Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Erik Board understood from the beginning that we were well-qualified buyers that were going to shop…read morearound for the best rate, as this was not our first home purchase. Erik was willing to compete to provide the best rate, terms, and guaranteed on time closing. He provided a quick pre-approval letter that was needed to make a more competitive offer to the house sellers. He was transparent on budget and the money down that would provide the pricing. Following the home inspection and our intent to proceed with staying under contract, he provided the best loan estimate and fixed rate with no points from a pool of five different lenders that were all in competition for my business. Optimum First won out with a loan estimate that the other lenders couldn't beat. Everyone at Optimum First was very responsive, even at odd hours or weekends. We were moving from Virginia to Texas and with Optimum based out of California, the time zone difference played to our favor since we could email and contact them after work on the East coast and they would respond the same day with the three hour time zone difference. Make sure they lend in the state you are considering on buying. They are CA based and cover a lot of states, but I am not sure if they cover all of them. After we committed to using Optimum First as our lender, we generally had no issues with loan processing and providing necessary documentation or follow-up info for underwriting. However, one word of advice is I would recommend as soon as you know you want to stay under contract (likely after your home inspection) and proceed with the house you want to purchase, obtain your final, bound homeowners insurance policy with your preferred provider (not just a quote, the policy) as soon as possible. This will be needed with Optimum First for your clear to close letter and any buyer financing requirements stated in your contract. It will help make sure you close on time to make sure the policy is in place as soon as you can get when you commit to Optimum and go into underwriting.

The loan officer who assisted me in obtaining my mortgage did an adequate job. Not great, not…read morebad, adequate. I was notified by Optimum several months after the mortgage was written, that they had failed to secure my identity and financial data, putting me at risk for credit fraud. Given the a voluminous amount of financial & identity data which mortgage processors require, its very disconcerting that Optimum did not take adequate precautions to ensure the security of my data.

I bought a condo recently and we used Option One to help us get a loan. Mr. Artin Fallani, was the…read moreone I spoke with and right away I realized that I he is the right person. He was very thorough, informed and understanding of what I needed. Artin made me feel comfortable about the whole process and I consider myself lucky I had him on my side. Moreover, he really worked for us to get a very good rate on the loan which I appreciated very much. His whole team is very very fast and very professional. Artin, thank you so much for what you have done for us. When I have a chance to introduce Option One to someone who needs to finance a home purchase I would happily do it. Good luck.

I had an amazing experience working with Marty and Gohar throughout my home loan process. From…read morestart to finish, everything was incredibly smooth, organized, and stress-free. They were able to help us close escrow in just 24 days, which was so impressive and a true reflection of how efficient and knowledgeable they are. One of the things I appreciated most was their communication. Marty and Gohar were always available to answer my questions, kept me updated every step of the way, and made sure I understood everything throughout the process. Buying a home can be overwhelming, but they made me feel confident and well taken care of from day one. I trusted them completely, and they absolutely delivered. Everything worked out exactly as planned, and I couldn't be happier with the experience. If you're looking for a lender who is professional, responsive, honest, and truly has your best interests in mind, I highly recommend Marty and Gohar. I will absolutely be working with them again for any future transactions.

An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Stephanie Green is a senior loan broker and a national top performer with many years in the…read morebusiness who truly cares about her clients. Over the past 12 years, Stephanie has successfully closed every loan I've brought to her on behalf of my clients. She has also been able to save situations where others failed (typically buyers who were represented by their own lender who could not perform) which has been of great benefit to my seller clients. You can't go wrong with Stephanie.

Absolutely fantastic service. I've had several experiences working with Stephanie and the rest of…read moreher team at RPM mortgage. For home purchases as well as refinancing. My experiences in all have been excellent. They were all very responsive and accommodating and have exhibited a high level of professionalism. They've given me great advises as well in my home financing journey. They played a key part in my success, and will continue to do so in my next financial step. Working with RPM team is fantastic and enriching. I have known them and have worked with them for years and have nothing but high recommendations for them. If you need anything, to reference, and so on. Please do reach out to them. You will not be disappointed.

Araz is incredibly knowledgeable and was able to guide me through my entire loan process when we…read morewere purchasing our home. The staff is also very friendly and helpful. I highly recommend doing your next loan with optima lending.

Great service by Lilit! She helped us from day one in getting all our documents ready for our…read moremortgage and guided us through the process until closing. As first time buyers, she helped us navigate the complicated process of applying for a loan. Would definitely recommend reaching out to Lilit for anyone looking to buy a home!

My wife and I just purchased our first home through an FHA loan, and we couldn't have done it…read morewithout the incredible guidance and support of Young Ho Yoo. As first-time homebuyers, the process felt overwhelming at times--but Young made everything manageable and clear from day one. What stood out the most was how knowledgeable he is about the wide range of loan options available. He didn't take a one-size-fits-all approach--instead, he took the time to understand our financial situation and goals, and tailored the loan process specifically for us. He was transparent and patient throughout, always making sure we understood every step before moving forward. If you're looking for a loan officer who genuinely cares and has the experience to find the best solution for your unique situation, I highly recommend Young. We're grateful to have had him on our side, and we're now proud homeowners thanks to his expertise!

Young Ho went above and beyond in every interaction that I can think of with our lending needs. He…read moreis extremely sharp, business savvy, and a problem solver. He was able to close a loan in ten days that consisted of a weekend, the interference of Thanksgiving holiday, and the escrow officer being sick. We couldn't be happier with the highly competitive rate offered and his ability to get things done! Was a pleasure to work with him and hoping to bring more deals in the future!

Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

It's been such a pleasure working with Bill Rayman. He goes out of his way to make sure the clients…read moreare well taken care of. He is very knowledgeable, punctual, and kind. I will definitely continue working with him.

Such a great experience working with Redondo Mortgage Center. Everyone was so helpful during the…read moreprocess of purchasing our first home!

It was a pleasure working with Robert & Redondo Mortgage Center! He was professional, responsive &…read morevery helpful.

I refinanced through this company and it honestly couldn't have been easier. The online application…read morewas fast, and their team was helpful without making this complicated. Everything went faster than expected, and I got a much better rate in the end. Really happy with how it all turned out. I highly recommend using this team for a simple mortgage experience!

From the owner: eCash Mortgage is one of California’s largest direct lenders, providing a seamless and efficient…read morehome loan experience. With cutting-edge technology and a fully in-house operation—including processing, underwriting, funding, and a dedicated warehouse line—we ensure faster approvals and smoother closings. Our team of over 200 professionals is committed to delivering competitive rates, common-sense underwriting, and exceptional service. We offer a wide range of loan products, including Conforming, FHA, Jumbo, Non-QM (VOE, P&L, Bank Statements, DSCR), and 2nd loans. Whether you're purchasing or refinancing, eCash Mortgage is your trusted partner for a stress-free mortgage process.