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    PJW Insurance Services

    4.0 (1 review)
    Closed 9:00 am - 5:00 pm

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    12 years ago

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    Coastside Insurance Agency

    Coastside Insurance Agency

    (10 reviews)

    I've been with Weller O'Brien for almost a year now. I can't imagine going anywhere else. All I…read moreneeded was car insurance, but I decided to get renters insurance too. It's only a few dollars more, and now if someone breaks into my apartment, I don't really care. It can all be replaced. I live in Santa Cruz and work in Half Moon Bay. I decided to go with Weller O'Brien in HMB because it's a smaller town, and I figured they would give me more attention and better service than if I went to someone in Santa Cruz. I wasn't let down. They are always quick to return my calls. I am more then just a policy to them Kevin got to know me and my situation. Initially I wanted the cheapest insurance required by law, but Kevin advised me to get more. The actual coverage required by law has small maximums. I am a dentist, and if I am at fault in an accident, the other party may come after my income. He told me that if they get greedy, they can blow past through what insurance will cover. Once that happens I have to start paying. I don't want that to happen. I spend a few dollars more each month, but I am confident that if I am ever found at fault, my insurance will protect me from losing everything. I've never had an insurance salesman go over a policy like that before. It made me confident that I was with the right group. I know that as I start needing more and different types of insurance, Weller O'Brien will explain my options, so I can choose the type of coverage that's best for me.

    We have used Weller Obrien for years now. From car accidents, to freak house accidents, to new…read morequestions, Claudia has been there every step with quick responses and helpful advice. Having a broker is great, it gives me someone to bounce things off of and someone who sticks up for/with you when you need an assist. This local business is perfect for our family and we appreciate them very much.

    Apex Adjusting Group - Pre-Loss Condition. Very Livable

    Apex Adjusting Group

    (2 reviews)

    West San Jose

    Outstanding Advocacy from Jonathan and the Apex Adjusting Team…read more Our tenant-occupied home suffered a devastating fire that started in the garage. When the AAA adjuster arrived, he used a moisture meter and claimed there was "no moisture in the walls," suggesting we could simply redo the garage and upstairs, paint the downstairs, and settle the claim in a week. I knew this was completely inadequate -- the fire department had sprayed over 10,000 gallons of water into the attic, and the house was not safe to re-rent. I left the meeting feeling defeated. Shortly after, Jonathan from Apex Adjusting reached out. He explained that he was a public adjuster who would fight for a fair settlement on my behalf. After meeting him and doing my research, I was confident in moving forward with Apex. What stood out most was that Apex brought their own team of professionals -- including structural engineers, estimating companies, and soft demo crews -- to thoroughly document the full extent of the damage. This was a huge relief, as AAA had quickly assembled their own team to minimize the claim. Apex's experts calmly and accurately assessed the true scope and cost to rebuild. Over the next several months, they handled everything professionally while we continued receiving loss-of-use payments. In the end, they secured more than double the original offer from AAA, plus full personal property reimbursement. We now have the funds to properly rebuild our home to pre-loss condition. One of the biggest reliefs was never having to deal directly with the AAA adjuster again. Apex kept us fully informed and handled all communication. Jonathan and the entire team showed true professionalism, persistence, and patience throughout this stressful process. I would highly recommend them to anyone facing a difficult insurance claim. We are forever grateful. -- Timothy A. Wheatfill, Orangevale, CA

    I had a kitchen fire recently and Apex took over handling the claim for me . Things smoothed out a…read morelot after I hired them. . Definitely worthwhile!

    PJW Insurance Services - insurance - Updated August 2026

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