My wife and I worked with Jeff Richards and the First Home Mortgage team - Patrice Fuller, Michele Duff - to buy our first house together. I'm a fairly business savvy person, so I did some comparison shopping among a few different mortgage companies and banks. I had probing questions about the process, the interest rates, costs, and terms of the loan. Jeff and his team were immediately responsive and thorough in answering all of our questions. The bottom line is that First Home mortgage got us a lower interest rate and lower fees for our loan than we could find elsewhere, and they were very professional and easy to work with. There are many considerations when selecting a mortgage company. Most importantly, we trust Jeff and his team to give us good advice...advice that was in our best interest. For example, Jeff was upfront with his loan terms when we were comparing mortgage companies. Also, Jeff was in daily contact with us as we picked the best day to lock-in our fixed rate mortgage. I would recommend First Home Mortgage to any of my friends and family. -Mark M (Haymarket, VA) read more

We bought our first house in August 2017 after a year of searching. Jeff was introduced to us by a friend, who highly recommended him. From the beginning, Jeff was very dedicated and always available to answer our questions/requests. There were multiple instances in which we asked Jeff for pre-approval letters during the weekend and he always responded. Additionally, Jeff's rate offer was very competitive, perhaps the best among several lenders. During the closing process, Jeff and his team were extremely efficient. Because of our tight move-in schedule, we requested for a 2-week closing. His team not only met the deadline but also made the process very smooth and easy. More importantly, Jeff diligently discussed each cost item with me on the phone and provided several options for title and 3rd party companies. As a result, we were able to save $2,000 on closing costs. Overall, working with Jeff and his team was a great experience especially for us as first-time homeowner. I would definitely recommend him without any reservation. read more

Jeff and the team from First Home Mortgage did an awesome job helping my wife and I finance our new home. We were in daily contact with members on the team (Patrice and Michelle) and they provided excellent customer service throughout the entire process. I always received responses within one business day to any questions I asked. Periodically, Jeff produces an e-mail with answers to FAQ that everyone should know about the mortgage process. I enjoyed reading these e-mails as it provided me with useful information that helped me make decisions in the process. All around I had a great experience working with Jeff and his team. I look forward to working with Jeff and the team in future real estate purchases. read more

Jeff and his team of experts were not only efficient, proactive and professional in handling my new purchase in June 2016, they were also kind, comforting, and friendly in their availability to answer my many phone calls and emails during the process. Jeff made it so easy and simple. I just sent all my documents and he took care of everything. He responded to me in couple minutes whenever I had a question. The whole process was easy and painless. I thank the whole team for their hard work and making my dream come true. It was a pleasure working with them. I highly recommend Jeff for anyone looking to buy a home. First Home Mortgage will always be my lender for life. read more

We were referred to Jeff at First Home Mortgage by a friend and from the moment we met he proved to be professional, and precise yet friendly and humble throughout the entire process. Jeff flexibility and care made it possible to work around our busy life style as it we had to meet after hours in several occasion and he always made us feel calm while going through details and options. Jeff and his team were supportive, punctual and knowledgeable making the entire course of getting the loan and buying as smooth as it can be. I thank Jeff and his team for all his thoughtfulness, and time they provided us to get us the best deal we could have. I strongly recommend him. read more

As first time buyers we were so apprehensive of this process. Jeff and his wonderful team walked us through step by step ensuring we understood everything. Communication was top notch - instantly in touch via email/phonecalls/texting. Our realtors and title company also praised how "on the ball" the entire team were throughout this process. We are loving our new home and are extremely grateful to Jeff for making the entire experience appear simple and straightforward! Our family could not recommend Jeff and his team enough !!!!! read more

We were first time home buyers and Jeff happened to know someone in my network, so we were able to set up a conference call to get started. We immediately wanted to work with Jeff, he was great! He not only answered all our questions, but also helped guide us though all our options, provided us with cost and down payment options. Jeff and his team were wonderful and will definitely recommend their services to anyone in the market. Thank you again for all your help during the home buying process! read more

I heard about Jeff and First Home Mortgage from our real estate agent. Jeff and his entire team were wonderful throughout the entire process of obtaining a loan for our first house. Jeff is direct, responsive, and adept at explaining complex things in a way that makes sense to the layperson. His entire team moved quickly to help us successfully close on a competitive house. Thanks to the First Home Mortgage team for their professionalism and service over the past two months. Highly recommended! read more

Jeff Richards and his team are professional and hard working. They take the time needed to address all your questions and concerns about the mortgage/loan process. Jeff's team is very responsive, and excellent at keeping on schedule, working long hours into the evening and weekend as needed. Kind and patient, always making sure we have the best rate possible. We are repeat clients of Jeff and First Home Mortgage, and couldn't imagine using anyone else to refinance or purchase a home! read more

Jeff and his team were fantastic to work with. I was referred to him through our real estate agent and got along very well from the first interaction. We still shopped around for loan rates but no one was able to beat Jeff's rate and all others fell short in customer service so it was a very easy decision. He is extremely patient and explained every step of the process until we were comfortable. Not hoping to move any time soon but, when we're ready, Jeff will be our first call. read more

Jeff Richards and his team at First Home Mortgage are fabulous! They kept us informed throughout the entire process. I knew I could call Jeff at anytime day or night during the week and on weekends and he was super quick to call me back! Being able to sign and transmit documents electronically made the process go faster and so much more efficiently! I highly recommend Jeff and his team if you're in the market to buy or refinance your home! read more

Jeff and his team were awesome to work with! It had been about 14 years since my husband and I had done the whole home processing thing again , so we felt like it was brand new for us. We definitely had questions and Jeff answered them or someone from his team did. Everyone kept us in the loop as to what was going on and what the next step(s) would be. He always said to call him if we had any questions, even in the evenings. read more

Jeff was really good loan officer. He helped me a lot in financing my first house and when i refinance. He was very knowledgeable, patient, and very concerned about clients needs. He kept his promises,acted on timely , listened and explained all question i ask. He walked me through during tight and very competitive real estate market. I recommend to any one need housing financing or refinancing read more

Let's talk about a man with patience. Jeff clearly works to not only improve your life but he takes the time to make sure that all the I's are dotted and the T's crossed. Our experience has been nothing but pleasurable. And he hung in there with us for over a year while we worked on our finances and finally got things squared away. Wouldn't have done it with anyone else. Jim & Vicky Warren read more

This is my second time doing refinance with Jeff Richards team from First Home Mortgage. I had a good experience from day 1 until the closing is done. Jeff is very knowledgeable and guides us on the right path. He responds very quickly to any of our questions. He has great team who are always on top of things and ensures all tasks are completed on time. I would recommend to all friends. read more

My wife and I have known Jeff for many years. This is not the first time we trust him with a loan being serviced by First Home Mortgage. Once again the process was smooth and the communication with all the team members involved very fluid. We are very happy with our shorter term loan. Hats off to the team. Thank you! read more

Jeff Richards and his team were a pleasure to work with. I always felt like I was a very high priority for them and my refinancing process went very smoothly. Everything that Jeff and his team promised they delivered on. I would highly, highly recommend Jeff to anyone purchasing or refinancing a home. read more

Jeff Richards and his team at First Home Mortgage made my refinance possible and payments affordable. They are thoroughly professional and made it easy by personally taking time to explain and close the transaction. I highly recommend Jeff and First Home Mortgage. read more

Jeff and his team were outstanding in assisting us with our mortgage. We purchased our home on a quick timeline and First Home Mortgage exceptionally professional and courteous. We highly recommend First Home Mortgage and would gladly use them again. read more