Brian was fantastic to work with throughout the mortgage process. He was responsive, knowledgeable,…read moreand took the time to explain every step clearly, which made a stressful process feel much more manageable. He shopped options, answered questions quickly, and was always transparent about rates, fees, and what to expect. What stood out most was how professional and steady he was from start to finish. I never felt pressured, and I always felt like he had my best interests in mind. If you're looking for a mortgage broker who is sharp, trustworthy, and easy to work with, I would absolutely recommend Brian.

Brian was absolutely outstanding, and guided us through the entire mortgage process (as buyers)…read morewith poise and humor. We would absolutely use Brian again if we needed to get another mortgage. Cannot recommand him highly enough!

Purchasing my first home in Washington, DC was truly a journey, but one that was absolutely worth…read moreit thanks to David Toaff, his team at First Home Mortgage, and my realtor Terinee Bonds. I was originally introduced to David through Emily Atwood back in May 2019. After a minor setback, I was reconnected with him by Mr. Bill Milko in June 2022, and from that point forward the process officially began. From June 29, 2022 to December 11, 2022, this six-month journey taught me patience, discipline, and the importance of having the right people in your corner. At first, I found a condo in Northwest DC that I absolutely loved. The price was around $220,000, which was amazing for DC, but unfortunately FHA would not approve it because the HOA reserves did not meet the required percentage threshold. While it was disappointing at the time, everything happens for a reason because I later found another property for $325,000 that turned out to be the right fit for me. I was also approved for the DC HPAP First-Time Homebuyer Program along with DC Open Doors, which were both incredibly helpful programs for low-to-middle income homebuyers. I highly recommend anyone looking to purchase in DC to explore those opportunities. There were definitely bumps along the way. In August, I had to resolve my 2021 tax bill, which became part of the process. Throughout everything, David remained patient, professional, knowledgeable, and personable. He genuinely cared and always kept my best interest at heart. He also stayed on me about my spending habits, especially my DoorDash spending, making sure I stayed financially on track to successfully close. David also made sure everything was taken care of through his amazing team, Josh and Danielle. They consistently checked in with me through calls and emails at least three times a week, making sure I understood every step of the process. That level of communication and support made a huge difference because buying a home can feel overwhelming, especially as a first-time buyer. They truly walked me through the process from beginning to end and helped make things much less stressful than they could have been. What really stood out to me about David was his personality. He is truly a people person and just an overall down-to-earth guy who genuinely believes in helping people achieve homeownership. You can tell this is more than just business for him. He wants to see people succeed and become homeowners, especially those who may not think it's possible for them. That kind of authenticity matters during a major life decision like buying a home. Terinee Bonds, who I originally met through Redfin in 2019 and who is now with Keller Williams, was equally amazing. She consistently checked in, advocated for me, and helped guide me through every obstacle that came up along the way. Like David, she was personable, caring, patient, and truly invested in helping me succeed throughout the process. In the end, I only had to bring about $3,250 to closing, and I also received seller credits, which made a huge difference. I am beyond grateful for David, Josh, Danielle, and Terinee. I highly recommend First Home Mortgage and Terinee Bonds to anyone looking to purchase a home, especially first-time homebuyers navigating the DC market. Their professionalism, honesty, communication, patience, and dedication truly made this dream possible. He will really work for his clients and it's worth it. Trust his word he is extremely knowledgeable. 10/10 overall!!!

David was nothing short of spectacular in helping us achieve our goals. We wanted to minimize…read morespending on our new home purchase, with 2 kids in school. David was able to close quickly on a program that gave down payment assistance & closing costs, reduced mortgage insurance and was able to secure a big discount on title fees through one of David's connections. He also referred a great contractor to help us with some renovations post close. I've already referred a friend with confidence and consider David a trusted friend, far beyond what I expected from a loan officer.

Tonielle Pickard from Federal Hill Mortgage is amazing. We had a Lender that dropped the ball…read more Federal Hill Mortgage took the loan and closed it in 10 days. Excellent quality of communication was provided throughout the transaction which definitely adds value to the deal making the client very happy. They save my client $80,000 and earnest money deposit that he could've lost. Definitely referring business to Federal Hill Mortgage Thank you Federal Hill !! Azar Abbasi Sampson Properties

I would give 100 stars if I could! Federal Hill Mortgage is the most promising, reliable, and…read morecredible lender out there. Working with Tamm and her loan officers made this entire process easier than grocery shopping. I am an individual who requires much communication and many updates, and was never left in the dark. It was nice to know someone was taking such careful care and looking closely into all details of my file to know what I was referring to whenever I had a question. 10/10 recommend.

Marty was so easy to work with and communication was clearly his top priority. As first-time…read morehomebuyers, we had a LOT of questions and anxieties along the way, but Marty never failed to answer everything fully and happily. We even called him on a Saturday while he was vacationing in the mountains, barely had service, but did everything he could to make sure we were at ease. I would recommend him to anyone in a heartbeat!

Sam gets it done! No matter how complicated the loan is, he makes it easy. He always keeps me…read moreupdated. I know that when my clients are using him, I can be sure that settlement will be On Time. Gili Gueter , Realtor.. Long & Foster. 410-258-0277.

What can I say, theses guys at Academy Mortgage are just amazing! What I accomplished in six (6)…read moreweeks with Brian and the team over at Academy Mortgage, could not be accomplished in over six (6) months with Lending Tree!!! Before I found these guys, I was thoroughly run through the ringer at Lending Tree. This is the story, trimmed down: I spent literally six months trying to get a refinance through Lending Tree. I wish I'd read the reviews first cause I would have never gone that route (and never will again). Trying to get a loan from Lending Tree was quite possibly the worst experience I've ever had in over 30 years and I remember quite vividly as a child getting my loose teeth pulled out by my mother with a bloody towel. For one, Lending Tree is notorious for employee roll-over. I had three (3) different agents, working in two different time-zones, sometimes with 2-3 weeks going by before I was assigned a new agent. You know it's game-over when you call the agent's extension and received "Welcome to Microsoft Exchange!". Which meant another agent got the axe. Once the new agent was assigned, I had to resubmit parts of lost information, and re-establish a relationship with the agent which was unbearably stressful. Long story short, I was in my last few months before an Interest-Only loan I was locked in on went terminal (a decision I poorly agreed to at one time due to lack of capitol and other reasons, too much to go into at this time)... I talked to my Real-estate guy and he said I should have hit him up to begin with, he knew just the group to work with, they're local, they're nimble, they stay on-top of it; and man was he right. I was provided Brian N.'s cell phone # over at Academy Mortgage... That right there closed the deal for me. Communication with Lending Tree was atrocious, I would place a call or send an email/fax and not receive word back for three (3) *business days*... Imagine communicating with someone and it taking 12-15 business days to get one issue resolved because if you had one 't' that needed crossed or an 'I' that wasn't dotted, you had to resubmit; pulling your hair out in the process. When I called Academy there was a real human voice at the end of the phone every time. I was able to communicate w/the folks at Academy in real-time and they were completely understanding of situation, in-fact, they even went out of the way to follow up to my emails over the weekends. As I stated above, what I accomplished in six weeks with Brian and the team over at Academy Mortgage could not be accomplished in over six months with Lending Tree. These guys will be my lender for life. Regards, Tom

Tom Shea was our contact when we bought our first home in Maryland. He was helpful from the…read morebeginning of the process till then end and beyond. We just received a box of cookies from him 3 months after we bought our house just to say thank you again, fantastic! He has always been there to answer my questions, no matter how silly they are. Couldn't say enough good things, 100% recommend!

From the owner: At Ameris Bank, we understand that there is no purchase more important, rewarding or exciting than…read morea new home. As your neighbors and members of your community, Ameris Bank Mortgage Bankers are dedicated to helping you find the mortgage that meets your needs and to keeping the process as simple as possible. Give one of our experienced mortgage bankers a call today!

Julie Teitel recently assisted me with refinancing my home and I couldn't be more pleased! Her…read moreprofessionalism and constant communication made the process painless, especially during these unprecedented times. Julie and was great and I highly recommend her for any of your home loan needs.

I bought a new house and was in need of a mortgage. I shopped around and boy am I lucky I found…read moreJulie! She was amazing. So attentive and responded to me immediately. I felt like a pro with Julie by my side. Her deals were the best in town and her rates could not be beat. She cares about her clients. Service, personally and knowledge, Julie has it all!! A++++ Two Thumbs all the way up!!!!

The team at the Whitemarsh Branch are awesome! They are so courteous and friendly it was a great…read moreexperience. Anna Ey

This bank is the best bank. It is way better then Bank of America by far the staff are friendly and…read moreso nice and very helpful. They really care about the people so much the other do not

Benny helped to refinance us when no one else could or would even try. We were turned away by…read moremultiple lenders including our current lender at the time. Benny and team took the time to review everything from every angle and found a way to make it work. Benny himself and the rest of the team were very responsive and always replied within a reasonable amount of time unlike other lenders I've worked with in the past. It was such a great experience using Benny Poole of Sierra Pacific Mortgage, we highly recommend them and will definitely use them again!