Specialties
Trusted Advisor
My job is to guide you through the world of health insurance and employee benefits; but we are not strolling through Disneyland.
I love what I do but I understand the challenges in my industry and how difficult it can be. It involves people's health and money and it is always complicated, expensive and frequently frustrating. We are in the middle of three massive forces; rising health care costs, an aging population, and government regulations and it has created the perfect storm which can leave people feeling like a leaf on the ocean.
Fortunately, we are here to help you. My firm has the right combination of personnel, knowledge, and expertise to keep you and your business on the right path and get you to where you need to go.
Our approach is to provide you with the highest level of personal attention at the local level allowing us build the high trust long term relationships that maximize our ability to deliver value over time. My organization works as a team and we will work with your business to make sure you always have a positive user experience. This team approach means we are built around your needs so we can best serve our clients.
While this might sound cliché, it is not. We have helped hundreds of Bay Area companies with their health insurance and employee benefits needs. Perhaps we can help you.
History
Established in 1995.
Working with Small Businesses
While we help many different people and types of organizations, central to our mission is working with closely held or owner-operated businesses with their employee benefit needs. Everything begins from there. By really knowing our clients well and the challenges they face we are able to build the kind of long-term relationships that maximize our ability to deliver value beyond what the typical agency can provide. This includes not just the owner or Principles of your company but your key support staff that makes everything run on a day to day basis.
Because we are as selective as you, if you work with us you can be assured that we are a good fit. Our goals are always aligned with yours and we are compatible with how you do business. We have worked with many unique and fantastic clients and they all share a common thread which is the need to serve their own clients. As your broker, we will work hard so you can focus on what you do well.
Meet the Business Owner: John H.
John is an insurance broker and the owner of John Helms & Associates in Walnut Creek, Calif. His responsibilities at the firm include advising clients, sales and marketing, negotiating with the carriers, and finances. John started his firm in 1995 in Lafayette, CA. Today he provides over 180 firms of varying sizes with employee benefits that covers more than 2000 individuals.
In 2015-2016 John was the President of the Golden Gate Association of Health Underwriters. With over 300 members it was the largest association of health insurance agents in the Bay Area. He actively lobbies on behalf of NAHU in Sacramento and Washington DC on insurance related issues.
John was raised in Northern California and lives with his family in Lafayette. He enjoys music, traveling, and tries to play golf at least once a year.