Then, as the process went along,he and his team kept me on track and were immediately available any time I had a question. They had systems in place that made it easy to provide the crazy amount of documentation that has to be submitted. I received a detailed explanation of what to expect at each and every step along the way, and Dominic and his team kept me posted with frequent updates and little celebrations each time I hit a milestone in the process. Even when I misunderstood one of the things I needed to do and was slow to complete it, his team was incredibly patient and just kept sending me gentle reminders on different channels. Buying a home can be incredibly stressful, especially in the Bay Area, but Dominic and his team made the process of financing smoother and more stress-free than I could have imagined. If you're on the fence, don't hesitate - this is your team!! read more

Ask yourself, how many loan officers can say they helped their clients beat out higher offers on a home in the hot Bay Area housing market? My financee and I interviewed several mortgage loan officers and decided to trust Dominic. It was clear in the initial call that he was intimately familiar with the area. His geniality and professionalism really stood out. As first-time home buyers, all these qualities assuaged our anxiety. Dominic more than proved his worth during the arduous home search and buying process. I think most first-time buyers underestimate how important it is to hire a LOCAL mortgage officer. Dominic was responsive and made us feel like we had his full attention. He knew the local laws and fees associated with different local towns and helped us draw a realistic budget. In the end, we won a bid on a house despite being the THIRD HIGHEST offer. I repeat -- we were not the highest offer. The seller told us that one of the major reasons we won was because of Dominic. The seller spoke to Dominic and knew that he would be easy to work with during the stressful escrow process. Again, how many loan officers can say that they helped their clients beat out higher bids on a house in the Bay? Home buying is difficult and stressful. Make things easier on yourself and choose Dominic and his amazing team. read more

We recently closed on a house using an agent who had recommended Dominic and the Summit team to us. Honestly, if the realtor (Angelo Raymundo A+++!) had only introduced us to Dominic, he would have earned every penny of his commission! Dominic and his team were kind, fast to respond, extremely helpful, and seemed to go above and beyond to guide my wife and I through our first home purchase. We had a lot of questions, all of which were answered very quickly - almost always within an hour no matter what time of day! As many places and price breakdowns as we could request, Dominic always got back with his helpful spreadsheets and calculators. Just very very pleased with Dominic and the Summit team. Thank you! read more

Our real estate agent had highly recommended Dominic and team, and after our first phone call with Dom we were sold! He's incredibly friendly and knowledgeable, super quick to respond to any and all questions, and overall just a fantastic, trustworthy partner through the home buying / loan process. The loan process can be pretty cumbersome (especially for first-time buyers like us!), but Dominic and team made it as stress-free as they could for us along the way. We are very thankful we found this team and would highly recommend them to anyone looking to feel supported during the loan process! read more

Dominic and his whole team were an absolute pleasure to work with. We got a home loan with him in Sep 2022. We were first time home buyers, and Dominic was very patient in helping we understand the whole process start to finish. Very responsive, and vert hard working. Shout out to Amy and Erilou on the team who were also great. read more

Dominic and his team were stellar from start to finish. I purchased my first home through Dominic, and he was very patient, explaining each step of the process to me and making it easy to understand what needed to happen. When we made offers that needed to be moved quickly, his team was totally on it and willing to put in the work to make it happen. He and his team were very accessible by email and phone whenever I had any questions at all, which I can't say about some of the other mortgage funding groups that I worked with. And best of all, they put together a very competitive offer! Highly recommended. A+. read more

Dominic and his team made home buying a breeze. They were in constant communication without overwhelming us. Their check-in schedule meant we closed a week earlier than planned. Before we even got to making an offer Dominic covered everything on the process and made us feel knowledgable as first time home buyers. I would recommend all new home buyers to contact Dominic. You'll be extremely glad you did. Thanks Team Villa (Amy, Erilou, and Dominic!) for helping us make our dreams become a reality! read more

Communication and coordination with all team members made a very smooth process. It was great that we could email, call, or text before and during the home buying process. The website was user friendly when uploading documents or navigating to find more information. Team members educate you from day 1 and throughout process and are big on research, look at trends in the market to help guide you. Team also provides you with different options and you as the buyer can select what is best for you. Team values transparency and effective communication. We were able to close earlier than expected and were extremely satisfied with the service provided. read more

Dominic and his team are fantastic! As first time home buyers, we had many questions every step of the way and Dominic responded to each one thoughtfully. Dominic made a complicated process much more straightforward and transparent. He was extremely responsive, which was very much appreciated. Dominic is super knowledgeable and took the time to share his insights and thoroughly explain things so that we felt equipped to make informed decisions. We felt reassured working with Dominic and his team and would absolutely work with them again!! read more

Dom and his team were always open to communication. Dom would answer any questions that I had. When I first started my loan process, it was very intimidating but Dom made sure I knew that he was available for any questions what so ever. I decided to hold off on applying for a loan because the process became so intimating. Dom made sure to keep in touch with me until I was ready to start the process. I finally took the leap and it was much more easier that I had anticipated. His team was very patient with me and always assured me the next couple steps. He is very knowledgeable and in this market you want a loan officer who knows exactly what they are doing. As a first time home buyer he gave me options which were great. The market has changed a lot and he made sure to communicate with me and what his goals were. Thank you everyone! read more

Dominic and his team are so incredibly pleasant to work with. We are a young couple and first time homebuyers, so you can imagine how overwhelmed we were by the process it took to make an offer and buy a home. But Dominic patiently explained each step, and held our hands the whole way through. He responded to each text, email, and call at lightning speed and with great care. You will not regret working with him! read more

Dominic and his team were a deciding factor in my wife and I getting our first offer accepted in a competitive Berkeley market. While other agents suggested risky loan options with variable interest rates, Dominic guided us through the process and recommended the best option with regards to timing and risk. We were bouncing between purchasing a home in the east bay and in the suburbs and he was kind enough to crunch the numbers so we knew exactly what our costs would be based on each location. I wouldn't hesitate to recommend Dominic and his team to anyone interested in buying a home in the east bay or nearby. Local lender representation matters in this market and Dominic is the best. read more

We were referred to Dominic by a friend, and from the first conversation - we knew Dominic was the real deal! Dominic is kind, knowledgeable, and responsive! The entire team at Summit Funding was top-notch! Everyone was so efficient and diligent. We were consistently provided helpful timelines, so we knew exactly what to expect at every stage of the process. We were always informed of status updates as things progressed. We are incredibly grateful for Dominic and the amazing team at Summit Funding! They made our dream a reality! 10/10 would recommend! read more

From day 0 all the way to close, Dominic and his team were nothing short of excellent. They were responsive during the ups and downs of our very short escrow period of 15 days. I felt that I could get an answer to my concerns and considerations any time of the day or night. Because of their amazing work, we were able to put together an extremely competitive offer on the first place we decided to go for. Being total newbs to the process was no problem! Dominic even went as far to create models for scenarios that were unlikely just to calm our nerves when the house was being appraised. The house was appraised at our offer, we closed exactly on schedule, had a super short and smooth process the entire time. We're getting our keys tomorrow! The escrow process can be extremely overwhelming, and having people who really know what they are doing makes a difference. I certainly recommend Dominic to anyone who wants to win their bid and close quickly. read more

We first started working with Dominic and his team a year and a half back. While the time wasn't right then for us to get a home, we appreciated all their help and reached out to Dominic again when we were ready to dip our toes in the market. Dominic and his team were helpful in answering our questions, helping us arrive and at a comfortable spot for us. As first-time home buyers, we especially appreciated their patience in walking us through the minutiae of taking out a mortgage and all the steps that would entail. The team is personable and friendly, definitely a help when one is thinking through stressful decisions. They were always responsive and easy to get a hold of, whether via email or a phone call. We would recommend Dominic and his team to anyone, first-time homebuyer or otherwise. Thank you! read more

Dominic and his team were absolutely wonderful to work with. I highly recommend working with him! As first time homebuyers, we were very nervous about taking out a mortgage loan and were daunted by the whole process. We looked at a few lenders and decided to go with Dominic because of the personal touch he provides. He was so thoughtful, responsive, and made sure we understood each step of the process. He even came out to meet with us in person! As a nervous homebuyer, I had a LOT of questions. Dominic would send me a response in less than an hour, even on evenings and weekends! I honestly don't know how Dominic manages to do it, but we felt very well cared for. Dominic and his team moved very quickly and professionally. They managed to stay ahead of schedule, with a speedy appraisal turnaround, and underwriting approval, allowing us to sign and close ahead of the 21-day close. We can't wait to move into our new home. Thank you Dominic and Summit Funding! read more

My wife and i had a great experience with LaSalle and would happily recommend to anyone. Dominic, Amy, Anthony, Erilou and team were extremely helpful throughout the process, helping us quickly get up to speed in this area and presenting a clear strategy. Thank you! read more

Dominic and team are such a pleasure to work with. During our first initial call with Dominic, he was very enthusiastic and personable. He provided us with a detailed overview of the process and how the market was currently looking. We knew we were in good hands when he answered all the first home buyer questions. He is truly an expert in this field and it really put us at ease during this daunting process. The process was very organized and straight forward. Dominic and team provided a list of items needed and a timeline of the stages of the loan. All of our information was submitted in a secure portal which is another layer of security of our information. Amy was extremely helpful in the process by calling us and keeping us in the loop of each stage of the loan we were in. We got to close our loan within 21 days, which was amazing! Highly recommend working with Summit Lending, they provide the best service! read more

Dominic and his team were extremely knowledgeable, honest, responsive and competent - a real pleasure to work with through the stress of first-time homebuying! They helped us discuss various options for mortgages and offers, and brought some much needed peace of mind to the process - I honestly cannot recommend them enough. read more

Dominic was a gift and a pleasure to work with in this entire, VERY rapid process. He literally came in and saved the day after another lender my agent had me contact basically showed me the door. We had a super quick escrow period (15 days!) and he was able to do it in 16 ONLY because of a delay on the escrow side. Super responsive to my emails and Texts. He even got me a preapproval letter in the matter of hours after being on a personal outing all day. Nothing but excellent things to say! I'm a home owner in Oakland ONLY due to Dominic and Michele (Senitzer. Realtor extraordinaire). Dreams came true. read more

Dominic and team exceeded all of our expectations! Best loan process we have ever had! We had just returned from vacation and a home we wanted was on the market. We scrambled to get our current home sold and purchase the other. Our wonderful broker (separate review) recommended Dominic and team for a reliable quick loan and close on our new home. It was seamless...! Highly Recommend! read more

Per our agent's recommendation (Tracy Palma, look her up, you won't be disappointed), we reached out to multiple lenders for our first home purchase. Dominic and his team were one of the leads Tracy personally recommended. We applied with 5 different lenders, and while most of them promised more or less the same rate, Dominic's personality, wealth of knowledge, and generosity of sharing said knowledge prior to commitment was what set his team far above the rest. And hey, a super fast close period doesn't hurt, either. Dominic and his team were efficient communicators, quick to respond, and provided valuable advice throughout the process. Even though we had no idea what we were doing, we immediately felt we were in good hands when we initially met with Dominic. He's patient yet tenacious. You want Dominic and his team behind you in this ridiculously competitive market. read more

Dominic was recommended to me by my realtor, Cait Hudson, and was my loan officer for the purchase of my first home! Dominic was extremely attentive to all of my needs throughout the process. As a first time home buyer, I had a ridiculous amount of questions. With my busy work schedule, I was reviewing documents at all hours of the day and Dominic was always available to be my phone-a-friend at any time of the day/night... speaking of which, I think I also owe a thank you to his wife! lol. There was a night I called him and had him go through every word of the 40 page loan disclosure. If that isn't a testament to his patience, I don't know what is! Dominic also ensured I was locked in at a great interest rate and kept an eye on the market during escrow. Additionally, TRID had just rolled out which was supposed to delay the process 45-60 days, but because Dominic was so on top of things, we were able to close in just 30 days! Might I add... his professional demeanor is also very much extended into his wardrobe. His style and attention to detail is impeccable :) Even after the transaction, Dominic attended my housewarming party to celebrate my milestone with me! I still text Dominic to this day if I have any questions about documents I receive in the mail and he continues to advise me and provide me information... Thank you so much for everything, Dominic!!! read more

Dominic, Erilou, Amy and the rest of the team are truly the best at what they do! They are incredibly responsive, very well organized and make the mortgage loan process as easy as it can be. We have used them to buy two Bay Area homes, and refinance, all went smoothly and we felt supported throughout. I would highly recommend them to anyone needing mortgage guidance! read more

My wife and I were buying our first home, and Dominic Villa at Summit came recommended from our real estate agent, Brooke Korkut. Dominic was fantastic. His personable and patient manner made it easy for us first-time home-buyers to ask questions, and his answers were thorough and understandable. Dominic used his experience and knowledge to shepherd us through the home loan application process, and his steady guidance was so instrumental in making our home purchase experience relatively stress free. Brooke and Dominic have a close working relationship, so it really felt like they were working together as a team. We give Dominic and his team at Summit our highest recommendations. If you are shopping for a mortgage, you won't go wrong with Dominic and Summit! LikeShare read more

Dom and his team were incredibly organized and efficient. The transaction was flawless and my client is incredibly happy which that makes me happy. I will say that the knowledge Dom brings to the table is unmatched. It's always good to have a lending team that takes any worries away from this crazy business. read more

Very helpful, pleasant to work with, and explained things well without making us feel rushed or pressured. Definitely recommend.

My husband and I were first time buyers, and working with Dominic and his team has left us feeling like home buying is actually really easy. Like, totally no big deal, don't see what all the fuss is about. That's just how good they are. They are incredibly responsive, very informative, and stunningly efficient. They guided us through the process, helped us understand everything that was happening, and made it all go smoothly and without a hitch. They're friendly, easy to work with, and we were lucky to have them as part of our first home buying experience. If you want your financing to be easy, straightforward, and fast, with great customer service like you wouldn't believe until you see it, then you want Team Villa. Thank you Dominic, Amy, Erilou, and Alexis! read more

Dominic and his team were absolutely delightful to work with! They came highly recommended to us by multiple family friends and we didn't regret it once. They were incredibly thoughtful, timely, professional, and worked hard on our behalf every step of the way while we were in the process of buying a home. As first time home buyers the entire ordeal of getting qualified for a loan was terrifying to us, but Dominic and his team put our minds at ease and walked us through every step with endless patience and kindness. We are so grateful to have worked with Dominic and would recommend him in a heartbeat. read more

We had a complicated lending situation that meant almost no credit union or big bank we're willing to work with us due to the difficulty navigating my small business taking on a business partner. Equipped with the same information, issue, path to underwriting as most, Dominic and his team were able to creatively problem solve and eventually lead to us buying our first home. Beyond that lending wizardry, they explained where every dollar would go in the understandable way that is truly digested and learned. It took a lot of the stress out of the process where I imagined buying a house would be one of the difficult experiences of my life and was always met with calm and clear responses. I cannot imagine having a better experience with another company. read more

Dominic and his team (hi Erilou, Amy, and Kelly, if you're reading this) were incredibly helpful, friendly, and most of all, responsive, especially since we were in contract during the Christmas break. We decided to go with Dominic for a few reasons. A few years ago, when we were initially window-shopping for houses, Aileen Summers, highly recommended Dominic. This actually kicked off our first conversation, but trailed off once my wife and I realized we weren't ready at the moment. Flash forward to 2018, and Krista Miller & Rosie Papazian also recommended Dom (among other agents). After some phone calls and emails, we came to see why they liked Dominic and his crew so much and ultimately went with his team. They were extremely responsive, agile, and super easy to work with. All of the information given to us by Dominic and his team was very clear, and if we ever had any questions, the group was only an email, call, or voice chat away. If I ever had a question about something, I would never have to wait longer than a day for the answer. We really appreciated Dominic's honesty throughout the process and especially appreciated when he broke down what went into paying for a house each month. Thanks, Dominic and crew, for all your help! read more

I am a realtor, working in the East Bay (DRE#01947142). As you might guess, I work with my fair share of lenders. Dominic is consistently one of the best. My clients are happy with their interest rates and fees, sure. But almost as important, when a listing agent sees Dominic's name on a loan, they know that the work will get done, it will get done right, on time, and with clear and open communication. Believe me, that matters! Dominic has worked hard to build an excellent reputation with local agents, and his name is an asset to any offer. 10/10 would be happy to transact with him again! read more

Dominic, Amy, and Erilou were an exceptional team and a joy to work with when it came to financing the purchase of our new home! They answered all our questions, responded quickly, and had a methodical approach to everything they did. We were ready to close well in advance of the closing date. Just as important, if not more, Dominic gave me peace of mind throughout the process as he walked me through my options and answered any and all my mortgage-related questions. Thank you, Team Villa! read more

Dominic and his team are wonderful. This was easy the easiest home buying experience we have ever had. They were fast with competitive rates. We really appreciated how Dominic broke down all the different "what if's" in our initial meeting so we knew what we really could afford. I highly recommend this service. read more

From our first call with Dominic, through the various discussions we had including rescinding an offer we made (and won) but ultimately didn't feel was really the right fit, to numerous near offers, and to finally finding our dream home, Dominic had been a constant guide and support through all of it. And that too in a crazed pandemic fueled market! Once our offer was accepted though we were further impressed (blown away!) by the efficiency and care that his team (go Kari) provided, unbelievable! They all made making our first home purchase such a treat! We have already recommended them to friends and family, and encourage others to work with Dom and his team. read more