HM made it happen for me. I wasn't thinking I would have been able to purchase a home so quickly…read moreafter I just got back to work in 2016 after leaving my job in 2014 then opening my own business after it not working out. But she did her thing and made it all work. Never had any issues with meetings or information. The process was straightforward and would highly recommend her. After dealing with other purchases before and speaking from experience this by far was the easiest. She even gave me a free pen! :-)

She is so helpful. Fast to respond. And even helped a year after her services were really no longer…read moreneeded. She is great.

Craig McConnachie is one of the best loan officers I have ever worked with! He gives it to you…read morestrait, doesn't waste your time, and knows the how to get the loan done. If it can't be done, he will tell you right away. I would trust Craig with my best friends home loan.

From the owner: At Guild Mortgage we specialize in all types of residential financing.read more

Was helped by a Roma at the teller area, she was very friendly and patient. Straightforward and…read morequick service while also prioritizing my privacy, which is very important to me. Have had unfortunate experiences with other CUs in the area and this interaction was a breath of fresh air.

Palmdale,CA I did a…read morewalk in, and the wait time is over 2 hours, so my SO and I decided to run a few errands first and came back. When we returned, another staff member at the front desk let me know, "If the next person doesn't show up, we will take you in." Music to my ears - and not long after, they called my name. The lady who helped me open my account is thorough, knowledgeable, and patient. She answered all my questions clearly and even offered helpful suggestions, like their low-interest credit card options and the higher interest rates available with money market accounts. I am new with this local bank, and the account - opening process was smooth and easy. I'd recommend making an appointment if you want to avoid a long wait. Private parking lot. Refreshments offered at the waiting area which is a plus.

I would never go anywhere else! They helped us buy our 1st house. They explained everything along…read morethe way and stopped at nothing till we got approved! Thank you to your whole team! My family and I will remember you guys forever! So forever thankful!

Very good customer service Very helpful. They went above and beyond helping us with our loan.read more

1st off, I wanna say Justin Sorsabal and his team worked miracles. I have been struggling with…read moretryin to buy a Home since 2008. Justin and his team was excellent, they helped with the ease of buying a home and with all the necessary paperwork, his team was friendly, patience and wonderful at explaining each and every thing that was signed. I just wanna say thank you, again and I have since recommended them to my friends. Me and my family are extremely happy with this Company

It's time to write a long over-due review of the experience I had while purchasing my first home…read more Almost three years ago I started the process of looking to purchase my first home. My son was approximately one year old, and I was soon graduating with my Master's degree, which meant I had student debt that I would soon have to plan for; I knew I needed to get on it. I worked with a loan officer of a finance broker's office, and I went through three different Real Estate Agents locally based in Palmdale and Lancaster, California. Those experiences were frustrating and disappointing, a waste of time. I did everything that was requested of me, submitted, and resubmitted misplaced documents, clarified information which I had already clarified, and viewed homes which I was not interested in, but did so because I was told there was a shortage of inventory. The agents lacked experience, gave me information that I know was wrong, or simply weren't motivated. The real estate agent, just didn't have enough follow through to even care about completing the deal, and my loan broker, was the worst of all. Both loans he structured which I submitted on two different homes, fell through, because he structured them incorrectly, and was not fully knowledgeable on his loan programs. Although he claimed to have years of experience, he blatantly told me there was no way I could obtain a loan. I didn't stop my home search, and somehow I was fortunate enough to find Tyler Havens. Tyler, put me in touch with his loan broker, Justin Sorsabal and his coordinator Tracy Stewart; and I was even more fortunate to have my closing done with Sharon Rohaley and her right hand Diane Combs. It is only because of the persistence and patience of these individuals, that I found my first home, and was able to structure the correct loan to complete my purchase, and close escrow smoothly. You see, what I never told to my first broker, and subsequent agents when I started my home search (and may be news to Justin and Tyler if they read this), is in a previous life I was an escrow officer, and another time, a loan officer. I knew my credit, what loans I qualify for, how to spot in-experience, and most importantly, when I was being misled. I had even began to think that perhaps there are no reputable agents and brokers in my area. Which is why I feel fortunate to have come across Justine and Tyler. This is not just a house, this is my home, my home for my family, and I cannot thank everyone enough. Justin Sorsabal Dignified home loans LLC 41235 11 Street West Palmdale, CA 93551 661.269.6900 Sharon Rohaley, Escrow Officer Diane Combs, Escrow Assistant Regency Escrow 44145 20th Street West Lancaster, CA 93534 661-948-1828 Tyler Havens Havens Realty 25124 Springfield Ct Santa Clarita, CA (661) 977-6450

Carlos Lopez is definitely the person to talk to. Very professional, knowledgeable, experienced and…read moretrustable. Me and my family will forever be thankful to have met Carlos. He made possible for us to be able to buy our two houses and were extremely pleased with the whole process. He went above and beyond to follow up with us, kept us informed and updated through the entire process. He really delivered and kept all his promises. I definitely recommend Carlos to all my friends and family because he really goes out of his way and knows what he is talking about. He explained us every step of the process and was on top of the situation at all times. Eveything went really smooth and he got everything done sooner than expected. Thank you for everything Carlos! Luis Arevalo

Very knowledgeable and creative with the many products this company offers the buyers and as well…read moreas the sellers when refinancing. Thank you for your quick response time and unbeatable interest rate. The professionalism and positive vibes with everyone in the company is contagious!

As a first-time homebuyer, I was excited to begin the process and was looking for someone who would…read morebe professional, patient, and supportive. Unfortunately, my experience with Lalo Effio didn't meet those expectations. I was upfront during our call that I was speaking with a few different lenders to find the best fit. Instead of a collaborative conversation, I was told we "wouldn't be a good fit" before being asked about my financial background, goals, or what kind of home I was looking for. One comment that stood out to me was, "I've been blessed with a lot of work and I don't need this business." While I respect that everyone has a different approach, that statement felt dismissive and made me feel like my business--and experience--didn't matter. Buying a home is a big milestone, and I was hoping to feel encouraged and informed. This conversation left me feeling discouraged instead. I'm sharing this review to offer an honest perspective for other buyers who may be looking for a more supportive experience.

An overdue review for the suburb service received by Lalo during my home buying experience. I…read morewasn't sure what to expect from a mortgage broker, but he was patient with explaining all the mortgage lingo, rates, points, etc. He made me feel informed and at ease. I am thankful for his commitment and knowledge with assisting me in finding the right loan for my needs. He personally returned my calls (not an assistant) and was prompt and readily available. I can't thank him enough. I highly recommend Lalo!

Let me start by saying if it wasn't for Gerri I would've been completely lost. He explained…read moreeverything step by step and in detail. He was vigilant, experienced, honest, up front and much more. He got me the best interest rate around. He was on top of the escrow company and my realtor. He truly went above and beyond. I can't stress it enough Gerri is the kind of person you need on your side as a Mortgage Broker. This industry needs more people like Gerri. He gave us options and advice from beginning to end. I highly recommend his company.

I have worked with Samuel Campos and Gerrie Cruz for a few years now. They are both extremely…read moreknowledgeable and very hardworking. I've witnessed that their clients are always fully informed about the mortgage loan they are receiving, whether it is for a refinance or a purchase. It's very hard to find a Loan Officer nowadays that genuinely cares about their clients the way that Sam and Gerrie do.

We have dealt with Ken Lawrence for several years thru multiple Real Estate transactions, and have…read morebeen impressed by his honesty, integrity and knowledge of the real estate industry. Ken makes himself readily available for his clients, offering them advise at any given time. He offers excellent service and a quick response to all calls and questions. The entire loan process is always made simple and quick as Tiffany (Ken's Assistant) kept us informed throughout the entire process. I HIGHLY recommend Gem Mortgage to anyone looking for a good honest company with competitive rates and amazing service.

These people a gems!!!!! From first home buyer to down sizing they know their stuff and will help…read moreyou get into a home. They know about programs designed especially to your needs.