Dave Pennington is an amazing mortgage officer. Our realtor contacted him on short notice to help…read moreus close on a house 13 days after our initial contact, and he nailed it. The backstory is that we originally were working with a different mortgage officer for a different company, but she warned that we weren't going to be able to make the closing date. That freaked us out, and our realtor recommended we switch to Dave. I'm so glad she did, because Dave really stepped in and got things done, as soon as possible. It's like he had a fire lit under his butt and needed to move move move. We really appreciated that. He pushed us to get things turned around quickly, and he pushed everyone else involved in our transaction (especially the escrow company, which was having issues). On his own initiative he contacted the relevant parties (e.g., the escrow company, our financial advisor, our insurance agent) when things were unclear or when they needed to be pushed. And we were able to make our closing date with days to spare, with a solid mortgage at a very competitive interest rate. Dave took the time to explain the complexities and walk us through things, while also pushing things along and sending us reminders when we were forgetful. One thing I especially appreciated is that he acted as our advocate and gave us advice, rather than being tight-lipped and trying to cover his own butt. In other words, he acted as if he wanted us to get a loan and get the house, and his job was to help us make that happen, rather than trying to protect the bank from all possible risks and just make money for the bank. I recommend Dave most highly.

Dave and his team were amazing! We went my first VALoan and I've owned several previous properties…read moreand this was a week ahead of schedule, so impressed. Referred Dave to my navy buddy in San Jose to purchase his next home. Thanks Dave!

As a first time home buyer I was apprehensive about the whole process and totally clueless where to…read moreeven start. We just closed on our first house last week, and I feel SO FORTUNATE to have found Maureen!! She is a mastermind of the mortgage lending process! I don't think I've ever met someone who is so hardworking with such high standards. Even better, Maureen upholds the same high standards for every one else involved in the lending process (escrow company, lenders, realtors, etc.) and she is constantly 2 steps ahead and prepared for anything, with a back up plan "just in case" to ensure everything goes through seamlessly. As a first time homebuyer initially unfamiliar with the process, I now know I threw a couple curve balls and Maureen didn't even bat an eye. As if all that wasn't enough, I also had no idea where to start when looking for a good realtor. Maureen suggested a few she has worked with in the past that she thought were really good, and she did not disappoint. I ended up choosing Melissa Tucci as my realtor, who was just as amazing as Maureen, and the two of them working together turned into an unstoppable powerhouse that could move mountains and get a deal done! If you're looking for a mortgage broker who will take care of you like family and go above and beyond, look no further. You will not be disappointed!

A Dream Realized in 18 Days - Thanks to Maureen Martin…read more Words can't fully express the gratitude I have for Maureen Martin of Homeplus Mortgage. From the moment we began our home-buying journey, Maureen showed herself to be an absolute powerhouse--a strong, focused businesswoman who brings unmatched professionalism, compassion, and commitment to everything she does. Maureen isn't just about numbers and paperwork--she's client-centric to her core. Her dedication, responsiveness, and fierce determination made us feel supported every step of the way. When I finally met her in person, I immediately felt her radiant energy and warmth. Her aura and spirit are something truly rare--she's one of the most special, genuine people I've ever had the pleasure of meeting. Thanks to her tireless efforts, we went from placing an offer to holding the keys to our new home in just 18 days. That kind of turnaround is almost unheard of, but Maureen made it happen. We are forever indebted to her for not just helping us close on a house, but for helping us secure our dream. If you're looking for a lender who is not only masterful at what she does but also deeply human in how she does it, look no further. Maureen Martin is a godsend.

This loan team is excellent. Megan did a very comprehensive presentation when we were first…read moreinquiring about a home loan. She went into a lot of detail not only on different loan options, but on the industry as a whole. This helped us understand how many of the factors in borrowing and home buying work as far as trends, rates and values etc. The overall picture of the industry was very important to learn about. It was very interesting as well, and demonstrated her in depth knowledge of the economy. This was much more thorough than any lender has ever offered me, and I have had many home loans and refinanced loans many times as well in my life. She offered us multiple financing options which helped us get the home we wanted. The service feels very personal.

I had such a great experience with the GEM team. Everyone made me feel so comfortable through the…read morewhole process by educating me each step of the way and answering my millions of questions. They worked super hard to get me the best rate and the lowest amount down (which was what I needed at this time). I highly recommend working with these ladies, they are smart, kind and hard workers!

Working with Beau has always been such a pleasure. He is an absolute wealth of knowledge for…read moremyself and my clients. He is fully transparent and does a wonderful job guiding my clients every step of the way. When I work with Beau, we always make it to close on a new home for my clients and it is a joy for all of them. He is a breath of fresh air and has become a friend along the way

I didn't end up originating my mortgage through him, but I just had to come on here and say I…read moreHIGHLY recommend Drew Clemans for your mortgage origination needs. Throughout my entire home buying process Drew was generous with his time and expertise, literally every step of the way. His bio mentions that his approach is rooted in education, and that really came through in my experience. He took the time to make sure I understood what was happening and why, which made the whole process feel a lot less overwhelming. His advice was thoughtful and tailored to my situation, never generic or salesy. He knew I already had a lender but he was still willing to give him time and advice with no strings attached. He also connected me with a homeowners insurance agent who ended up getting me a much better policy than what I was originally planning to sign up for. That referral alone made a huge difference. Drew is the kind of person you want in your corner when you're navigating the home buying process. Knowledgeable, kind, and genuinely invested in helping people. I truly can't recommend him highly enough.

Jesse and his team totally kick ass selling our house. Couldn't be more happy how easy it was with…read morehim. The only problem was I couldn't have him for our new house though... I'll just say not all Real Estate agents are created equal... Jesse is a real alpha, if you just let him do his thing and follow his direction y'all won't be disappointed. We had our buyer within a week of our listing going live and had several bids... in December at that... Thanks Jesse and the team at greenhouse Group -Matt/Cherie

Selling a home is stressful (especially for someone like me!) but Lori and Jesse made the whole…read moreprocess feel surprisingly easy. They were always available to answer questions, kept me informed every step of the way and made sure I knew what to expect throughout the process. Their advice on pricing and negotiations was spot on, and everything moved smoothly from getting my house ready to list all the way through closing. I also want to give a shoutout to their TC, Alexa. She kept everything organized behind the scenes, was always responsive and helpful, and made sure nothing slipped through the cracks. I have no doubt that her attention to detail played a big part in helping us close on time. Thank you to Lori, Alexa and Jesse in making this process feel smooth and manageable! If you're looking for a knowledgeable, responsive team to help sell your home, this is your team!

Michael and his team are awesome, our experience was nothing short of amazing. He was on it as soon…read moreas my husband contacted him to help with our refinance, and turn around was so quick and easy. Very attentive to us, great communication and best customer service you can get while going through something stressful as a refinance or purchase of a home. I would highly recommend working with Michael:) Mrs. Cordero

Michael and team were phenomenal. Just last week my husband and I closed on our new (and first!)…read morehome. We had been so scared to start the process because we thought we would only be getting our hopes up to be shot down but that wasn't the case. Michael gave us so much information in a way that was easy for us to understand. He often sent us links and articles he'd written for each step we were at during the process. It made it so easy (well as easy as it was going to be) to feel reassured that this was a leap we wanted to take. Other brokers we had talked to in the past acted as if our questions and concerns were a nuisance or they would get impatient. Michael was the complete opposite and his team really worked around the clock to get everything finalized and make us feel comfortable. Besides the interaction that we had with one another I want to mention that Michael and his team were great with interacting with ALL the parties involved in our home buying process. His team was definitely received well by everyone and when there are so many moving parts to piece together I believe this made a tremendous difference in how willing and cooperative the other parties were in moving things along. We really couldn't stop thanking everyone for the experience we had. I'm the type of person that googles worst case scenarios and there were some nights where my fear almost made me want to back out. I'm so happy I didn't and I'm even more grateful that I can now reflect on this experience and say it was real pleasure working with this team.

I recently refinanced my home and the process was smooth and effortless. Rich truly gives above and…read morebeyond customer service and he and his team were very professional and caring. Do not hesitate to use Rich - you will be very happy.

Rich is probably the most honest and caring mortgage guy out there! He is thorough, careful and…read morediscreet... as he won't share your most personal information with people that you don't want knowing your business. I highly recommend Rich to anyone looking to purchase or refinance a home. If he can't get you the right deal, he will certainly connect you with the person who can! Thank you Rich!!!

I have been working with Dave for the last few months trying to find a new house. He was very…read morestraight forward and honest with our financial situation. He was able to qualify us for a great loan amount that wouldn't have us over stretch our finances every month. We put multiple offers on houses and Dave was always there for us to send the selling agent all the documentation needed. The dedication Dave has for his clients is unreal. He submitted financial documents need for our offer on a Sunday afternoon. I don't know how many people would stop what their doing on a Sunday to help a client. But Dave did for us. We are extremely happy with the service and dedication of Dave. I refer him to everyone I know trying to bye a house. Thanks Dave!

Dave Hopkins did a great job shepherding us through the loan approval process earlier this year. He…read morewas generous with his time in talking about the real estate market, the various loan options and the approval process. He told us the first day what Rancho Financial (or now Skyline Home Loan)'s origination fee would be, and it in fact turned out to be exactly that much, which is much appreciated. Dave was always professional and always there when needed as we approached closing. I can definitely recommend him.

I started my mortgage search with a list of friends and family recommended loan advisors. I called…read moreseveral of them, but most either didn't return my call or left me feeling like I was dealing with a used car salesperson--pushy, impersonal, and not genuinely interested in helping. Then I called Laura Silva, and the experience was completely different. She was immediately responsive, quick to answer my questions, and thoughtfully educated me on the loan process. Throughout the process, we encountered numerous variables and unexpected challenges, and Laura handled them with incredible professionalism and skill. She's not only kind, thoughtful, and patient but also extremely diligent and straightforward in her communication. I never felt in the dark about anything; we always knew exactly where we stood and what the next steps would be. Laura consistently went above and beyond for us, and I have no doubt she does the same for every client she works with. I highly recommend working with Laura Silva if you need a loan. You'll be in the best hands possible.

Laura and I recently closed on a pretty stressful transaction together. Laura held the deal…read moretogether with her amazing level of communication with all parties and kept the paperwork moving right along! I look forward to many more closings together! ~Lisa Piltz, Realtor