So, my situation is a little different from most. My credit wasn't in shambles, and I wasn't trying…read moreto buy a house or finance a car--I was simply someone with decent credit who wanted it to be excellent. Less than a year ago, I had a collection account from a closed line of credit, a charged off credit card and a few late car payments on my report. My main concern was the collection--I honestly wasn't too worried about the other items, but Cam recommended taking a holistic approach. Instead of focusing on just one issue, he suggested addressing everything at once. Several months later, my credit reports with all three bureaus are clean and clear, with all negative items either removed or updated to positive. Whether you're working to repair bad credit or you have okay credit and want to elevate it to excellent, Cam is the person to call. It's a process, and it doesn't happen overnight--but he delivers results. I truly can't express enough how much he's done for me.

This is a follow up to my first review and I stand by it and Cam! Cam has stuck by us during the…read moredifficult time of getting a REFI going, helping us find the right people to get the loan successfully through the process from all the "gory" details of listing debts, getting the right people - in this case, Charity Maupin senior loan advisor of New American Loans, to take this somewhat difficult ReFi across the finish line to the Signing yesterday. Cam made it a point to be there to introduce himself and to watch over the proceedings. If you have credit issues, Call Cam!

People did not care to resolve an issue that was not even my wife's fault treated us like crooks it…read morewas an insurance problem that was not even our fault but they didn't seem to care to help us on this situation poorly managed company no empathy at all

Just found out what was charged to my debit card from plus four Inc got a phone call back in…read moreOctober 2024. i did have a hospital bill that i spoke to sunrise hospital about and was going to pay. The amount was in excess of 4500. But i was in the process of moving after speaking to the hospital billing they were going to call me back so i can pay. And sent this to collections. 3 days ago i checked my bank statement from October 2024 and found out they charged my account for 3700 and change for the hospital bill. And 1677 for i don't know what, i think she said lawyer fees that she was going to wave. Checked BBB and guess what they are not a credited business. The district attorneys office will prosecute them for faulty business practices. Sunrise hospital does not work with you I had no medical insurance and they expected payment of half up front. My bill was 154000 bucks and was reduced for no medical insurance to around 12000 bucks. After paying both charges of those amounts, i received a call from sunrise expecting the rest of the amount owed. well i said you are going to have to wait. i went back to work in December of 2024 after recovering enough and got some savings built up again and paid the rest. By the way i was not eligible for Medicaid i had just sold my house in November 2023. but i Bought another place and was running a little lite on funds i still had some cash saved in savings that they didn't need to know about. i still needed money to live on. They wanted me homeless and didn't care so i believe this is contributing to that situation. I'm also in this situation again. just spoke to team health for DR fees of 1687 after going to the hospital in dec of 2025. Don't think they are going to wait. again and I'm looking for another job.

Went in for consultation with Victoria. After reviewing everything she determined that I do not…read moreneed her services. I am very thankful of her honesty. If it was any other company, they would sign me up for services knowing I do not need them just to make money. I definitely recommend this company for credit services needs. Thank you again

Very honest and helpful! You can trust what they say they are very helpful. If your really serious…read moreabout your credit you will be extremely happy about this service

if this is "fresh start funding," it is a total scam. avoid avoid avoid…read more there is a company called "fresh start funding" out of arizona. do not do business with these people as they are a scam.

Rolo was responsive and aggressive in tackling my credit issue in a timely manner! A Marine Corps…read moreveteran that truly cares about other veterans and puts there welfare as priority. Knowledgeable, informative, and timely are all characteristics that I've observed with Rolo. I highly recommend him for all your credit repair needs!

If I can give zero stars I would. They took my money ($750) and never rendered services. Originally…read morethey said its due to covid but it's 2025 & still nothing . They blocked my email so I had to use a different email to contact them. They couldn't refund my money & never contacted me agai. I'm appalled by their poor business ethics. The literally stole my money.

I was a client for 4 years before my loan was forgiven. During that period I saved money and…read moreredirected my student loan payments savings into other investments. I'm super happy I found a company I can trust and recommend people to. I highly recommend College Loan Freedom.

I fell f8r that card.com! Prepaid designer visa card,used to pay Bill's and shop online. Did not…read morewant my banking information online. The card is issued by Bancorp, a FDIC insured bank. It states it d oi es not sell your personal information w ht en in fee act they do jus thatl You are required to provide your social security number and identity to show your n oi t using the card for criminal activity. After having trouble with the CD ard,i contacted customer service which is terrible. They barely speak English. After trying several times for a resolution, I learned that the people that had all my account information, identity and data, were a offshore nonbank! They said the banking laws and rules do not apply to them. My account was sold to them by Bancorp. To add to this, i have over 200 or more calls from telemarketing credit solutions, debt collection and financial scams since I signed up for this card. I looked up the address where the card came from. This is where it is coming from. I have reported this to the FTC.

From the owner: Credit Report Solutions, Credit Restoration, Credit Repairread more

He is a wonderful lawyer and goes beyond even after my bk was over I would email him with questions…read moreand he gets right back to me. I would definitely recommend him and his company.

Thank you soooo much Lindsay.. it is now officially over with.. I am so lucky to have the Wadja…read morelaw firm on my side, especially you Lindsay I know I was a headache in the beginning, I apologize a million times.. I was very scare of what could had happen.. I can rest now... Wadja Law firm saved my home and got me out of debt..I really truly recommend them to help you on your bankruptcy case..

This loan company will tell you that you're approved for loan in one amount, then humiliate you and…read moreapprove for a substantially lower amount and not care if it's going to help you. Very different answers and they don't stay true to what they say. Would recommend going to a loan shark before coming here.

From the owner: OneMain Financial has been a trusted personal loan lender for more than 100 years and is proud to…read morehave served millions of customers nationwide. Get a personal loan to help with debt consolidation, home improvement, major purchases and more. Our local team is ready to work with you one-on-one to find a solution that works for you.

I would like to express my sincere appreciation to Bianca and Gabriel for their guidance and…read moreassistance throughout the process. Vivex Credit Solutions has proven to be a trustworthy and dependable company for all of my credit repair needs. They have assisted me on multiple occasions with various credit-related matters, consistently providing knowledgeable advice and professional service. In an industry with many options available, Vivex distinguishes itself through its reliability, expertise, and genuine commitment to achieving meaningful results. Most importantly, they delivered exactly the support and outcomes I was seeking. What I particularly valued was that they did not simply manage the process on my behalf -- they also took the time to guide and educate me throughout each step. They clearly explained what was required from my end and helped me better understand the actions necessary to improve my credit. It is important to remain responsive, reply to communications promptly, and provide any requested documentation or information, as credit repair is a collaborative process. I remained fully committed to improving my credit and therefore made every effort to stay organized, take detailed notes, and complete each task requested of me. By working together consistently and maintaining open communication throughout the process, I was able to achieve meaningful results. Thank you, Vivex Credit Solutions. I sincerely appreciate all of your assistance.

Waste of time Couldn't even get a simple apology from…read moreneither of the workers there they said they have children older then me all I ask was why set an appointment then not following through they sent me two emails and all excuses I really tried hard to work with them with my situation but clearly they didn't not even care No follow up on why they missed the appointment No apology just excuses get it together Thank you Gabriel and Bianca 20years and slowly not caring

Blue Water credit is an honest and reliable company. They have helped me with my credit scores and…read moregiven me the tools and education to maintain my scores. Thanks for all your help! Highly recommend.

I worked with Melanie and the team here at Blue Water, and what a great decision that was. I had…read morejust taken on a new house, remodel and a ton of debt. I watched my credit score plummet even though I had no missing or late payments. It's been a year now and thanks to a lot of hard work, sacrifices and smart moves my score is back and climbing, thank you!