Walter, Emily, and their team have been my trusted advisors for years. Before switching careers…read moreinto data and technology, I spent roughly 15 years working in banking and mortgage myself, so I don't say this lightly when I say: I trust them completely. To this day, I know I can call them, explain what I'm thinking, and get honest advice I can rely on. Whether it's financing a pool, building a garage or shop, remodeling a home, or even helping me navigate financial situations I created myself, I know they'll always do everything they can to help. Over the years, they've helped me through multiple homes, multiple loans, and multiple stages of life. They were there when I was rebuilding my credit after changing careers and nearly burning my finances to the ground, and they were there again years later when my family relocated to Texas. I knew I could call them, trust them, and count on them to get things done. In fact, they moved so quickly and efficiently during our relocation that our real estate agent, builder, and title company were scrambling to keep up. What I appreciate most is that they don't just process loans -- they genuinely stay ahead of the market, understand new products, and guide people the right way. That kind of trust and consistency is rare. No matter what experiences you may have had with lenders or brokerages in the past, these are the people you want in your corner long term. I genuinely love being able to say, "I already have my people for that." They helped me when I had rough credit and very little money, and they've continued to help me as my career, finances, and credit improved over time. Even my father, who spent over 30 years in the mortgage industry himself, trusted the Howard team. Thank you to Walter, Emily, and the entire Howard team for always being dependable, knowledgeable, fast, and genuinely amazing to work with.

When embarking on the biggest financial decision of your life, you deserve exceptional guidance,…read moreand that is exactly what Emily Howard and The Howard Team delivered. This is a definitive five-star recommendation! We cannot overstate how truly exceptional Emily Howard was throughout our entire mortgage process. From the initial inquiry to setting up our closing, she transformed what we expected to be a stressful ordeal into a smooth, efficient, and genuinely low-stress experience. Her communication deserves its own praise; she was responsive, clear, and incredibly patient, making sure we fully understood every document. We felt completely supported and informed at every turn. Thanks to Emily's dedication and the seamless execution of the Howard Team, we secured a fantastic rate and closed with confidence and a sigh of relief. If you have the opportunity to work with Emily Howard, take it--she is simply the best in the business.

The Best around! Doug Perry Group are the go to for all pertaining to real estate hands down.read more

I worked with Doug Perry and his group a few years ago on the property I currently reside in and…read morethe experience was fantastic! They streamlined the entire process and explained any areas I needed clarification on. I needed a lot of things explained to me and they took the extra time to make sure I knew exactly what was going on. The communication back and forth was amazing and they even still keep in touch today to make sure I am in the best position I can be in, at least regarding the mortgage. Thank you Doug Perry and Team for making the home buying process as easy as it can be!

I cannot recommend Wave Lending Group enough to friends, family and all who may read this review…read more The entire team is with you from start to finish. Specifically Anthony Lundberg who answered every question I had whether big or small. Anthony's care for his clients are always at the forefront of his mind. Even after closing, I still receive the support from Anthony and the lending team 3 months into becoming a new homeowner.

OUTSTANDING! Is the 1 word to describe Joel and the entire team at Wave Lending Group…read more Communication is top notch, my wife and I were never left waiting or wondering what was going on. Joel was patient, understanding, confident and incredibly knowledgeable, something at only a true professional with decades in the field can deliver! Hands down, the greatest lender we have ever worked with. The Highest recommendation we can possibly give, if you are in need of a lender, look literally no further then WLG. A huge thank you to Wave Lending Group for making our recent home purchase a reality!

Where to begin. My husband and I briefly searched for a home in the north Everett/Lake Stevens area…read moreand landed on a Remodeled Manufactured home. Due to his service in the Army we financed VA zero down (both things would have created issues for any other lender, I am convinced). Delays on inspections, appraisals and repairs made the process complicated. And to top it all off I was 7 month pregnant. None of this however stopped Prime from completing our loan. Josh and his team were AMAZING. I could not have asked for a more motivated group of people to work with. Josh made everything very clear and communicated with us and our real estate agent as soon as new information became available. He always returned my calls (even on Sundays) and answered all of my questions honestly. I would HIGHLY recommend them for all home buying transactions and would most definitely use them again in the future. (THANK YOU! We could not be happier :) )

I got locked into a horrible rate with Miki in 2017 and have been paying my debts , I pay 3 times…read morethe interest than principle. Please choose wisely.

Have been attempting to contact customer service regarding what appears to be an error regarding…read moreequity over the sale of previous home. NO ONE is available to speak with me! Certainly over two business days (Friday and Monday) someone ought to be available to phone me to settle this issue! Douglas O.

Update from the review below: The VP of customer service reached out and Flyhomes is making it…read moreright. They are helping me refinance and I am happy with the terms. ---------------------------------------- I bought a home and got a mortgage through Flyhomes in August 2023. I also signed up to use their buy now, refi later on us program (see attached advertisement). Per the conditions of the program, I had to wait six months after closing to use it. I was assured by my Flyhomes mortgage officer that even if the program ended that it was in my file and that I would still be able to access it. Having access to this program is part of why I made the leap in buying a home with Flyhomes. It has now been more than six months and I have contacted (emailed and called) Flyhomes Mortgage eight times over the last five months about utilizing this program and they haven't responded to me. The one exception being I was able to get a live appointment with a mortgage broker. I explained my situation and he told me to email the mortgage president and explain my situation to receive the services. I did just that and still haven't heard anything back. I am so frustrated with this poor customer service. I would not recommend their services.

Jeff has helped my husband and I with the purchase of our home in Washington after moving out of…read morestate. He makes what can be a stressful and intimidating process very smooth - always listening to our individual needs and questions throughout the entire process. Since our purchase he keeps us informed with refinancing options so that we can take advantage of great conditions through market updates and scheduled consultations. Those conversations have helped us prioritize our needs to make sure we are making the best decision for my husband and I by aligning options with our goals. The same care and attention to our needs was always appreciated and noticed by all members of the McGinnis team. Thank you again Jeff, Irina and Brittany for a wonderful experience. I'm sure our paths will cross again one day! Don't hesitate to reach out to Cross Country Mortgage and the McGinnis team. You won't regret it! Sincerely, The Karpiak's

Jeff was fantastic in helping to guide me through this purchase. I was originally working with a…read moredifferent company but they weren't really explaining things/processes/options. Jeff was thorough and everything he did was exactly what I needed. I would absolutely work with him again.

Couldn't recommend Keith enough! His consultative approach is very thorough, thoughtful, and…read morenon-pushy - providing peace of mind throughout the stressful home buying process. Keith has a deep understanding of the mortgage market dynamics and was always willing to hop on a call to share insights and perspectives on the best approach throughout the process. Keith was able to secure a highly competitive rate while delivering top-notch service and closing couldn't have been smoother.

Best loan officer in the world! Super communicative and informative. Very knowledgeable. Easiest…read moreclosing ever. Best value that one can get from a home loan officer!!

This team was recommended to me by a co-worker who had a very positive experience with them. Dave…read moreand team were super supportive and patient throughout the entire process, answering all my questions promptly. And, they were there to pick things up when I came back into buy mode (at one point, I gave up on the search to buy something in a different state). Dave ran countess illustrations for me and I can't thank him and the entire team enough for getting me through the finish line!

If you need a mortgage, I highly recommend Archstone. They helped us first on a purchase, then on a…read morerefi. The staff is extremely knowledgeable when it comes to the many kinds of loans available, and they are excellent at securing the right loan for you. They provide great customer service.