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    Justin Sorsabal - Dignified Home Loans

    5.0 (3 reviews)
    Open 9:00 am - 5:00 pm

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    Lalo Effio - Mmc Lending - Eduardo "Lalo" Effio

    Lalo Effio - Mmc Lending

    (4 reviews)

    As a first-time homebuyer, I was excited to begin the process and was looking for someone who would…read morebe professional, patient, and supportive. Unfortunately, my experience with Lalo Effio didn't meet those expectations. I was upfront during our call that I was speaking with a few different lenders to find the best fit. Instead of a collaborative conversation, I was told we "wouldn't be a good fit" before being asked about my financial background, goals, or what kind of home I was looking for. One comment that stood out to me was, "I've been blessed with a lot of work and I don't need this business." While I respect that everyone has a different approach, that statement felt dismissive and made me feel like my business--and experience--didn't matter. Buying a home is a big milestone, and I was hoping to feel encouraged and informed. This conversation left me feeling discouraged instead. I'm sharing this review to offer an honest perspective for other buyers who may be looking for a more supportive experience.

    An overdue review for the suburb service received by Lalo during my home buying experience. I…read morewasn't sure what to expect from a mortgage broker, but he was patient with explaining all the mortgage lingo, rates, points, etc. He made me feel informed and at ease. I am thankful for his commitment and knowledge with assisting me in finding the right loan for my needs. He personally returned my calls (not an assistant) and was prompt and readily available. I can't thank him enough. I highly recommend Lalo!

    Justin Sorsabal - Dignified Home Loans - mortgagebrokers - Updated July 2026

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