I've been with Weller O'Brien for almost a year now. I can't imagine going anywhere else. All I…read moreneeded was car insurance, but I decided to get renters insurance too. It's only a few dollars more, and now if someone breaks into my apartment, I don't really care. It can all be replaced. I live in Santa Cruz and work in Half Moon Bay. I decided to go with Weller O'Brien in HMB because it's a smaller town, and I figured they would give me more attention and better service than if I went to someone in Santa Cruz. I wasn't let down. They are always quick to return my calls. I am more then just a policy to them Kevin got to know me and my situation. Initially I wanted the cheapest insurance required by law, but Kevin advised me to get more. The actual coverage required by law has small maximums. I am a dentist, and if I am at fault in an accident, the other party may come after my income. He told me that if they get greedy, they can blow past through what insurance will cover. Once that happens I have to start paying. I don't want that to happen. I spend a few dollars more each month, but I am confident that if I am ever found at fault, my insurance will protect me from losing everything. I've never had an insurance salesman go over a policy like that before. It made me confident that I was with the right group. I know that as I start needing more and different types of insurance, Weller O'Brien will explain my options, so I can choose the type of coverage that's best for me.

We have used Weller Obrien for years now. From car accidents, to freak house accidents, to new…read morequestions, Claudia has been there every step with quick responses and helpful advice. Having a broker is great, it gives me someone to bounce things off of and someone who sticks up for/with you when you need an assist. This local business is perfect for our family and we appreciate them very much.

Heidi is a wonderful State Farm agent, always does her research and explains all the options. Very…read moreresponsive. I have been with her for decades.

Always helpful, kind and attentive. We have been with Heidi for seventeen years for our car…read moreinsurance and I have always been happy with every aspect of her service.

Ive spent a lot of time calling different insurance companies throughout the day just for a "SR22"…read moreJoe has been so helpful and straight forward with everything no hassle only If I called earlier!!!

Absolutely horrible. Go elsewhere. All of these insurance companies are crooks. They used to have…read moregreat service mind you I had them for years but that has diminished. Do yourself a favor and shop elsewhere.

First of all, DO NOT have State Farm for insurance. But if you do, DO NOT use this agent! Everyone…read morein the office is useless. I've had a claim open with State Farm for 7 months now, and neither State Farm corporate of this useless agency has gotten anything done about it. I've had Kristen Young herself leave a message, when I call back, Scott states no one from the office has called me. Really? I have the transcribed vm right here buddy. So they also LIE. They just take your money and do nothing. But don't worry, they are all over you 2 seconds after a missed payment! What a f*cking joke!

I do not have an insurance claim with them with my name listed so I am unable to speak with them…read more When I called to file a claim to claims depary. I was informed, that it's a bad policy (the one I currently have) it should have been cancelled. Unable to get straight answers, because I have to go through an appointed person. This person also isn't listed on the insurance claim to input my questions and then when the answers come it's not the correct information at all.

I had a very positive experience with getting my health insurance from Pat. He promptly returned my…read morecall and spent time explaining all of my options to me. He really knows all the ins and outs of ACA and the best plans for individuals. Within a few minutes he emailed me a quote to review. When I let him know which plan I wanted he immediately emailed me the link to sign up. Then a few days later (right before the last day I could apply) he emailed to check that the link worked and my application was all set. When I didn't get a prompt response from the insurance company I contacted Pat for help. He made calls and followed up with me right away. If you are a small business owner or individual looking for health insurance, I highly recommend PJW Insurance services. A lot of brokers don't want to deal with individuals or small companies but he does.

From the owner: At PJW Insurance Services we are continuing to monitor all the changes going on with Health Care…read moreReform, ACA (ObamaCare) and the repeal attempt in Congress, and we will be happy to update you on all these changes that are taking place. So don't panic, just give us a call to go over how it will affect you and your employees. We are happy to provide clarity on the things you'll need to know and do. We are Certified to offer benefits in the Covered California Marketplace. We offer all types of insurance. We can help you with everything from individual insurance policies, to family plans, Medicare Prescription Drug Plans and Medicare Supplement plans (including AARP Medicare Supplement plans), as well as small group health coverage. We can also help you with voluntary ancillary benefits such as: Aflac, Dental, Vision, Critical Illness plans, Short and Long Term Disability insurance, Life insurance, Long Term Care, Worker's Compensation, Travel insurance, Business and Product liability policies, and much more. In other words: If you need to find an insurance policy at the best rates, we can help. Plus, we are extremely happy to add Legal Shield's Identity Theft protection (important now with the Equifax Breach) and pre-paid legal services to our offerings. There has never been a more important time than right now to get this very affordable and valuable protection!

Andrew is the man. He's professional and always on time with our appointments. He always keeps you…read morein the loop. He'll explain things thoroughly and give great recommendations.

Outstanding Advocacy from Jonathan and the Apex Adjusting Team…read more Our tenant-occupied home suffered a devastating fire that started in the garage. When the AAA adjuster arrived, he used a moisture meter and claimed there was "no moisture in the walls," suggesting we could simply redo the garage and upstairs, paint the downstairs, and settle the claim in a week. I knew this was completely inadequate -- the fire department had sprayed over 10,000 gallons of water into the attic, and the house was not safe to re-rent. I left the meeting feeling defeated. Shortly after, Jonathan from Apex Adjusting reached out. He explained that he was a public adjuster who would fight for a fair settlement on my behalf. After meeting him and doing my research, I was confident in moving forward with Apex. What stood out most was that Apex brought their own team of professionals -- including structural engineers, estimating companies, and soft demo crews -- to thoroughly document the full extent of the damage. This was a huge relief, as AAA had quickly assembled their own team to minimize the claim. Apex's experts calmly and accurately assessed the true scope and cost to rebuild. Over the next several months, they handled everything professionally while we continued receiving loss-of-use payments. In the end, they secured more than double the original offer from AAA, plus full personal property reimbursement. We now have the funds to properly rebuild our home to pre-loss condition. One of the biggest reliefs was never having to deal directly with the AAA adjuster again. Apex kept us fully informed and handled all communication. Jonathan and the entire team showed true professionalism, persistence, and patience throughout this stressful process. I would highly recommend them to anyone facing a difficult insurance claim. We are forever grateful. -- Timothy A. Wheatfill, Orangevale, CA

I had a kitchen fire recently and Apex took over handling the claim for me . Things smoothed out a…read morelot after I hired them. . Definitely worthwhile!