It has been a pleasure working with Alex and his team. Alex is extremely knowledgable about his…read moreindustry, knows ins and outs of the mortgage requirements, how to navigate challenges, and will exceed his promises. We are already planning to work with his team for other mortgages that we need. This has been absolutely nothing short of an extraordinary experience in an industry which many would put personal profit above their clients best interest.

My experience with Alex Doce from First Community Mortgage was phenomenal. The entire process was…read moreextremely smooth from the initial pre-approval, appraisal, underwriting, and down to the closing. I found Alex solely by searching the web for local lenders and his name happened to come up on every platform I visited, so I took a leap of faith to trust the reviews and can now vouch for his raving reviews. It's only right I add my testimony. He works fast and is efficient. Thank you Alex for your knowledge, professionalism and service. All the best, Kim and Rafael

Couldn't be happier for what Prime Lending did for us. Joe Ballerino really exceeded our…read moreexpectations going that extra mile for us as if we were family. Honestly he, and his team, saw a glimpse of hope in our case, held on to it and came through where someone else gave up. Thanks Joe, and Monica for having faith in our case and making a marriage's dream come true. Today me, and my wife have another reason to celebrate: Our first home thanks to God, and to you who made it possible.

Joe helped us purchase our first home in an extremely competitive market. He was able to get…read moreeverything approved within our tight timeframe. Joe answers the phone immediately and was able to provide clear answers for us throughout the loan process. We would not hesitate to recommend Joe to anyone looking to purchase!

My existing mortgage was sold to Everbank and so I had no choice in whom I dealt with at the…read morebeginning. Fast forward 3 years and it was time to refinance and unfortunately, it's nearly impossible to find a lender for an investment property. So we went with the same company because there weren't other options available. The process to refinance a condo has been extraordinarily frustrating and more detailed in the requests for documentation than any other escrow I have been involved in. I totally get that in 2016, we are dealing with a more regulated and restricted market than we were 5-10 years ago in the real estate bubble. However, the requests we have received from the underwriting dept are far beyond reasonable-- example- they want us to have our HOA fill out a form that is primarily for new condo developments and asks about the legal status of the development (which in our case was 25 years ago)-- all at the cost of $195, on top of the $695 appraisal fee. And there are additional documents which are non-standard formats which require additional time and cost to prepare. Additionally, while Everbank claims to have a paperless system, their online mortgage system leaves much to be desired. It does not work properly with common browsers such as Chrome and Firefox. It is poorly designed and does not allow the user to view which documents have been successfully uploaded--i.e. you can upload a 6 page document and you really don't know if all 6 pages made it. And you can't view anything that has been previously uploaded-- can't even get a list of files! So, if you don't have a lot of choices, you may get this as an option for a decent rate on your mortgage. But as others have said, the process may be painful.

With so many mortgage brokers/lenders available, i would highly recommend avoiding these guys. NO…read morefollow up, i had to call them to ask what they needed, where we were in the process. They do not deserve your business. I rarely leave reviews, and I am a very lenient person, but this really offended me. JUST STAY AWAY FROM EVERBANK for mortgage !!!

I had a few deals with Alexandre Ferrari ( Ferrari Lending) the 2 last ones was amazing. My buyers…read moregot the Clear to Close within 7 days. As a Realtor is very important to have a Loan officer to keep you in the loop and also to give a smooth closing for your Buyers. I do recommend Alexandre Ferrari for all my buyers.

From the owner: Best mortgage broker in Boca Raton | Mortgage lender | Mortgage loan officer in Boca Raton |…read moreCommercial mortgage broker | Residential mortgage in Boca Raton | Home mortgage lender - DSCR loans - FHA loans - VA loans - USDA loans - Conventional mortgages - Foreign National mortgage - QM mortgage loan - Non QM loans We get loans others fail to secure, period! Ferrari Lending | Your Trusted Mortgage Broker Looking to buy a home, refinance, or access a Home Equity Line of Credit (HELOC)? Ferrari Lending makes the mortgage process easy with customized loan solutions for every borrower. Whether you need Conventional, FHA, VA, USDA, Bank Statement, ITIN, Foreign National, or DSCR loans, we’ve got you covered! As an independent mortgage broker, we connect you with multiple lenders, ensuring competitive rates, flexible terms, and expert guidance. We specialize in helping self-employed borrowers, foreign nationals, and non-traditional cases, making home financing simple and stress-free. At Ferrari Lending, we believe in transparency, personalized service, and client empowerment. Our bilingual team (English & Portuguese) is here to guide you every step of the way. Whether you're a first-time homebuyer, real estate investor, or looking to refinance, we’ll help you achieve your financial goals with professionalism and integrity. Contact us today for a free consultation!

Stephen Sirop was amazing. Our refinance was handled very efficiently! Communication was amazing…read moreand all questions were answered with ease. He sets up a system on the computer with the tasks I needed to complete Highly recommend!

We were assigned To Stephen Sirop and our experience has been positive. I can only speak of the pre…read moreapproval process, which is why I only gave it a four stars. Stephen went over all our paperwork thoroughly and explained the items that were unclear to us. He was very patient and returned to us in a timely manner. He was very patient and professional. He even suggested ways to improve our financial status in the future. I cannot speak for the rest of the loan advisors but I would request to be assigned to Stephen for your loan needs.

Josh is the best !! He took action when needed and always had our back and best interest. He was…read morealways available everyday , nights ,weekends etc. I had dealt with other brokers before and never dealt the way he made us feel --like family. He will tell you like it is and is very real. We dealt with so many issues that he always was the one I could lean on and who stepped up to the plate for us in so many ways. Thank you Josh for all you did and I recommend him to anyone !

Go elsewhere for your mortgage needs unless you like to be cheated out of thousands of dollars in…read moreclosing costs. After I got the initial estimate to close I contacted my broker and asked why my closing costs were so high. He assured me that one of his assistants made a mistake and he sent me a new estimate with much lower closing costs. Fast forward a couple of weeks and after asking at least 15 times for our final costs we finally got it out of them as we were driving to sign final docs. We turned around and went home when the number they quoted was curiously close to the original estimate. I asked the broker about the revised estimate and he said "what revised estimate". When I got home and emailed the revised estimate to him he said "yeah, but you didn't sign it". My mistake for not signing it but I made a bigger mistake by selecting Bayburg Financial in the first place. I have done over 12 mortgage loans in my life and Bayburg Financial takes the cake as the "worst ever".

I highly recommend Ryan Brandenburger and his team at Cross Country Mortgage for making my house…read morebuying mortgage Before you Take a mortgage for 15 or 30 years you have to make sure you choose the best company As my experience Ryan and Alex are number one!

The most disappointing and disheartening home buying process I could ever imagine. As a first time…read morehomebuyer, Cross Country Mortgage did not make my dream of purchasing my first property anywhere near what I thought the experience should be. To begin, the first representatives I spoke with conducted an over the phone interview with me where they seemed very genuine and determined to be very transparent and communicative. After that initial conversation I did not hear back from that representative again for almost two weeks. When I called to inquire where I was in the loan process I was told he was out of the office and they did not have an ETA on when I would receive an update on the status of my approval letter. My realtor got me in contact with a different representative and the loan process moved forward from there. The rest of my loan process was hit or miss. I was timely with providing them with the documents they requested however, they did not make it a priority to respond to my phone calls, voicemails or emails. The most traumatic part of my experience was that I was provided with a Closing Disclosure on 6/11 which showed my cash to close and itemized my closing costs. My expected closing date was 6/15. My realtor and I reached out repeatedly to ensure they had everything they needed to make my closing day smooth and the day before closing they stated for some unbeknown reason they hadn't finished the paperwork and I had to push closing back by two days. This was not only disappointing but I'm a teacher so it posed an issue with me having to try and find coverage for my classes at the last minute with the date change. Late on 6/14 I received a call stating there was another change and we were clear to close. Only having revived the Closing Disclosure from 6/11 I took those numbers and wired the outlined cash to close to the title company and showed up to closing. During closing the title company showed me an updated Closing Disclosure that I NEVER received from Cross Country so I was still unable to officially close because the cash to close I wired was almost $2000 short of what I was informed of. (I don't have an issue with the numbers changing however, I believe as soon as the title company was provided with an updated Closing Disclosure I should have been provided with that information as well.) I was also surprised to find that Cross Country had rolled credit card payments into my loan which had already been paid off causing me to spend out extra money during closing that I now have to wait to be reimbursed from the credit card companies. At no point in time did cross country ever disclose rolling over credit card payments into my loan and my realtor as well as the sellers realtor both said that this was a practice that they had never heard of before. I honestly feel that after my experience with this company I was discriminated against as a black woman and taken advantage of. I would never recommend this company to anyone, not even my worst enemy.