The most disappointing and disheartening home buying process I could ever imagine. As a first time…read morehomebuyer, Cross Country Mortgage did not make my dream of purchasing my first property anywhere near what I thought the experience should be. To begin, the first representatives I spoke with conducted an over the phone interview with me where they seemed very genuine and determined to be very transparent and communicative. After that initial conversation I did not hear back from that representative again for almost two weeks. When I called to inquire where I was in the loan process I was told he was out of the office and they did not have an ETA on when I would receive an update on the status of my approval letter. My realtor got me in contact with a different representative and the loan process moved forward from there. The rest of my loan process was hit or miss. I was timely with providing them with the documents they requested however, they did not make it a priority to respond to my phone calls, voicemails or emails. The most traumatic part of my experience was that I was provided with a Closing Disclosure on 6/11 which showed my cash to close and itemized my closing costs. My expected closing date was 6/15. My realtor and I reached out repeatedly to ensure they had everything they needed to make my closing day smooth and the day before closing they stated for some unbeknown reason they hadn't finished the paperwork and I had to push closing back by two days. This was not only disappointing but I'm a teacher so it posed an issue with me having to try and find coverage for my classes at the last minute with the date change. Late on 6/14 I received a call stating there was another change and we were clear to close. Only having revived the Closing Disclosure from 6/11 I took those numbers and wired the outlined cash to close to the title company and showed up to closing. During closing the title company showed me an updated Closing Disclosure that I NEVER received from Cross Country so I was still unable to officially close because the cash to close I wired was almost $2000 short of what I was informed of. (I don't have an issue with the numbers changing however, I believe as soon as the title company was provided with an updated Closing Disclosure I should have been provided with that information as well.) I was also surprised to find that Cross Country had rolled credit card payments into my loan which had already been paid off causing me to spend out extra money during closing that I now have to wait to be reimbursed from the credit card companies. At no point in time did cross country ever disclose rolling over credit card payments into my loan and my realtor as well as the sellers realtor both said that this was a practice that they had never heard of before. I honestly feel that after my experience with this company I was discriminated against as a black woman and taken advantage of. I would never recommend this company to anyone, not even my worst enemy.

I highly recommend Ryan Brandenburger and his team at Cross Country Mortgage for making my house…read morebuying mortgage Before you Take a mortgage for 15 or 30 years you have to make sure you choose the best company As my experience Ryan and Alex are number one!

Josh is the best !! He took action when needed and always had our back and best interest. He was…read morealways available everyday , nights ,weekends etc. I had dealt with other brokers before and never dealt the way he made us feel --like family. He will tell you like it is and is very real. We dealt with so many issues that he always was the one I could lean on and who stepped up to the plate for us in so many ways. Thank you Josh for all you did and I recommend him to anyone !

Go elsewhere for your mortgage needs unless you like to be cheated out of thousands of dollars in…read moreclosing costs. After I got the initial estimate to close I contacted my broker and asked why my closing costs were so high. He assured me that one of his assistants made a mistake and he sent me a new estimate with much lower closing costs. Fast forward a couple of weeks and after asking at least 15 times for our final costs we finally got it out of them as we were driving to sign final docs. We turned around and went home when the number they quoted was curiously close to the original estimate. I asked the broker about the revised estimate and he said "what revised estimate". When I got home and emailed the revised estimate to him he said "yeah, but you didn't sign it". My mistake for not signing it but I made a bigger mistake by selecting Bayburg Financial in the first place. I have done over 12 mortgage loans in my life and Bayburg Financial takes the cake as the "worst ever".

I have purchased several homes and worked with numerous mortgage companies over many years. By Far,…read morethe Cross Country Team outshines all the rest. Highly recommend! Dr P

Matt Weaver and his team were 100% on the ball from the get go with my client who completed his…read morepurchase by using Matt Weaver as his mortgage lender. As a Realtor and Broker I have seen numerous lenders and to date none have performed as GREAT as Matt Weaver. I HIGHLY recommend Matt for all your mortgage needs and I will continue to send my clients his way.

I had a few deals with Alexandre Ferrari ( Ferrari Lending) the 2 last ones was amazing. My buyers…read moregot the Clear to Close within 7 days. As a Realtor is very important to have a Loan officer to keep you in the loop and also to give a smooth closing for your Buyers. I do recommend Alexandre Ferrari for all my buyers.

From the owner: Best mortgage broker in Boca Raton | Mortgage lender | Mortgage loan officer in Boca Raton |…read moreCommercial mortgage broker | Residential mortgage in Boca Raton | Home mortgage lender - DSCR loans - FHA loans - VA loans - USDA loans - Conventional mortgages - Foreign National mortgage - QM mortgage loan - Non QM loans We get loans others fail to secure, period! Ferrari Lending | Your Trusted Mortgage Broker Looking to buy a home, refinance, or access a Home Equity Line of Credit (HELOC)? Ferrari Lending makes the mortgage process easy with customized loan solutions for every borrower. Whether you need Conventional, FHA, VA, USDA, Bank Statement, ITIN, Foreign National, or DSCR loans, we’ve got you covered! As an independent mortgage broker, we connect you with multiple lenders, ensuring competitive rates, flexible terms, and expert guidance. We specialize in helping self-employed borrowers, foreign nationals, and non-traditional cases, making home financing simple and stress-free. At Ferrari Lending, we believe in transparency, personalized service, and client empowerment. Our bilingual team (English & Portuguese) is here to guide you every step of the way. Whether you're a first-time homebuyer, real estate investor, or looking to refinance, we’ll help you achieve your financial goals with professionalism and integrity. Contact us today for a free consultation!

We cannot say enough good things about Lenny! He worked tirelessly against the clock to finalize…read moreour documents for our closing. When faced with resolving a very unique last minute condo association issues, Lenny battled to get the deal closed on time. A true professional. Highly recommend and will definitely use him for future purchases!

Being self employed we were looking for a bank statement loan. Everyone told us that was…read moreimpossible to obtain during the pandemic. We were told that nobody is writing these types of loans. Until we found Lenny at Alternative Mortgage Group. He told us we were perfect candidates for this type of loan and he could help us. And he did. We are proud new homeowners. We would highly recommend him he does what he says he can do. Thank you Lenny.

Amazing experience with this company, Igor specifically was super helpful, always so patient and…read morefriendly. Very professional and hard working team. Thank you for your help to make mine and my husband Ivan dream come true! We really appreciate your business.

We have had the most helpful and reliable service with Igor and Pathway Home Loans. Igor first…read moreadvised us 3 years ago and we have recently utilized his services again and can highly recommend him and his team. Very punctual, dedicated, reliable, knowledgeable and easy to work with!

I just closed on my mortgage with Third Federal, Boca Raton Branch. My loan officer was Olena, and…read moreshe was absolutely incredible. Her communication throughout the loan process was efficient and friendly. The documentation was minimal, and the rates and terms were among the best around. Technology made it simple to apply on-line, lock the rate, sign disclosures, etc. This was the third loan that I've received from Third Federal in the past 10+ years, and I would highly recommend this bank.

Back to visit Marie, who was pleasant and helpful as last time. Went to try & avoid a $12/month…read moreaccount fee. Bless their hearts, if you keep a $1500 balance, on which you will be paid .01% interest, they'll wave the fee! Amazing to me how little customer traffic there seems to be at this location.

No, I am the buyer who had a 787 credit score, 25% down and you still could not get my loan closed…read moreon time and cost me thousands in extra interest because you changed the rate on me. I provided every document you requested and not one was fraudulent. So you can make up some crazy story but that is not the case. It is no surprise you say you cannot find a record of me in your files. I am sure based on my experience you lose a lot of files, especially the ones that you did not do your job on. Others can choose to believe you don't know anything about this but all I have to say is "buyer beware" when it comes to Unlimited Mortgage Lending and Chris Pierce

From the owner: Our mission is to serve our customers with honesty, integrity and competence. Our goal is to…read moreprovide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan especially for 1st time home buyers.

I've had a great experience working with Lynn She is very…read moreprofessional, knowledgeable, accessible, and communicates clearly, making the process easy. We always have lots of questions as the first-time homebuyer, She responded fast all the time . She really cares about her clients and helps us close on our home quickly and efficiently. Would totally work with her again!

If you're looking for the best mortgage lender during the pandemic, you're in the right place. I…read morehighly recommend Lynn and team, they are fantastic and convenient to work with. My experience might be different than others as it's one of my best closing experiences with her team. Overall, my application was processed in less than 14 business days and cleared to close. 2 days: Interest rate locked 7 days: Underwriting process 15 minutes: In person closing at local attorney office (yes, it was simple like that literally walking in, sitting, signing and walking out) The other important point for me was to perform all steps contactless, online and close the majority of documents electronically. I searched for the best mortgage lender and discovered they received a 5/5 rating from nerdwallet.com 2021. Guaranteed Rate is one of my top 3 selections. They impressed me with their latest technology and secured platforms where we can upload and exchange confidential information securely. Plus, I could review documents ahead of the closing date online. Mortgage consultation service: 5 of 5 stars Hybrid closing experience: 5 of 5 stars Online convenience: 5 of 5 stars Rates and fees: 5 of 5 stars Rate transparency: 5 of 5 stars