1. Jason Touw

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    Ask the Community - Jason Touw

    Jason Danielson - American Family Insurance

    Jason Danielson - American Family Insurance

    (2 reviews)

    I had a horrible experience dealing with this place and ended up cancelling my policy and went…read moreelsewhere. I understood the reason for having a local agent was to be your advocate and support in the event of an issue. They did not offer support when it took almost two weeks to have my car brought to the garage to be fixed after an accident. When questioned as to their purpose became what I perceived as defensive instead of actually doing something to help.

    I have never had as terrible of an experience with any business as I've had with American Family…read more After years of business, we cancelled our auto, condo, and motorcycle insurance policies with American Family on 3/17/17. I have always paid for all three policies on a month-to-month basis. After I cancelled, they refunded me for the unused portion of the month, just as all insurance companies would do. Then, on 4/24/17, I received a "Final Notice" (this was the first notice I received) that I actually owe $187.03 for my motorcycle policy. I called them to ask about it, and the woman I spoke with told me that regarding motorcycle policies, they charge for 9 full months of the policy regardless of cancellation date. I have never heard of anything so absurd. I paid the $187 bill to avoid being sent to a collections agency (who sends a bill to collections after one month?!), but this is an egregious scam and I want this money refunded. No other agency requires payment for months in which a person does not have coverage, that is a completely absurd policy. Our new agent with the more superior Allstate (superior in both customer services and pricing) agreed, and told us to pursue this as it sounds very much like a scam. The complaint with the BBB I filed is ongoing, and now they are at the point where they are trying to pass me off to the MN department of commerce. What that has to do with our problem I have no idea, but it is clear they have no intention of owning up to their fraudulent practices. Avoid AmFam at all costs, they will scam you if you cancel.

    Garrett Larson - State Farm Insurance Agent - State Farm Logo

    Garrett Larson - State Farm Insurance Agent

    (15 reviews)

    Highly recommend Garrett and his team. Karen at the front desk is so professional and kind - I like…read morethat I can call and a real person answers right away.

    Hello everyone, my name is Marvin and I am a college student. 3 Years ago, I moved from Florida to…read moreMinnesota. Since Florida, I have been using State Farm and I was very satisfied with their service. So when I came to Minnesota, I did not hesitate to transfer my car insurance directly to this agency of State Farm. Garrett and Tony were quite welcoming and friendly. The first bill was in October 2017 and the total cost was $173.34 (which about 50% higher than I used to pay, but I thought it might just because of the state law and stuff), so I paid. Two months later, I had a small red light rear-end accident, no one was harmed, and the cars were completely fine. But for the first time involving something like this, we were so scared that we called our insurance companies immediately. For the rest of 2018, because of this record, my insurance payment rose to $239.15 and stayed that way. Until August 2018, it even rose to $296.32. Thank God I studied in the UK for six months from January 2019, so I suspended all insurance during this period. When I come back in August 2019, guess what happened? State Farm asked $315.66 a month. And this time, even the company representative found something's wrong, so they began to contact the State Farm head office and try to figure out what happened to my insurance. $300 car insurance? As a student, if I keep paying it, I will be soon enough broke before graduation! I finally decided to stop the entire insurance with State Farm before they charged me any dime again. In September 2019, I started using P insurance company. In this insurance company, I got all the coverage I've got from State Farm, and I only need to pay $106.92 (this is still the case with that small accident record I had). In the new year of 2020, my record was finally officially eliminated after three whole years. Now I only pay $89.96 per month and still get all the benefits that I used to get from State Farm. If you want to do a calculation, if I started using P company instead of State Farm back to three years ago, and paid $89 instead of $173, $106 with the accident record instead of $239, $296 or even $315, I would have saved a LOT OF money. In fact, over these three years, I spent an extra $2,201 for nothing, Isn't this just a terrible thing? I'd like to say that I'm not aiming at this specific State Farm agency. In fact, the staff here, Tony and Garrett were very nice gentlemen. I am only complaining about this unfortunately successful insurance company and their unreasonable charging system. Buying insurance is not buying clothes. The price does not necessarily determine the quality. I would like to suggest that if you can find an not necessarily famous insurance company that can offer you the same coverage for a cheaper price, choosing them will save yourself to a huge amount of unnecessary expenses. Thank you for your time in reading my story.

    Jason Touw - homeinsurance - Updated July 2026

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