George is a master in the mortgage loan industry. Our family has had the pleasure of working with…read moreGeorge with a refinance loan when the rates were at a record low. During this time he helped us secure a sub-3% rate and blew our minds. For our most recent home purchase, he made the application and closing process so easy and was with us every step of the way. With each milestone, he emailed a video explanation which helped us understand what was going on and solidified our confidence. His experience and professionalism is unmatched. I'm looking forward to refinancing when the time is right and George will be our mortgage broker with no doubt.

George and his team assisted me with the purchase of my home. He was very helpful from day one…read more During the process, he answered all my questions and addressed my concerns in the best possible way by breaking down each one and explaining them to me. Very responsive and knowledgeable about the subject and answered my questions with a phone call, text, or email in a very timely manner. He constantly searched for the best and lowest interest rates for me and got me approved for the highest amount possible, enabling me to acquire the home I wanted. Most importantly, he valued me and patiently, passionately, and genuinely used all his resources to get the job done.

As of today, I'm officially a homeowner, and I couldn't be more thankful for Steve Kim and the team…read moreat Compass Lending Group. I was introduced to Steve through a mutual friend, and from the start, he was incredibly kind, easy to talk to, and really took the time to help me understand everything. He broke things down clearly, gave honest advice, and always made sure I was making decisions that fit my budget and goals. I never felt overwhelmed or lost--just supported every step of the way. Big shoutout to Susana Lee too. She was amazing at keeping everything organized and making sure nothing slipped through the cracks. Her follow-ups and attention to detail made the whole process smooth and stress-free. One tip I'd give to other first-time buyers: don't be afraid to ask questions, even the ones that feel basic. Steve and Susana were incredibly patient and helpful, and having that kind of support made a huge difference. Really grateful I got to work with such a solid team. They made a complicated process feel manageable and even enjoyable. I'll definitely be working with Compass Lending Group again and would recommend them to anyone looking for a team that truly cares.

We started our home-buying journey back in 2021, and I probably asked a million random questions…read morealong the way. Through all those years, Eddie was always patient, never once making me feel like I was bothering him. He answered every call, every text, every email--always with professionalism and kindness. When it finally came time for the lending process in 2025, he invited us to his office before signing any official documents so we could review everything together in person. Even though he could have easily handled it over the phone, he wanted to make sure we fully understood every detail. That extra step gave us so much confidence and showed how much he truly cares about his clients. Fast forward to today, we are officially homeowners, and we truly don't think we could have done it without him. His guidance made the process so much less stressful, and we always felt supported every step of the way. If you're looking for someone who will be there for you from start to finish (no matter how long it takes), I can't recommend Eddie enough!!!!

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and team have been so wonderful to work with!! Not only are they incredibly knowledgeable,…read morebut they made us feel so comfortable through the whole process. Never once did I wonder if our team knew what they were doing because I was CONFIDENT that they knew exactly what to do. Plus, as someone who likes frequent communication and updates, the team was really great about that. I would highly recommend the team to anyone looking for a home loan.

Highly recommend Kevin for a VA loan. I had a difficulty…read moregetting pre-qualified to use my VA entitlement for my home purchase, but when I got in contact with Kevin, he was able to help me get pre-qualified with ease. He provided a detailed consultation about my situation, and I was able to get all my questions answered. After, he was able to get me connected with his partnering realtor group! I was hesitant with home buying process because of so much uncertainty, but Kevin was always on top of every situation and gave me updates from the beginning to end! He is such an open and honest person, and I highly recommend him for anyone who is planning on buying home with VA loan! So happy with my new home!

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

Working with Vivienne and Michelle throughout our loan approval process was great and we would…read moreabsolutely recommend them for your next home loan. We were initially paired with another loan officer from another company and we were frustrated with their lack of transparency and communication style. Vivienne, on the other hand, was super helpful, transparent, and great with her communication. We are so happy that Vivienne was able to step-in so quickly and was able to save us over $7k right from the first loan estimate. As first-time home buyers, we are very grateful for Vivienne's help navigating us through this loan process.

We had an excellent experience working with Vivienne throughout the purchase of our home. From…read morestart to finish, she was responsive, knowledgeable, and incredibly organized, which made a complex process feel much more manageable. Vivienne took the time to clearly explain our options, helped us secure a competitive rate, and stayed on top of every detail to keep things moving forward--especially when unexpected challenges came up close to closing. Her communication was outstanding--she was consistently prompt and even responded outside of normal working hours, which gave us a lot of confidence and peace of mind during a stressful time. What stood out most was her ability to problem-solve quickly and advocate for us when timing became critical. We truly appreciated her professionalism, dedication, and willingness to go above and beyond to get us to the finish line. We would absolutely recommend Vivienne to anyone looking for a reliable, responsive, and highly capable lending partner.

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

I cannot recommend them enough. Linh is an amazing service provider, and she will meet you at your…read morelevel. A little background: I did 2 house purchases, and 1 house sale by myself without a realtor before engaging Meridox. I didn't need handholding, because I was not a first-time buyer. I wanted an advisor who can give me an honest opinion as to pricing, knows the neighborhoods, and can negotiate with the seller's agent. Linh was so on top of things. She understood that I was busy and scheduled multiple showings for me on weekends. She mapped out our route, so we can be efficient with time. She never asked me to consider any property that was outside my price range or not what I was looking for. I was able to knock out many home viewings with her, and we put in a couple of offers. I saw a house that fell out of escrow. I messaged her, and she was immediately on it. She showed me the house, called the seller's agent, and basically convinced the seller to take my offer that was a tad below listing that either that same day or the next. (OC is a hot market, so this was an incredible deal! My other offers all sold above listing.) She was incredibly responsive, super sharp, and very easy to work with. I used Meridox as my mortgage broker as well and used them again to refinance a year later. Very seamless and easy transaction. Forget all the agents who claim to "treat you like family." Choose Meridox: the true professionals.

I can't thank Giving Tree Lending enough, especially Christine, for her incredible support. We…read moreencountered a very tricky HOA issue during our closing process that could have delayed everything. Christine stepped in, communicated proactively with all parties, and made sure we stayed on track. Her expertise and dedication are the reasons we were able to close so quickly. Highly recommended. https://www.experience.com/reviews/christine-15948352

Im a realtor that works in North OC and Giving Tree Lending is amazing. They have over a hundred…read moredifferent products to accommodate my clients based on their needs and situation. They have been able to successfully close difficult transactions, offer the most competitive rates and most importantly they are so communicative even during off business hours. They even do loans for manufactured homes. Highly recommend them for buyers who are looking to get pre-approved.

"I had a great experience working with Laura. She was professional, knowledgeable, and always…read moreavailable to answer my questions throughout the loan process. She made everything easy to understand and helped guide me every step of the way. I truly appreciate her patience, dedication, and excellent customer service. Thank you for making this process so much smoother!"

Buying a home is not easy. It can be hard to find a good team of people to help you with the…read moreprocess and I'm so glad that Laura was one of the people on my team. She was helpful, supportive, encouraging, and positive throughout my home buying journey. She left no question unanswered and went above and beyond overall. I can't wait for the opportunity to work with her again in the future!