When down to look a a vehicle. I was looking at a 2015, my credit score is a 620 . Wayne the…read morefinancial Mgr told me that they go off of credit history and not my credit score. Apparently they don't want to deal with nobody that don't have perfect credit. Stay away if you don't have perfect credit. Credit score doesn't matter with them. Also that I would need at least $10.000 down if not more . On a $27.000 vehicle. Wow.... Stay away from them. They waste your time.

After searching nationally for a specific automobile the exact model I wanted appeared in an online…read moread at Hooney's. With a trip planned to the beach the next weekend it turned out I was only a 30 minute drive away. The folks at Hooney's could not have been nicer. Though their focus is trucks this was a car they took on trade. After a long test drive on a Saturday I said I'd call Monday. No pressure. No sales tactics. I called Monday, made an offer, it was accepted. The paperwork took 15 minutes. The 222-mile drive home was fast and comfortable. Nine months later it still is.

Real hot head dealer. Ask if he had a Carfax available for one of his cars that had a blank…read moreodometer and he hit the fan!! Told me to go get my own Carfax. I said 'no problem' and left. He started cussing at us and followed us to our car and attempted to intimidate us. He said we were wasting his time. The whole interaction was less than 10 mins. I couldn't imagine trying having any dealings with someone like this.

Have bought multiple vehicles from LCM Motorcars. Always very professional and go out of their way…read moreto help find me what I'm looking for . So many finance options and fantastic customer service .

Absolutely the worst people that I have ever had to deal with. I bought a truck about 3 weeks ago…read moreand now I'm looking at about 8000$ in damage to the power train. I called the business three times and finally spoke with the owner today, David Mccrary, whom told me to file it on my comprehensive insurance as "contaminated fuel". Told me to LIE TO MY INSURANCE, rather than be the honorable businessman that he claims to be. Save yourself the trouble and drive on by.

I bought a Kia Soul from them. I was told it was out of crate and would have a lifetime warranty on…read morethe replacement engine. Fast forward 5 months, i take the car to the Kia dealer, only to be told that they only replaced the block, reusing all the old attached parts, AND that there is only a 12 month warranty on the engine. I call the owner to get clarification on the difference, which there is a big difference between 12 months and lifetime, and he blows me off. While the gentleman i dealt with to buy the car was great, i will not in good conscience recommend this seller to people.

Great customer service. Will work with you. If you leabe in a car that has a problem the will fix…read moreit for nothing. They're great

They hang up on you They are not wanting to sale vehicles!! Very unprofessional business so you'd…read morelike to meet more of a scam !

From the owner: We believe that everyone deserves a high-quality, dependable vehicle, regardless of their credit…read more If you have a job, you will ride home in one of our autos. No Credit Needed....

NEVER EVER LEASE with Southeast Toyota Finance (SETF). After 3 years of perfect payments (early…read morepayments every month) and paying off our lease early in a lump sum, including the $350 end-of-lease fee (which we don't know what that was for), SETF screwed us over. In January, we turned our vehicle back to our nearest Toyota Dealership as per their instructions since we moved out of state. We were told their inspection company couldn't visit us for 30 days, so they advised us to go to the nearest Toyota dealership. A Toyota representative inspected our vehicle. All paperwork was satisfied, signed, and documented with a Toyota rep on the phone while at the dealership. We thought all was good. 2 months later, here we are in March, and we learn through Credit Karma that there is an ADDITIONAL $1,100 OWED!!! We haven't received anything in the mail about this so it was happenstance that we came upon this news. We called SETF on 3/9/2026 and were informed that there was damage to the vehicle!! Keep in mind that we haven't had this vehicle in our possession since the beginning of January, when we turned it back to the dealership as SETF advised (and we got a text confirmation in January that we've satisfactorily paid the lease fee, which concluded our lease liability in January 2026). During the inspection from the Toyota dealership in January, the vehicle had absolutely no damage to it. Upon calling SETF on 3/9/26, we were told, " SETF is separate from any dealership, and the inspection was invalid." Then we were told that we were liable for $1,100. After explaining the situation to the representative several times, we could see that there was no way to fight these extortion fees. Remember, we turned this vehicle back into the Toyota dealer PER THEIR INSTRUCTIONS, and 2 months later, we get an additional charge of $1,100. Ultimately, we paid the fee to put an end to this once and for all because how is the common man supposed to fight a giant corporation like Toyota? You can't. I will share my experiences with everyone I know and those I don't know. We will never buy another Toyota product due to their LACK OF ETHICS IN BUSINESS AND EXTORTION TACTICS! Thanks for nothing, Southeast Toyota Finance. It's no wonder you have a 1.6-star rating on the Better Business Bureau.

This company is a finance company and deals with warranties. I bought a 2026 supra from AutoNation…read moreToyota Pinellas Park that costs near 70k and within 6 months and less than 2k mile the seats topcoat failed and has flaked and discolored. Its 100% a manufacture defect but STF wants me to pay $400 to have it replaced. Absolute scam of a company and I'll be moving my loan away from them and never buying another Toyota car again. Instead of fixing this for $400, they'll be losing close to 10k in interest from me. Hope it was worth it. dealing with the dealerships constant lying and poor professionalism and 10+ hours on the phone with the corporate brand office, I would never get another Toyota. RAS authorization: RAS088443897