It has been a pleasure working with Alex and his team. Alex is extremely knowledgable about his…read moreindustry, knows ins and outs of the mortgage requirements, how to navigate challenges, and will exceed his promises. We are already planning to work with his team for other mortgages that we need. This has been absolutely nothing short of an extraordinary experience in an industry which many would put personal profit above their clients best interest.

My experience with Alex Doce from First Community Mortgage was phenomenal. The entire process was…read moreextremely smooth from the initial pre-approval, appraisal, underwriting, and down to the closing. I found Alex solely by searching the web for local lenders and his name happened to come up on every platform I visited, so I took a leap of faith to trust the reviews and can now vouch for his raving reviews. It's only right I add my testimony. He works fast and is efficient. Thank you Alex for your knowledge, professionalism and service. All the best, Kim and Rafael

AMAZING HIGHLY RECOMMEND…read more Don't waist your time, these guys will tell you straight from the initial interview if you are good to go and with what program. No surprises at the end when you are signing... (it has happened to me) They came in when another broker almost cost us the purchase with BS extensions that in todays market sellers are not willing too give, Hypotec interviewed us and did the whole process in less than 30 days, great communication thru email, txt or phone often after hours. Forgot to mention that even though we where desperate they found us a better rate and charged less than the previos broker.

As we are all aware, mortgage rates have been going down to unprecedented rates, and I wanted to…read moretake advantage. To date, I have refinanced several times. Of all my experiences in refinancing, this re-fi, and having PJ Gabayan as my broker, had to be the easiest and best. From the beginning, I felt very comfortable with PJ. He is not only extremely knowledgeable, but also very personable. He kept me informed every step of the way and made me feel very much a part of the process. He apprised me of what was happening and what to expect. He answered all my questions and educated me in the process. I am now the excited owner of a new, lower rate mortgage. I am extremely grateful to PJ for having made the process so easy. I am so impressed with his work ethic, and abilities that I have already referred him to my colleague at work, and now SHE is in the process of refinancing using PJ's services. When you refer and recommend someone to others, your credibility is on the line. It is with delight that I refer PJ to family and friends. I'm grateful and impressed.

Josh is the best !! He took action when needed and always had our back and best interest. He was…read morealways available everyday , nights ,weekends etc. I had dealt with other brokers before and never dealt the way he made us feel --like family. He will tell you like it is and is very real. We dealt with so many issues that he always was the one I could lean on and who stepped up to the plate for us in so many ways. Thank you Josh for all you did and I recommend him to anyone !

Go elsewhere for your mortgage needs unless you like to be cheated out of thousands of dollars in…read moreclosing costs. After I got the initial estimate to close I contacted my broker and asked why my closing costs were so high. He assured me that one of his assistants made a mistake and he sent me a new estimate with much lower closing costs. Fast forward a couple of weeks and after asking at least 15 times for our final costs we finally got it out of them as we were driving to sign final docs. We turned around and went home when the number they quoted was curiously close to the original estimate. I asked the broker about the revised estimate and he said "what revised estimate". When I got home and emailed the revised estimate to him he said "yeah, but you didn't sign it". My mistake for not signing it but I made a bigger mistake by selecting Bayburg Financial in the first place. I have done over 12 mortgage loans in my life and Bayburg Financial takes the cake as the "worst ever".

Amazing experience with this company, Igor specifically was super helpful, always so patient and…read morefriendly. Very professional and hard working team. Thank you for your help to make mine and my husband Ivan dream come true! We really appreciate your business.

We have had the most helpful and reliable service with Igor and Pathway Home Loans. Igor first…read moreadvised us 3 years ago and we have recently utilized his services again and can highly recommend him and his team. Very punctual, dedicated, reliable, knowledgeable and easy to work with!

Review for Kevin My Husband and I are self employed and have…read morealways done stated income loans with high interest rates and on tough terms like ARMs as our goal was always to go conventional. I reached out to a ton of companies and was looking at another stated income loan in the time of covid when many lenders were being strict. I reluctantly answered Kevin's call as I figured he was going to tell me what every other lender had. The first thing he asked after me giving some information was why we needed a stated based on the info I had shared. He promptly informed me that we could get conventional rates based on an asset loan. I put him on speaker phone so my husband could hear and I believe I told him 100 times that it sounded too good to be true and what was the strings attached. He said it was real but I asked him why in my time of 15 years buying homes as self-employed that no one had ever mentioned "this type of loan" and we would be crazy to not try. He made the process so simple and he's such a cool guy in general to speak to. He speaks to you in terms you understand and almost makes it sound so easy that you wonder how it's even possible. Well he proved me wrong and provided on every aspect of the loan. For the first time we have gotten a conventional rate and do not have to pay more for being self-employed. Kevin walked us through the process and it we ever needed anything he was there to help us right away. He was so excited to give us the call when he got our official clear to close. My biggest point in sharing the amazingness of Kevin is simply why dozens of lenders never offered this loan to us and why we never knew it was an option. We could have saved so much money simply by using Kevin a long time passed. He's not just a lender but a true expert and takes passion in his knowledge for ALL loan and All circumstances. I sent many his way already and the few he wasn't able to assist he was honest right away and didn't string them along. If you are buying a home you probably know exactly what I'm talking about with the lenders that promise the world and don't provide. Kevin provides and he truly cares. I'm so grateful that I found him and I will never use another lender as long as we can use Kevin. Morgan was very efficient to work with as she assisted Kevin and they cheered us along as we sold and bought along the way. I cannot thank Kevin enough for giving me that first call and asking me to trust him. Up until the day we closed I was still skeptical but he proved me wrong and I'm happy he did. Basically, Kevin is a magician. Give him a try and TRUST HIM. Thank you for everything!!!!

Never locked in our rate, just a verbal agreement. Did 8 hard enquiries in one month, now we have…read morethe mess to clean up.

The most disappointing and disheartening home buying process I could ever imagine. As a first time…read morehomebuyer, Cross Country Mortgage did not make my dream of purchasing my first property anywhere near what I thought the experience should be. To begin, the first representatives I spoke with conducted an over the phone interview with me where they seemed very genuine and determined to be very transparent and communicative. After that initial conversation I did not hear back from that representative again for almost two weeks. When I called to inquire where I was in the loan process I was told he was out of the office and they did not have an ETA on when I would receive an update on the status of my approval letter. My realtor got me in contact with a different representative and the loan process moved forward from there. The rest of my loan process was hit or miss. I was timely with providing them with the documents they requested however, they did not make it a priority to respond to my phone calls, voicemails or emails. The most traumatic part of my experience was that I was provided with a Closing Disclosure on 6/11 which showed my cash to close and itemized my closing costs. My expected closing date was 6/15. My realtor and I reached out repeatedly to ensure they had everything they needed to make my closing day smooth and the day before closing they stated for some unbeknown reason they hadn't finished the paperwork and I had to push closing back by two days. This was not only disappointing but I'm a teacher so it posed an issue with me having to try and find coverage for my classes at the last minute with the date change. Late on 6/14 I received a call stating there was another change and we were clear to close. Only having revived the Closing Disclosure from 6/11 I took those numbers and wired the outlined cash to close to the title company and showed up to closing. During closing the title company showed me an updated Closing Disclosure that I NEVER received from Cross Country so I was still unable to officially close because the cash to close I wired was almost $2000 short of what I was informed of. (I don't have an issue with the numbers changing however, I believe as soon as the title company was provided with an updated Closing Disclosure I should have been provided with that information as well.) I was also surprised to find that Cross Country had rolled credit card payments into my loan which had already been paid off causing me to spend out extra money during closing that I now have to wait to be reimbursed from the credit card companies. At no point in time did cross country ever disclose rolling over credit card payments into my loan and my realtor as well as the sellers realtor both said that this was a practice that they had never heard of before. I honestly feel that after my experience with this company I was discriminated against as a black woman and taken advantage of. I would never recommend this company to anyone, not even my worst enemy.

I highly recommend Ryan Brandenburger and his team at Cross Country Mortgage for making my house…read morebuying mortgage Before you Take a mortgage for 15 or 30 years you have to make sure you choose the best company As my experience Ryan and Alex are number one!

Stephen Sirop was amazing. Our refinance was handled very efficiently! Communication was amazing…read moreand all questions were answered with ease. He sets up a system on the computer with the tasks I needed to complete Highly recommend!

We were assigned To Stephen Sirop and our experience has been positive. I can only speak of the pre…read moreapproval process, which is why I only gave it a four stars. Stephen went over all our paperwork thoroughly and explained the items that were unclear to us. He was very patient and returned to us in a timely manner. He was very patient and professional. He even suggested ways to improve our financial status in the future. I cannot speak for the rest of the loan advisors but I would request to be assigned to Stephen for your loan needs.

We did not think this level of customer service still existed. Lee was there every step of the way…read morethrough a very complicated situation. He even came out to our house to help sort through some of the required documents. He always answered his phone personally and immediately, and responded to any questions or concerns promptly. I can't tell you how much his help and support helped ease the process, and highly recommend his service.

Fantastic service! We used Leading Edge Mortgage with our first home purchase. They made the the…read moreprocess easy to understand and put us at ease through the stress of home buying. I highly recommend Leading Edge Mortgage and will use them again in the future.

Working with Lisa Glassman on questions about wills and probate was educational and what made me…read moreendorse her. She is extremely knowledgeable.

Did not find them good at all to deal with. They seldom answer their phone, so you have to always…read moreleave a message. Totally inflexible with their time as it appears everyone works from home. They did the closing statement incorrectly and did not credit us with prepaid condo maintenance fees, instead they were charging us for part of the month. When I notified them of the error, on the next statement they left the credit owed to us off altogether. It took them 3 times to get our closing statement correct. After the closing agent confirmed release of all the funds it took them over 2 hours to get us the wire confirmation. Worst experience that I have ever had with a title company. I would not recommend.