I received a call on a debt 10+ years old and the caller expected me to give all personal information to him then and there on the phone! I have never received any confirmation or notification of this debt from the original CC company and they still send me catalogs monthly! The man that called was rude and they made it look as if it was a local call on my CP. He would not answer my questions. UGH! If I owed the money why would the company still be sending me catalogs to order from? read more

:( Dynamic Recovery is awful. They digged up a very old credit card that fell off my credit report back in 2000. They were so mean and rude, They kept calling and talking over me while i was at my place of employment. They kept saying they were going to do some type of tax lien. They refused to give me an address .... they put me in a very bad head space. they dumped the worst negative toxic headache on me today. My day turned out to be horrible. i was back and forth on the phone with them ALL day, Awful Dynamic Recovery Solutions awful horrible :( read more

This company has been blowing up my cell phone. I do not answer calls that I do not recognize. Finally after weeks of the calls someone finally leaves a message. The message was so unprofessional and sounded like someone was sitting on their couch on speaker phone leaving a message with kids playing in the background. The lady spoke so fast I couldnt even understand her name nor the company she was calling from and she did not specify who she was calling for either. This really irritated me so I called back and a representative by the name of Ashley answered the phone. I told her I just received a message and was calling to see who it was for..she rattled off a name that is not me nor anyone that I know. I told her that it was not me and she kept asking me to give this person a message and I tried telling her that I did not know this person that I just received this phone number not too long ago and she just hung up on me. RUDE RUDE RUDE...I use to work as a debt collection agency and that is not how you interact with the public. I was not being rude to Ms Ashley so why does she think it is okay to treat people rudely and hang up in my face? If anyone from this company is reading this someone needs to monitor the people that you hire because I believe alot of the customer service reps (if that is what you can even call them) are in strict violation of the FCRA!! read more

This is supossibly a debt collection company I have never had a credit card in my life ever. Which is what they are trying to say that I owe on which is a load of garbage. I also got a debt consolidation loan which paid all my bad debts on my credit score which was 5yrs ago. They call me about every 6 months I tell them over and over again take me to court. I know they have nothing and I can expose them for the fraud that they are. I have yet to receive not even 1 single document from them which I have give them my address. If you receive a call from them my attorney has advised me to give them nothing and to just hang up if they are legitimate that will bring papers against you and can not win against you without you having the right to defend yourself in the court of law... read more

I am in receipt of a letter from Dynamic Recovery Solutions with a debt it claimed I owed to Direct Merchant Bank Credit Cards in the amount of $4,694.78 and a settlement agreement. I monitored my credit report and I have perfect credit. I know I do not have an account with Direct Merchant Bank, and also I just moved from Texas to the Tampa area with a brand new address about 2mos old which I have recently authenticated. read more

Thank you for the reviews! I was in tears by the time this company was done with me on the phone. Customer service was very rude and uncooperative on the phone. The managing supervisor is even worse. They called saying I owe them over $1,300 from outstanding Time Warner bill from "the 1990's". I confirmed with Time Warner that I do not have an outstanding bill nor any amount that was written off and sent to collections...ever! I have been an active TW customer for many years. DRS had a 4 year old address of mine and acted like I have been hiding when they obviously made no real attempt of updating their information. Once I started asking for supporting documentation they said I was being uncooperative and ended the phone call. Thanks to other reviewers, if this company calls back or actually manages to produce some documentation, I am fully prepared. Thanks again!!!! read more

If i could give them zero stars i would. First off let me just say how rude and uncooperative this company is. i believe the whole operation is shady and corrupt. I was told that i owed a debt i paid off 3 years ago and i still have the pay off letter and the credit card bill to prove it. They refuse to give me any information about the debt and claim they have no contact with anyone other then that i owe them this money. I already called the bbb about them. read more

This is a scam. They sent me a bill for a "debt" from 1999 that I did not incur from a hospital that I never used. The woman I spoke with was snide, kept insisting that I had to listen to her prepared notes and kept interrupting me. She insisted they had a 4 star rating from the BBB. She was very rude and kept asking me did I know I paid the 15 year old debt or was I counting on it to "fall off my credit rating" and that I had to send them "proof" I paid the bill or they would come after me. I will report them in the morning. read more

They are a scam. Like everyone else, they stated that I owed money to CITI Bank from 1997. I did not even have a credit card in 1997, much less with CITI. I became very suspicious when they continued to transfer me to so-called "supervisors". One I spoke with was obviously in a kitchen somewhere where I could hear dishes being washed and pots and pan being rattled - very professional. They eventually told me that they would report this as fraud, but it was Dynamic Recovery Solutions that are fraudulent. I did not stop there, I live in Kentucky so I reported this to the Kentucky Attorney General's office and to the South Carolina Attorney General's office which they both investigated. DRS had to write a letter to both offices explain that they had removed my name from their calling list. I also notified CITI Bank of their practices and they stated that they were going to do a full investigation. They advised me that they were fraudulent and unless it appears on my credit report, I should not worry. I checked my Trans Union Credit Report and it appears that they did request my credit report in January 2014. I am now asking Trans Union if they gave my credit information to DRS. I am not stopping here, I am going back to the Attorney General's Office in both states to file a law suit against DRS for their fraudulent activity. I would advise anyone who has had the same problems with DRS to do the same. They are breaking the law in all states. Before I am finished with them, DRS is going to be paying me, and I suggest you do the same. This is your right. read more

This lady calls from Dynamic Recovery solutions...She already had my social, my birthdate, my current Capital One Card number, my bank acct number, and knew what company my life insurance was through...told me I had a debt from 1997 that had grown in interest and fees to 22,000,00, with a bank I'd never heard of.She listed credit cards I had paid off, amounts and when they were paid...years ago. Scared the Heck out of me.I just went and closed my bank acct., now have to call Cap.One and change my card #'s, and call my life ins, co. to make sure that's secure.I am certain I don't owe this debt from seventeen years ago with a bank I've never heard of. The lady had all that information, yet couldn't tell me the state of origin on the debt. I'm certain this mess isn't over.Negative stars....To post I had to give them one, but I didn't mean it. read more

Thanks Yelpers for posting on this site about this company. I was going to call back the number (a local # 480-305-0771) but googled it first. Glad I did! read more

What a joke, they said I had some sort of debt from 20+years ago. They didn't know what it was but I owe it. That company buys uncollected or imaginary debt from other agencies and sends out bills hoping people will pay. read more

I got a letter in the mail from DRS. So Im thinking what is this. So I call as I am very careful with my Credit rating of 848 that I took great efforts to achieve. My Credit reports are all clean. So that is why I called. I get a person on the phone and I can hear in the background it is a boiler room set up with multiple people answering the phones. I ask the person what this was about. I gave her minimal information so she could look up as per their paperwork. She tells me something about a store account from 1982 that I never even heard of. She says they purchased the debt and are in process of collecting it from me. I explained to her I have no knowledge of this debt or even know of that store. She said regardless that I owe them $1110 U.S dollars. I told her first of all ... this is not my debt.... second of all the debt if owed is well out of statute as it is now 2018. She said that I needed to start making payments to clear this debt. I told her that I would not make a payment for a debt I do not owe. I further told her that if they wanted to collect they could take me to court and we could settle it there. She promptly hung up. DO NOT PAY THEM ANY MONEY. THIS IS A FISHING SCAM WITH EXPIRED OR FAKE DEBT. read more

I got a call from them and they left a very vague message after the 3rd day of them calling I called back they asked if the # I was calling on was one they called me on and I said yes. Then he said ok so we have (husbands name) I said ok..he said ok then mrs (husbands first name) I said wait you don't know my name and are trying to collect a debt? ( which we have never been late on any payment) I asked him to tell me what this was about he said he couldn't tell me anything until I verified who I was with my address I told him well I'm not going to verify who I am until i know what this is about we went back and forth for a few then he started to get a nasty tone in his voice I asked who their "client" was he said the name I had never heard of it so I told him I don't know who you are I don't know who your client is so I am definitely not going to give you any personal information. He got nastier on the phone I held my ground about not giving him anything then he hung up on me!!! Obviously a scam...what is wrong with people! read more

As everyone else has said, this company is a scam. They are attempting to steal your money. For me, they've been claiming debt owed to Verizon, who've I been a customer of for 10 years and never have had an issue with. Verizon confirmed to me that they are not affiliated with this company and have absolutely no idea why they would be claiming I have a Verizon debt in collections. The last time they made this claim, about a year ago, after refusing to provide them with my SS# & DOB, they suddenly stated "We have the wrong person. We won't be calling you again.". They called back again a few more times, but were reminded to check their history and hung up on. I thought I was done with them until yesterday when I saw a missed call. It was from a local number I did not recognize. I did a search for the number and it turned out to be an additional number Dynamic uses to fool their victims. I attempted to call them back, using both numbers they have called me from the past 2 days as well as the number listed on their website and no one was available to answer any of the calls. Everyone needs to be sure to report this to the BBB as well as the Consumer Finance dept. of the government. Be sure to tell the BBB you won't be using their services until they remove this scamming company from their approved database. read more

First I got a letter regarding an $800+dlls debt for some emergency physicians. Second, I get a phone call, this lady didnt even say her name, just that she worked for this compan. She said she was looking for me, and wanted me to give her my social security number over the phone so she could verify my account, REALLY? So I said no, you tell me what this call is about first, so she tells me that she can't until after I give her my SSN cause the information to be discused is oh so important, well gues what? It aint more important than my confidential info, so NO! I hanged up after letting her know that, and guess what? 4 months later I get another letter for the same emergency physicians, but this time for a $82 debt, suspicious, how it went from over $800 to $82 just like that. So I wont be sending not even the $28.70 they want to settle the debt. If this isn't a scam, then they sure as hell do not mean serious business. read more

too bad you have to give any star to move on with a review. Dec 2012 I got a call from a Ms Bobbie Williams about a loan I was supposed to have taken out in 1993, almost 20 yrs ago, from American General, she could tell me nothing more than I owed almost $2000 & that I had made payments for 36 mo ??? I took a $1000 loan about that time against my car title, surely if 36 payments were made it was paid off & my title was clear when I traded that car in ... the biggy was when I asked to be mailed information she said they had mailed it 40 something times, the last time in Oct 2012 to my present address ... I didn't move to my present address until Dec 2012. Today I get some kind of form letter offering me a deal but really gives me no more information. I have no idea where they get their information from but DO NOT send them money, these people are crooks, besides being very rude! 20 yrs has to be past the SOL in all states. read more

Kind People (victims) - Do yourselves a favor and find out about common Debt Collection laws for your state. A lot of good, solid information is out there on the web. DRS is a Collection Agency who has purchased this old loan from either the financial institution themselves or, if old enough, another agency. Old debts will eventually Fall Off of your credit report anyway, and collection agencies simply use a bunch of scare tactics and threats so that THEY can get paid, NOT the original creditor. Old debts are no longer owed to the original creditor at this point because they have considered your account with them as "Closed", they have simply SOLD your account, for mere pennies, to a collection agency. I can nearly guarantee you that DRS has paid almost Nothing to acquire your account, they just buy Receivables in bulk. If the SOL or Statute of Limitations for your state has long passed and DRS is Just NOW calling to collect, that just means that the original creditor sold it to some collection agency, who sold it to another and another and DRS is the latest in the chain who just Happened to have your number and able to call you. Be smarter than these collection people, know your State laws and know Their Limitations! read more

These people are bullies and opportunist. These people called my parents home, which I have not lived in 10 years. I never give my parents number for anything. They left a message which my mom passed on. I called since I KNOW I PAY ALL MY BILLS and representative said I had a bill from 2003. I told the representative before we go any further, take my parents telephone number off the list! Of course, she blew me off. Then I asked her to validate this so called debt. I told her to send it to my PO Box. She kept cutting me off. Then asked me for my email. I told her NO! If you have anything to send me, send it to my PO Box to VALIDATE THE DEBT. She began over talking me saying she was returning this debt to the original creditor and putting on my "file" I was not cooperating. I have already filed a complaint with the Consumer Finance Board. If they call my parents again, I will seek an attorney. read more

Been getting numerous calls from this number. So I finally call them back, after researching them first and finding out its a scam. The lady is asking me for my address, I said I'm not giving it to you, she asked me to verify the last four of my social, I said no again. so then she asked for my phone number, and since they obviously have it already, I gave it to them. She then tries telling me about some debt from somewhere I don't even know about... I then say "let me ask you a question... have you ever googled yourself?" she said yes, so I then said so you already know that this is a scam. She said no we try to help people settle debt. So I said then you obviously have never googled yourself bc every site has people reporting about this scam. Not one person saying this is a legit company. I would never pay you guys anything so can you stop calling. so she says "well you just let us know you wont pay us, so why would we call you again".... PERFECT ANSWER!! read more

What a total scam. This is one of those collection agency that pay pennies on the dollar for your old debt. I'm talking debt that is 7+ years old. In oregon the statue is 3 years with a max an absolute max of 6. 1st. I didn't recognize the debt 2. when I asked the year she said 2005-2006 omg that is old 3. she said I'm going to put this down as a refusal to pay and dock your credit rating 4. I didn't say I wouldn't pay I said I didn't recognize the debt and it's older than 7 years therefore can not be put on my credit report. She threatened to put in on my credit report. Thank you Robert for sharing that I can sue them if they do this. What I am doing is filing a report with my attorney general. When I tried to get more information from her so I can go through the necessary channels to get them reported she hanged up on me! crazy crazy. This is one of those agencies that pressures people to pay so they can make a dollar. Check your state laws for the debt's statute of limitations if they are trying to collect on a debt older than that and threaten to put this on your credit report lodge a complaint with your attorney general for "Collected or attempted to collect debt in violation of Unlawful Debt Collection Act". I looked at my state search tool and in my state alone there were 14 complaints of this behavior! I'm not the only one and more people should be lodging these complaints. read more

I just received a call from this company looking for my mother. I asked her who she was and she said and I quote "My name is Sherri and if I don't speak with {my mother's name} I am going to file this debt with the IRS". I politely asked her where she was calling from and she gave me the name of her company. Then I told her to give me her information and I would forward it on to my mom. She then asks "What is her cell phone number" and I repeated to her that I was not giving out her information and the she had the audacity to ask me where my mother worked. At that point I became just as rude as she was and told her that I will forward her information on but I will not be giving her any information. She told me that she would try back later and I said that would be a waste of time because she would continue to get me because she was calling my cell number at what point she hung up in my face. I called them back and told them to put me on their "DO NOT CALL" list and if they call me back I will be reporting them. They called me from 972-865-4716. Beware...these people are BOLD and RUDE!!! read more

I got two letters with identical information from Dynamic Recovery Solutions, but the exception being that they had two different account numbers. These letters came addressed to me in my maiden name, which I haven't been since 2010. Anyhow, the letters claimed to be for emergency services. I called them to get more information because anything medical related should have been covered by medicaid, which has been my primary insurance since I was living at home with my parents and underage. (I've been low income and below the federal poverty level all my life.) The woman was kind at first, but quickly became rude. The debts were supposedly from Nov. 2007 at St. Luke's hospital. Well in Nov. 2007 I was pregnant with my first kid, which I had to provide information to medicaid regarding at the time, so I know I had medicaid coverage, which would have covered any "emergency services" at any hospital facility; however, Nov. 2007 I had only been out of high school a few months (May 2007), so I still lived with my parents, which means that I was living in Ashtabula, OH. More than an hours drive from St. Luke's Hospital. There is no way this debt is actually mine. St. Luke's isn't even affiliated with a hospital facility in Ashtabula, OH. I also pulled up my credit report in order to ensure that this wasn't on my credit - there are absolutely no collections listed on my credit report. read more

My daughter was contacted by this company this week about an aledged credit card debt which was incurred between 1993 and 2003. She lives in North carolina which has a fairly strict Fair Debt Collection Act. She was threatened with an IRS audit, the sending of a 1099c and garnishment of her income tax return. When asked why the IRS was involved she was told that they were cracking down on people who owed money because the federal Government was almost broke. What a credit card debt has to do with the IRS was lost on us. After researching Dynamic recovery Solutions she discovered that a number of other people have been threatened with IRS audits, etc. as well. Her research indicated that this clearly violated North Carolina's Fair Debt Collection Act as well as the Federal Fair Debt Collection Practices Act. (FDCPA) She immediately emailed and mailed a "cease and desist" letter pursuant to to the FDCPA and she is filing a complaint with the NC Attorney General's Office, the Federal Trade Commission and the BBB . Her research has shown that this company has used this tactic to get people to make a payment thereby re-opening the statute of limitations for filing an action in the court system to collect the alledged debt. By the way, her research shows that a number of people have had similar contact for debts that they had never even occurred. Beware of this company! They will use any means possible, including illegal ones, to scare people into paying them money. I have no idea how they manage to have an A- rating with the BBB. read more

Unlike most people posting, I was not called nor mailed regarding my account. My account was originally with Verizon in which I cancelled two lines due to a divorce and was charged ridiculous fees and did not have the money at the time. They sold my account to Pinnacle Recovery which tried to settle for a lesser amount but I still didn't feel like it was right to pay additional fees for cancellation. I do take responsibility for charges that were for phone usage and figured I would call and see if they would settle for that portion only. When I called Pinnacle, they redirected me to Dynamic Recovery Solutions, I guess a sister company. I spoke with a lady by the name of Reba who was by far the nicest person I had ever spoken to especially coming from a credit agency. She did not harass me for information prior to our conversation just the basic social or account number to pull up the information and made sure she was speaking to the person responsible for the account. I explained the situation and what I was willing to pay and why, she put me on hold for a few minutes to have it approved. She kept telling me they could make the payment for whenever was good for me which I was good at that moment but she was still giving me that option. They approved what I was willing to do which was cheaper then what the other company was trying to get from me. She made sure she repeated everything back to me and I would be receiving a letter from them by email with in 72hrs and a hard copy in the mail. I guess I got lucky because I was calling them and not the other way around but this lady was truly a sweet heart! I will follow up once I receive the conformation letter and will send it to all three credit agencies instead of waiting for them to do it. It will go a lot faster that away. read more

I got a call from this company this morning, and answered since it was a local area code. Long, long, silence - of course, that is a red flag for a robo call, but no one ever did say anything. I hung up and called the number back to find out who it was, then hung up before anyone answered and looked the company up. Thanks to reading a lot of the reviews posted here, all BAD ones for this company, I learned what a scam company it was, and that they route their calls to appear to come from a local area. I was very curious as to what information they had on me, since I don't have any outstanding or overdue debts and called them back. I called again, and when the agent answered I told her I was returning a call from their number. She told me they were looking for "my name" and while I think it is wrong to lie, I did, and told her I didn't know that person. She actually was very polite, and said she would update their data base to remove my phone number so that I would not receive further calls from them! read more

I got a message from a lady from this company. who stated in the msg that it is an EXTREMELY important matter & i needed to call. i called and got a different person than who left me the msg who stated that i owed a payday loan form 2006. we went over the "account info" and the call ended. i called bk to setup a pymnt arangment with someone different who then informed me that they not only had 1 acct that i owed but he showed 2 accts which was never mentioned in the first phone call. it was very odd because in the 1st phn call the lady had alot of my personal info all the way to different things i have applied for within the year. How these ppl get your personal info i will never know. i work for a collections agency & i know how these things work. but when i called back & spoke to the guy & advised him i will setup a pymnt arangment & will mail in my pymnts he said i will not be able to mail pymnts but he can give me a po box address but basically because i wanted to mail in the pymnt they would not accept the pymnt i mail in. i hung up becasue as i stated i work for a collections agency & why would u refuse any pymnt whether it is being mailed or done electronically. read more

I just got off the phone with DRS after being accused of having a negative account from 1998 - 2002 with HSBC. Jordan would not clarify which HSBC company was filing the claim, as they support Best Buy, Walmart, Circuit City, etc with their credit card programs. He had my social, home #, address, and credit report right there in front of him. I review my report monthly and there is no such account from that time frame and it just plain doesn't exist. I am happy to pay any debts owed, but know for a fact that the time frame he's listing does not include a card with HSBC. I did not give my credit card info over the phone for payment. He directed me to their website too and it also asks for payments. I asked for paper copies of what he was stating for review on my end, as i know that they'd have to request payments via paper, but he would only do it if i paid for the postage. Again, not going to give him my credit card info. Be very careful with this company. I am a banker and i know my credit, and this is 100% shady. If someone wants you to pay them for an old account, they will provide that information in writing. Review by Jenny is 100% accurate. read more

hi i got a call from drs too, demanding me to pay for something that i did not have, and the lady said she will report me to the irs, if i did not pay this debt, i ask for them to send me documents stating that i own the debt, but they never did instead they are demanding me to pay it, i contacted an attorney to sue this company for harrassment and aggrevation, does anyone have any other ideas, thanks you read more

1st - Ditto on some of the negative reviews I've read about Dynamic Recovery Solutions. After receiving a few calls from this unknown company today I called Dynamic Recovery Solutions. A female representative asked if I knew a Willie & someone else. I responded by stating, "I don't know who they are." She asked if I knew either one of them and I calmly repeated, "I don't know who they are." Then the woman abruptly sputtered, 'Well all right then smarty pants!!!" and hung up the phone!!!! I couldn't believe it, so I made a second call to inquire as to who Dynamic Recovery Solutions was... bill collectors - that call wasn't much better. Fortunately, upon my 3rd call I reached Ray Lewis, a CIVILIZED supervisor. I'm sure the condescending manner in which was handle is not how business is done jobs in South Carolina; and in the Valley of The Sun (Arizona), we value friendly customer service, money & careers! My suggestion to the female: Get the necessary education so that your job won't be a joke and your income earning opportunity will be a joy! read more

these people are rude nasty and need to learn manners. received a phone call on my cell and when i refused to give them any information the woman on the phone because unreasonable and completely unpleasant. then when i called them back i received the same response from whoever answered the phone. read more

Scammer posing as John Hart called my work number claiming that they attempted to deliver a court summons to my home, but there was no one there. The background noise made it obvious he was working in a call center. Claimed he was representing the county circuit court (did not pronounce the county name correctly), and had a case number and said that I needed to call 231-333-5204 for more information. reverse search showed the number to be from Cheboygan, MI. Said his client was attorney Henry Winestein. I contacted the county Circuit Court... no case with that number, no attorney in the directory with that name. Later I did call the number from an unlisted number just to see who would answer. I asked for John Hart, and was transferred to him. Gee, why would he he at the law office he told me to call for more information on my case? It's because they are SCAMMERS! They follow the M.O. others have described in this forum. What does it take to shut these criminals down? read more

im asking for assistance here, this company sent me a letter stating i owed on an old hospital bill, ok. well i called them to get it settled, then i was informed i had 3 hospital bills in collections. i did not doubt this due to my ex husband liked me in the hospital. so needless to say i paid 2 of these bills in an amount of almost $1000. i told the lady that i would try to pay the other one off in April 2015. They called me a few days ago asked if i was ready to pay I said NO I dont have the money right now. The rep kept on and i hung up, well on 02/27/2015 they drafted $708.05 out of my checking account! without my consent, i filed a complaint with the BBB and have to file a dispute through the bank on 03/02/2015. called and left many messages with this company waiting for a call back and left a message with my Attorney Generals office. read more

I am still in shock over the call I got this afternoon from this highly unethical and fraudulent company. An extremely rude woman named Candice actually called from a local number to my cell phone that is under my husband's name. She proceeded to tell me they had two accounts from 1994 that I owed. When I requested this information in writing, she became very belligerent and rude stating that they knew what I have in my bank account and the credit limits on my current cards and I could easily afford to pay for this. She then proceeded to say "and how do you intend on paying for these bills today?" I told her she was crazy and she hung up on me. I then called back and was transferred around to a couple of people. I told them I don't even remember the one bill and know I paid the other one. I asked how they got the information they did on me - #, bank account information, and credit card limits and they responded because they were a debt collection company, they were entitled to this information on 'persons of interest'. I have never had anything like this happen and I am extremely irate. They are a horrible unethical and sleazy company. It's a shame that there are probably people out there with good credit like myself that they actually scam into paying bills that they do not owe. read more