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    Elevate Credit Solutions

    5.0 (1 review)
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    5 years ago

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    Financial Counseling Center - Our building. 4221 Wilshire Blvd., Suite 255
 Los Angeles, CA 90010

    Financial Counseling Center

    (346 reviews)

    Windsor Square

    Dealing with debt can be extremely stressful and scary. Michael and his team made going through a…read moredifficult time so much better. Michael came up with thoughtful, innovative ideas to handle my situation and helped me out immeasurably. His experience and relationships working on 4000 debt cases showed. He came up with an affordable, tailored strategy that helped me out of a very tough spot. Most of all, Michael cares about his clients and it shows. I cannot recommend Michael and the Financial Counseling Center strongly enough. Highest recommendation. Good people you can trust.

    Feeling financially stuck? Overwhelmed with credit card debt? High interest rate loans…read moresuffocating any progress? Insomnia? 6 months ago I was staying up all night worried about my family's financial future. I felt like I was going to have a heart attack or stroke from the stress. So, how did we get to this point? Business was affected by Covid. My wife was laid off so our income was slashed in half. Started racking up credit card debt. Paying the minimum. Then, there was the financial burden of taking care of elderly parents. I tried debt consolidation but it would take multiple years to pay down the overwhelming mountain of debt compounding like a pounding headache of misery. I felt trapped in a circle of debt, barely getting by month to month with cost of living going up. Then I met with Michael to pick his brain and discuss my options. Our best strategy was to file for chapter 7 bankruptcy. To get a fresh start. This was the best choice for us. Highly recommend talking to Michael and Tamara to just review your options. Worst case at least you will have some clarity of what solutions are out there. Michael held our hands and walked us through everything. Tamara does most of the heavy lifting. She is amazing. Much respect to Tamara's patience and diligence. She told us exactly what was necessary to file so the process was easy and smooth. I spent many hours to get all my docs in order per her request. So, dont be lazy and get your stuff in order. John is the confident lawyer. Straight shooter. Decades of experience with the trustees. Highly recommend a lawyer to file instead of trying to do it yourself. 4 months later. Discharged over $200K of debt. Now I can sleep at night like a baby. Thank you so much to FCC. I feel like I got a second chance. God bless America for having a system that allows qualified debtors to get a "fresh start". Much gratitude.

    ARRA Credit - Business Credit Coach

    ARRA Credit

    (16 reviews)

    After attending one of Rafael seminar, I was excited and ready to start improving my credit score…read more The seminar had so much information that I can't wait for the next one. I feel much better and looking forward to the purchase of my home in a year or two. Thank you so much for giving me hope! If you get a chance don't miss one of his many seminars they are so worth it!!

    Please read this if you are looking to get your credit repaired. I was looking to repair my credit…read morescore after loosing my house to foreclosure 5 yrs ago. My credit was dismal in the mid 500's. I checked out my credit and saw all kinds of derogatories that made my head spin. I talked to my sister who is accountant and she told me no service can help fix your credit because the creditors don't have to take off the marks on your credit if they don't want to. I am too busy and don't know how to write the letters disputing errors or marks on my credit report. I looked on "Yelp" and all I could find was bad things about all the credit repair services in the area. I found "FIT Business Finance" they had a couple of good reviews but only a couple. I shopped around and talked to another credit repair company that wanted to charge me $1500 for each deletion!! If I had that kind of many I wouldn't be in this position in the first place. So I asked Rafael from "Fit" if he could just help repair my credit. He was very knowledgeable and easy to talk to. You can also check your progress from their website. After signing up, I got my a notice from Credit Karma saying my credit score went down from a creditor reporting a late payment. I panicked and called Rafael. He assured me that it was normal. I said I hope so being a skeptic I thought I was wasting my time and money. It has been 2.5 months now and I just checked my credit score and it has gone up a 150 points!!!! One of my scores is a 724! Rafael also saved me thousands on debts I owed that was public record. My Lender told me you have to satisfy all public records before you can get a loan. I never write reviews in Yelp unless it's really good service or bad service. If you are looking to repair your credit definitely call Rafael from "Fit Business Finance" You will not be sorry!

    Second Chance Financial

    Second Chance Financial

    (195 reviews)

    would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

    Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

    Elevate Credit Solutions - debtrelief - Updated June 2026

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