Jaime was SO easy to work with, and really led our refinance process from start to finish. He was great with status updates and setting expectations. This is a big deal with you've got your own day job, kids in distance learning, and plenty of other things going on in life. I also appreciated being able to talk through various scenarios with Jaime. Things like loan terms, points strategies, cashflow, short- and long-term goals, etc. Not overwhelming at all! I've gone through the loan process a handful of times in my life, and this was by far the smoothest one. Highly recommended. read more

This isn't the first time we have used Jaime Vargas (C2 Financial) to guide us through another refinance to take advantage of the lower rates. Brilliance once again and a smooth process that made our financial life get back on track. To say that we made the call and Jaime took it from there is an understatement. He knows exactly what is needed and the best way to the most superior results! His professionalism and knowledge is above and beyond. He is accessible and responsive. No question or concern goes unaddressed. We highly recommend Jaime for any loan / finance related service. Michael and I are so grateful! - Karen read more

I can only say great things about Jamie Vargas as I've worked with him on different occasions and it's always been an excellent experience! He's very knowledgeable, experienced and professional. He really takes time to clearly explain and answer any questions about financial concepts and services C2 financial offers. He's easy to reach and makes himself available to provide assistance with any concerns which I've found to be very rare these days! I highly recommend Jaime V. for any of your financial needs! Thanks Jaimie!!! -Ron V. read more

I recently had the opportunity to work with Jaime once again as I was looking to get a business loan. As usual, his strong customer-experience focus coupled with his expertise and extreme professionalism is truly a distinguishing characteristic that easily lets Jaime rise above the rest in this field. He is dedicated to ensuring his clients are taken care of, and that is why I have been working with him over the last several years. I highly recommend him. read more

Jaime Vargas is a top notch professional who prides himself on communication and action. we moved quickly and advised us of all our options. I had to refinance an existing first and bridge loan taken out during construction and he masterfully assisted us during the process. 100% recommend. This was my third time working with Jaime. read more

I wont bore you with over a year worth of telephone correspondence and his valuable advice, some I took some I didnt :) However this guy stuck with me and never gave up and got me a loan package that was better then going directly to the banks. I cannot say enough about his knowledge of the lending business and trust me I am no easy customer. Kept me in the loop the entire way through the process and went over and beyond to keep me informed. If you want a lender that WILL call you back and make sure you understand the process from beginning til the end I cannot recommend him enough. It was a true pleasure and I feel like I made a friend in the process. I wouldnt write it if I didnt mean it read more

Idk how to appreciate Ms shirazi for making the whole process of buying our house this smooth and easy highly recommend her to every one who is seeking for lender. They have best lenders and nobody can beat their prices I wanted to thank you guys again for all your services and making our biggest step of our life very easy read more

Jaime helped us get favorable loan financing for our first home purchase. He was professional and diligent throughout the process, answering our questions and giving us important insights & tips along the way. We're very glad we had him on our side and highly recommend him for your home financing needs. read more

I want to make time and let you know how great it was working with Jaime. He was energetic ,thorough, explaining the terminology steps and updating me with what was going on throughout the whole process.. he's very knowledgeable in the home buying process i was working with a different loan officer the difference was night and day, way better rates and told me about way more options than the other guy did.. Even my realtor asked me if we were close friends because Jaime would be checking up on what was going on and updating me sometimes before he did.. First time buying a house and it was pretty smooth with his help... I'd give him 10 stars if i could... read more

My man !!!! Jaime is a true professional and I'm glad that I entrusted him to assist me with my refinance . He was always helpful and reliable . Keep up the great work . read more

Jaime helped us combine our HELOC and primary mortgage into one loan and got a fantastic rate especially given that this was a cash out loan. He was extremely professional, accessible, and walked us through every step of the process. He also took the time to have a serious dialogue with us to assess our needs and make the best recommendation for our given situation before we decided on combining our mortgage and HELOC into one fixed rate loan. Despite the process taking longer than normal during Covid, Jaime kept us in the loop to make sure we knew what was happening and to assure us that the process was moving along and that we weren't forgotten. I highly recommend using him for any of your financing needs. read more

My experience with Jaime goes back well over a year before I first bought my house. Jaime was honest and upfront that my credit wasn't in the best shape to begin the buying process and helped me work on increasing my score. When my credit was were it needed to be, he walked us through the home buying process and then later through refinancing. Jaime takes the stress out of the process and communicates every step thoroughly. You're in great hands when you work with Jaime. read more

We started thinking about refinancing pre-pandemic and then life, kids, remote learning and quarantine got in the way. When we reached back out to Jaime it was as if no time had passed. He jumped back in, gave us top notch service and guided us through the whole process. He was professional, attentive and very communicative through it all. Best of all - he got us a great deal. We recommend him highly. read more

Jaime is simply the best individual at finding the best rates and knowing the reputable companies to meet my refinancing needs. He knew what questions to ask us about what our needs were for the refi and the best way to go about the entire process. His knowledge of the market is exceptional. If you're a first time home buyer or looking to refinance Jaime is the best person for the job. read more

I started a refi with a major bank and was getting nowhere. My friend told me that she had just refied with Jaime and that I should call him. OMG! Don't make the same mistake I did, call Jaime first. What a pleasure it was working with him. He walked me through everything I needed or wanted to know and made the process extremely easy. I just closed and could not be happier. I'm never going anywhere else! read more

Jaime goes the extra mile to make sure that you have all the ammunition you need to get your loan approved. He is constantly communicating each step of the loan process and always has a very clear and simple answer to any question. I trust him completely. He will look out for you and guide you the whole way through. Jaime is by no doubt one of the best in the business. read more

My husband and I used Jaime 2.5 years ago when we purchased our first home and then again this past week when we refinanced. From the get-go he has always been upfront and honest about the entire process. He treats you like his friend and not just a client. He has always gone above and beyond to help us. We are behind grateful for his expertise and help. read more

Jaime got us a really low rate on our refi. How low? The notary told us that it was the lowest rate she had ever seen and she's seen a lot of rates! Besides that, Jaime is responsive and engaging. He has access to lots of different products and options. Patient and helpful. read more

It has been my pleasure to work with Jaime and getting me through my 3rd refinance. Jaime is always helpful, honest and a pleasure to work with. He has been thoughtful of my financial goals and works not only as a loan officer but mentor for my financial health. read more

Jaime is an excellent, professional and down to earth person. He helped me buy my 1st home when other banks would say no. I kept in touch with him to refinance my home. He will take the time to explain the process and willing to give his time to help you. I will highly recommend him. Jaime, es una persona exelentamente profesional y humilde. El me ayudo en la compra de mi primera casa, cuando los bancos decian No! Aun estoy en contacto con el para refinanciar mi casa. El se toma el tiempo en explicar el proseso de la compra o refinanciar su casa. Lo rrecomiendo especialmente a la gente Hispana para comprar su casa. Muchas GRACIAS Jaime. read more

We've been working with Jaime for the past 3 years. He has always been so professional and knowledgeable. We always feel he has our best interest and always communicates with us about our loan. I highly recommend Jaime. He's the best! read more

I can't say enough about having the opportunity to work with Jaime. Jaime took a rental property that I owned and walked me through a process that saved me significant amounts of money and brought the property back to its original value. Jaime was detailed oriented, patient, honest and helped me re-evaluate what was important to me and my continued ownership. He was amazing to work with. He handled my property and lowered the interest rate. He was incredible to work with! I highly recommend Jaime to look at all of your mortgage concerns. read more

Jaime is the best! He helped me get pre-approved for my mortgage, making it much simpler to focus on finding my future home! The entire process was simple and Jaime explained everything I needed to do to get a great rate. No rushing or hard selling. I'd absolutely use Jaime in the future. read more

Jaime is the absolute best! My husband and I have worked with him on two separate occasions. The first time we were on the selling end of the transaction and he was the broker for the buyers whom we were doing a "for sale by owner (fsbo)". This was the first time we were doing an FSBO and he walked us through the process. He told us what to look out for and what we should do on our end to complete the transaction. Most recently, we refinanced our home through him and the level of service was superb! I can't say enough about Jaime's commitment to his clients. We went through another refi last year (with a different company) that left us feeling like we never wanted to do that again but working with Jaime made us understand that it's all in who you're working with. The refi was fast, he kept us updated through the process and then it was done!!! You will not be disappointed! read more

Exceptional service! Beginning to end, Jaime took care of us. We originally started our refi with a Credit Union but we were treated like a number and put in the back burner. After some frustration we were referred to Mr. Varges...he is extremely knowledgeable, responsive with five star service all the way through! I would absolutely go back to Jaime at C2 Financial without hesitation. I have already referred my In-Laws for their refi. There are so many who may talk over a senior citizens head - I know without a doubt that he has their best interest in mind and many different options to provide them. read more

There are brokers who really get it and Jaime is at the top of this pyramid. You can work with Jaime or you can be disappointed. Plus, he's a pretty good guy, which is always a huge plus. read more

The process of refinancing is not fun and can sometimes be stressful. I've worked with Jaime twice before, he was always very professional and caring. His availability to answer questions and help with my concerns was something that I truly appreciated. Jaime makes you feel like you're more than just a client. I highly recommend him and his services. read more

Jaime is very professional and Bilingual loan officer. I bought my house and refinanced my house with Jaime. I will definitely recommend his services. read more

I do not think 5 stars is even enough to really express how amazing Jaime's work ethic, customer service, knowledge, and all around availability is. When my husband and I started the process we reached out to a different lender who just spoke with us for 5 minutes gave us a few things to do and then was never available after that. We immediately because a bit discouraged and thought purchasing a home was just not something we would be able to do. However, my father in law connected us with Jaime and what a complete different experience. He worked with us actually took the time to explain everything and how the process works, as we are first time home buyers. It was a long road but trust the process and follow the steps Jaime provides and he will find the perfect loan for you. He isn't just here to make money he really gets to know you and will provide the best advice to get you into the right home. I have recommended him to every single person I know trying to buy a home he is just that awesome! Once we were pre approved he was in constant communication with us and would answer any and all questions we had there was really no dumb question. Once we closed and got our keys he still followed up to ensure everything was well. Not only did he follow up he also assured us that in 1-2 years we would be able to refinance to drop our payments. Jaime is just a stand up guy he definitely will be the person we reach out to when we are ready to buy our second home. Thank you Jaime for making this process as easy, smooth and stress free as possible. Felipe and I truly appreciate your help in making our dream of becoming home owners a reality. read more

I would recommend Jaime to everyone. We thought that out credit was the worst, but it really wasn't that bad. Jaime lead us in the right direction to improve it. He worked so hard and literally fought for us to get through escrow. He explains every step and is always there when you have a question. read more

This is the second time we used Jaime for our re-fi. He was readily available, always patient with my uneducated questions, gave sound advice and made this process simple. Jaime's honest opinions helped make some of the financial decisions for us easy. He went above and beyond to make sure we were securing the best rates. We are not the easiest customers to have because of our commission based salaries, but Jaime pulled it off again for us! read more

Jaime took care of my refinancing. He was great, very professional, trustworthy and efficient. The process was smooth, accommodating and very quick. I highly recommend Jaime. read more

This is my first experience with a broker and I am very pleased with how helpful and knowledgeable Jaime is. He explained the entire process and keep in touch every step of the way. He was able to give us what we needed, all in perfect timing. We look forward to working with Jaime for all a future needs. read more

Jamie was great and easy to work with. Found rates and options to review, gave me the pros and cons of each, and then went to work. Even in this crazy time we are living in, he pushed the process through, communicated timely, and closed the refinance smoothly. Highly recommend Jamie to anyone looking to do a loan! read more

As first time home buyers the entire process of buying and financing your first home can be intimidating, confusing, and scary, but Jaime made the process of financing our first home as painless as possible. He really took the time to walk us through every step of the way and find us the best loan possible. We are truly grateful to have been able to work with him! If you appreciate a strong work ethic, honesty, and a highly knowledgeable professional, then Jaime is your guy! read more

Jaime Vargas was exceptional in his services. I knew very little about the home buying process before reaching out to him, on recommendation from a friend. Jaime spent several hours, before there was any commitment on my part at all, in explaining the process to me, my chances of getting a loan approved, my likely budget and how to best approach my home search. Then, once we did find the place we loved, he helped us make the escrow and loan process easy, manageable and clear. He also followed up with me several times since as to how we were doing. In all transactions, he was friendly, always courteous and always positive. I highly recommend him and would recommend him to all of my friends and family who need a broker. read more

Jaime was recommend by a friend. After trying to work with a bank, I wasn't sure if any experience would be good at all. But Jaime definitely changed that mentality. He is great at what he does and is very knowledgeable. Best part is that months after closing, I contacted him with a few questions and he got back to me immediately the few times I needed him. I know that if I ever need financial services I will go back with Jaime. read more

Jaime Vargas is a pleasure to work with from beginning to end. First of all he took the time to answer all my crazy questions. Then he was able to explain the process and the options we had for the refinance. The process was easy regardless of my crazy schedule. We were so pleased with the outcome. Truly grateful for his help. Thank you Jaime! read more

This is the first review I've done for someone and I wanted to share it with you. While in the market for our first home, my husband of 24 years, Josh, found someone quite extraordinary on social media. He was able to set up a meeting within minutes and we met Jaime the following day. As you can imagine, when in the market for a home for the first time, at best, it's nerve-wracking. At worst, it's terrifying. Josh and I had started our family fairly quickly so gathering the necessary down payment required for a purchase of this size, was daunting. Jaime, always attentive to our needs, listened to our situation and was able to come up with a plan that accommodated our budget. The combination of his work ethics, deep understanding of the market he represents, and his commitment to keeping his clients in the 'loop' at all times, made our home-buying experience enjoyable. I can't recommend Jaime Vargas highly enough. read more