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    Heritage Finance - Fletcher

    1.0 (1 review)
    Closed 9:00 am - 5:00 pm

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    7 years ago

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    Hometrust Bank

    Hometrust Bank

    1.8
    (28 reviews)

    I've been with this bank for almost 20 years. It used to be a really great hometown bank, very…read morepersonal, they all knew your name and it was easy to get a small business loan with a great interest rate...but now it's like Wells Fargo or Capital One. Scripted replies, customer service definitely not what it used to be. High interest rates on car loans and mortgages, no matter your credit rating or how long you've been with them, almost predatory, makes you shop elsewhere with much lower interest rates. Long holds on check deposits now when checks used to clear in less than 24 hours (same employer for two decades) and always a few hundred released immediately...now, not even that. I have impeccable credit with them and a very high credit rating in general. Never overdraft. Watch my account like a hawk. Used to have a credit card with them too but the rates kept going up and offers & credit increases required pulls or a review, so closed the credit card account and got a credit card with much better interest rates through a different bank, where the limit automatically increases like clockwork, no fuss no muss. Anyway, this is not HomeTrust anymore. I may close my accounts with them...all in good standing. Personally, I think this is a phenomenon true of most all of the banks now, even credit unions. They've figured out how to make the maximum profit with the least service...down to the penny. The customer is made to feel irrelevant now. There only seems to be one good agent anymore at Hometrust, her name is Alexandria at the Asheville branch, all the good ones have moved on. If you get her, you are a fortunate soul.

    telephoned for customer service. Individual talked over me and did not dialogue. Decided he would…read morecheck with "online banking department" to see what they said about the issue I had encountered. Basically he transferred my call to get rid of me because he did not have the answer and put me into a call waiting situation again after my initial 14 minute wait time. After waiting 3 minutes, I hung up. I will now drive to a local branch to find an answer. VERY SUB-PAR SERVICE. NOW I UNDERSTAND THE 2/5 STAR RATING

    United Federal Credit Union - Hendersonville

    United Federal Credit Union - Hendersonville

    2.3
    (3 reviews)

    Amber and McKinley are simply amazing. Their focus and commitment to delivering superior customer…read moreservice is unmatched. They call me by name every time I visit the branch on Jack Street in Hendersonville NC. Any business that fully understands that people make a difference will be successful. Thank you for hiring top shelf employees such as Amber and McKinley. Great job and keep up the good work sincerely, Jimmy Rhodes

    Many bad relationships start off great. This one did…read more A considerate person referred me to United Federal Credit Union. We were both jazzed about the $50 referral bonus for new accounts and I had opened two. Full disclosure: I was given a small flashlight with logo. In about a week, the flashlight switch broke. Cheap, defective, oh well. That referral bonus? 90-days later, it hadn't happened. Unmentioned was the "Fine Print". sigh. Mobile deposits were offered and important to me. But, not today. More small type...didn't make the cut. grrrrr. Time to quit, cash out and close the account. Ah but no, not that either. Huh??? The Branch Manager proudly and on two occasions, refused to return in cash what I'd deposited. It was a "bank holiday" just for me - no assistance, no options, just a check made to the business whose account they'd just closed and a refusal to cash that check. He did suggest I deposit it...somewhere. (bwaaa-haaa-haaa.) NCUA couldn't believe what happened, but said UFCU wasn't a member. A Customer Service Rep. at UFCU's St. Joseph, MI headquarters and two disbelieving supervisors, offered a sure-fire "workaround". Anyone at the branch could have offered the same. Yep, the "workaround" worked. I walked out with cash and a useless check to my business for $5. But seriously, who benefitted? This experience is also echoed in 16 current BBB complaints. Wish I'd read them first!

    Heritage Finance - Fletcher - autoloanproviders - Updated August 2026

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