HomeStart is the finance organisation supported by the government that will help you get your first home through a home loan. They assisted my extended family, a Nepalese / Bhutanese family of refugees who had only been in the country a few years - but as they started to get jobs, gather their savings and show they were responsible, HomeStart agreed to assist them with a loan. I think that is fantastic.
Obviously you have to work and work hard to keep up with payments and paying your home off, but in the long run it is worth it. read more