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    Expert DOJO

    4.8 (24 reviews)
    Closed 9:00 am - 5:00 pm

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    Ask the Community - Expert DOJO

    Review Highlights - Expert DOJO

    I came to Brian and Expert Dojo in March of 2016 with a half baked idea (SmartCSM), a broken MVP (min.

    Mentioned in 18 reviews

    Read more highlights

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    Charles Schwab

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    The online application process requires a home residential address for the applicant, which I found…read morediscriminatory to those who have non-traditional living arrangements reliant upon Postal Service boxes. Think of homelessness in terms of those people who travel and navigate. Design your business in a way that respectfully acknowledges and supports the individual client who may be perceived as having less traditional goals, but whose choices might nevertheless bring insights and ingenuity to your client base. Encourage this significant part of the community to organize both their savings and their investments to achieve that. It was communicated that they are only opening accounts online, and that a only soft credit check is done. I also learned that a self-directed account without margin is free without any minimum $ to open, with the robo algorithm available at a minimum of 5k, with a Certified Financial Planner option for $300 to join, and then $30 monthly thereafter. I chose to stop my submission of my application to Charles Schwab only because of the use of the odd phrases "Transparency" and "Sweep Banks."

    Good luck getting an appointment with these people. I went online to request one, but that email…read moresent has gone unanswered. The phone call to this Santa Monica office went to someone out of state that I had to practically beg to help me. They claim a voicemail was left, but so far that hasn't been returned either.

    Impact Fiduciary

    Impact Fiduciary

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    A few years ago, after receiving an inheritance, I spent a great deal of time researching and…read moreinterviewing fiduciary financial planners. Since we had never needed one before, my husband and I wanted to be sure we were making thoughtful decisions for our future. We ultimately chose Patrick, and we couldn't be happier with that decision. His focus on sustainable investing made him stand out even more and aligned well with our values. Patrick is not only highly knowledgeable and professional, but also approachable, thoughtful, and easy to talk with. Nearly three years later, we remain extremely pleased with both his guidance and the results. The addition of Rachel Strong to the team has been another positive development. She has been wonderful to work with as well, and together they provide outstanding service and support.

    My husband and I were looking for a financial advisor after years and years of trying to manage it…read moreon our own. We needed someone we could trust, that can help organize our finances, set up some estate planning, and overall improve our financial literacy. We're so happy to have found Impact Fiduciary and to work with Chris whose always made sure we are set up for success. He's extremely knowledgable and patient in walking us through what financial decisions need to be made, and exactly what we sign up for as we look into certain investments. He's great at keeping up with us, even when we tend to lose sight of our goals or meetings. We've been fortunate to see a lot of growth after working with Chris, and it's assuring knowing we're investing with those who have similar values as us. Looking forward to working with them for years to come!

    RTJ Financial Management

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    Rob Jupille at RTJ Financial is exactly who you should be looking for in a financial manager. He is…read morehonest, knowledgeable, and conscientious. His integrity is immediately apparent and his easy going style makes you feel comfortable discussing all aspects of your financial situation. Rob doesn't just trade stocks or look for deals that give him some financial reward. He genuinely looks out for your best interests. He asks a lot of questions that help him understand your current financial situation and where you want to be in the future. He also brings up many important financial safeguards you may have overlooked or not known about. I finally feel my money is in safe hands.

    I've known Rob for many years and whenever I need financial advice, I don't hesitate to run to him…read more I love the way his business model functions. Instead of worrying about some other financial adviser pushing his own agenda, to put money in his pocket, I know that Rob has only my best interest in mind. He is a fee based adviser which means he is free to recommend any product that best fits my needs and he still makes the same fee. Of course, this would mean nothing if Rob weren't also a wealth of knowledge about his field. Finally, he also has many useful financial related contacts (for example - Banker, broker, accountant, residential and commercial realtors, architect and builder) I recommend if you need investment advice, that you feel comfortable calling Rob to see if he is a good fit for you.

    Lear Capital

    Lear Capital

    3.4
    (78 reviews)

    Today is the third time i bought gold coins from Lear Capital. My sale person was Dmitri Koonce…read morewith excellent customer service , knowledgeable and helpful. He explained all the details clearly. I highly recommend Lear Capital. I choose them because they are number 2 on the top ten companies. Happy and satisfied 100%.

    Disclaimer: I am not without blame in the transaction with Lear that resulted in an estimated…read more$350,000 loss to my metal account. Lear did not do anything "illegal" but they certainly behaved in an unethical manner. Shame on me for not performing proper due diligence and of being too trusting. I needed to obtain a new broker for my metal account as the entity that I had used to purchase metal went out of business. The metal account is held with Equity Trust and they informed me that if I wanted to sell metals in the account in the future, I would need a new broker. I was considering a selling off some of the coins to meet my 2026 Required Minimum Distribution. The Equity Trust website listed a number of brokers they worked with and I started calling around. None of the listed brokers that I called (except for Lear) were interested in taking on an account that they had not been involved with initially. Lear Capital did agree to serve as the broker for my account and we entered into an agreement in early November 2025. One of my metal accounts at the time of the agreement consisted of a number of 2 oz. silver coins and the spot metal price at this time was a value close to $1.2 million. The Lear Sr. Acct. Mgr. suggested that I would be better off with a mix of gold and silver bars. I did not disagree. They purchased my silver coins at wholesale market price and, in my head, I incorrectly assumed that the bars they would then purchase on my behalf would also be at market price or something close to it. The price they charged me for the bars included an exorbitant markup which resulted in me losing about $350,000 in the process. During the recorded conversation of the above transaction, the cost of the bars was stated but it wasn't until close to the end of the discussion that a spread of about 33% had been applied was mentioned. When asked if I understood, I said "yes" but I clearly did not understand. If they had asked if I agreed to a price that was about 50% over market value, I would have said no. The recorded script pretty much lulled me as all the questions as asked, required only a "yes" or "no" answer. I just followed the script. Contractually, Lear could charge this high spread but the contact also allowed for a 2% spread which they conveniently ignored. After the transaction was completed, the broker indicated he would call after a few weeks. When that didn't happen, I reached out to him via email in early December to get an update. He forwarded my email to another broker who then contacted me. He indicated that the value of my account was $1.4 million which seemed great and was in line with what I expected given the market growth at that time. I asked him for a statement and he indicated he would get something to me as of a later date. Never got one. It was not until sometime in January 2026 when the bars that were acquired were entered into my account at Equity Trust that I realized I had been taken. I called Lear Capital to get an updated value and was told the account was now worth $1.7 million even though at that point I knew the actual value was significantly much less. Lear continued the scam by inflating the value! I then asked the account to be liquidated at Lear's valuation. I do not recall the rest of the conversation of that day because I was livid. Lear did not act on my request to cash in at $1.7 million. Neither this phone call or the earlier one in December were recorded. I made several subsequent requests for information and or statements by email and phone messages to both brokers but they were ignored. It was not until I filed a complaint with the BBB that someone finally responded to me and tried to smooth things over. The individual from Lear came across to me as being sympathetic and we had several conversations. He was willing to pay something to settle the complaint I filed. The offer, in addition to some metal, included a personal promise that Lear would not charge brokerage fees on future sales of my metal. I asked if he was willing to put this "guarantee" in writing on Lear letterhead but was told he could not do that. Hmm. Worthless. Subsequently, when I asked him to put in writing exactly what kind of metal he was proposing to settle this dispute, he said he would have to go back and try to reconstruct the details of the latest of several offers. Even though the value provided was down to the dollar, he could not provided the details. Hmm. After a couple of weeks went by, it was clear I would never be provided the information which should have been easy to provide. This is further indication this company is not one with which to do business. At this point, I determined that it was better to proceed with posting reviews rather than taking blood money. If you have any questions or want further information, I am also willing to discuss this nightmare in further detail by email at goldfool@proton.me

    Expert DOJO - investing - Updated July 2026

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