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    Elevate Credit Solutions

    5.0 (1 review)
    Open 8:30 am - 6:30 pm

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    5 years ago

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    Debt Relief Legal Clinic - Bonita Office

    Debt Relief Legal Clinic

    (18 reviews)

    After talking to several Bankruptcy Attorneys, we had our consultation with John C Colwell at the…read moreDRLC. It is never easy sharing your financial problems but right away John made us feel at ease. He is very knowledgeable of bankruptcy laws. He explained all our choices and what we could expect if we decided to file bankruptcy. He took the time to answer all our questions. John was never judgmental, just kind and professional. We didn't rushed or pressured to file (unlike some of the other firms we talked to). After the meeting we knew DRLC and John C Colwell was the right choice! in addition the fees were very reasonable for the quality of service at DRLC. They even allowed us to make payments. Mr. Colwell and his team, especially Lupe, were amazing! They guided us through the process step by step. Always returning our calls promptly and keeping us on track. Thanks and much gratitude to you both. So glad this challenging time is over. Its a new beginning for us!! We are very happy with Mr. Colwell's advice and representation. We 100% recommend DRLC and John C Colwell to anyone who needs Bankruptcy advice. Greg S

    This is my first time filing for bankruptcy I was really down personally, and when I went to the…read moreoffice since day one they made me feel very comfortable, it is my best experience and very professional, I have been recommending every person that needs help... Thank you Lupe for being so patient with me, and John C. Colwell group. For helping me have my normal life back... I never thought that I was able to do this... It is really stressful and just thinking and a lot of problems all together... Finally I can breathe again... Thank you for helping me, and I really appreciate it very much for being there for me thank you.

    ARRA Credit - Business Credit Coach

    ARRA Credit

    (16 reviews)

    After attending one of Rafael seminar, I was excited and ready to start improving my credit score…read more The seminar had so much information that I can't wait for the next one. I feel much better and looking forward to the purchase of my home in a year or two. Thank you so much for giving me hope! If you get a chance don't miss one of his many seminars they are so worth it!!

    Please read this if you are looking to get your credit repaired. I was looking to repair my credit…read morescore after loosing my house to foreclosure 5 yrs ago. My credit was dismal in the mid 500's. I checked out my credit and saw all kinds of derogatories that made my head spin. I talked to my sister who is accountant and she told me no service can help fix your credit because the creditors don't have to take off the marks on your credit if they don't want to. I am too busy and don't know how to write the letters disputing errors or marks on my credit report. I looked on "Yelp" and all I could find was bad things about all the credit repair services in the area. I found "FIT Business Finance" they had a couple of good reviews but only a couple. I shopped around and talked to another credit repair company that wanted to charge me $1500 for each deletion!! If I had that kind of many I wouldn't be in this position in the first place. So I asked Rafael from "Fit" if he could just help repair my credit. He was very knowledgeable and easy to talk to. You can also check your progress from their website. After signing up, I got my a notice from Credit Karma saying my credit score went down from a creditor reporting a late payment. I panicked and called Rafael. He assured me that it was normal. I said I hope so being a skeptic I thought I was wasting my time and money. It has been 2.5 months now and I just checked my credit score and it has gone up a 150 points!!!! One of my scores is a 724! Rafael also saved me thousands on debts I owed that was public record. My Lender told me you have to satisfy all public records before you can get a loan. I never write reviews in Yelp unless it's really good service or bad service. If you are looking to repair your credit definitely call Rafael from "Fit Business Finance" You will not be sorry!

    Second Chance Financial - Actual testimonial from another satisfied client

    Second Chance Financial

    (196 reviews)

    would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

    Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

    Elevate Credit Solutions - debtrelief - Updated September 2026

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