I've sent 7 folks to Kaplan after Rae got rid of my loans. 7 people she additionally wiped out loans for. $1.5M gone. Everyone is so happy and I'm glad Kaplan could help more than just me! The team is incredible. Thank you Kaplan! read more

I recently reported Kaplan law firm to Illinois Attorney review and disaplinary committee. I signed agreement in June of 2022, paid my fee, and no help or resolution in my case. Supplied her firm with all my work at nonprofits all the signed HR forms from over the years. I have over 120 months at nonprofits and after Carly left emails go ignored , phone calls with current staff are ridiculous rescheduled forgotten about. I was left with no choice, but to file a complaint about her law firm and her practices. How can you have a client for so many years and never check in with them about progress or what's going on? I don't like the way she practices , I talked to her once and I feel like that was her sales pitch . If I had a chance to do it over again I would not have spent $2000 on her services. read more

When Carley left the Kaplan Law Firm the management of my student loan assistance plummeted-- Ignored emails/phone calls were nearly guaranteed. I ended up having to report Kaplan Law Firm to the Illinois Attorney Registration and Disciplinary Commission (ARDC) because Kaplan was accepting my payments but not providing assistance/responding to my communications. After I reported Attorney Kaplan's firm to the State of Illinois Attorney Kaplan did help me. read more

Working with Kaplin law firm has been a great experience they are professional & get results

Ms. Kaplan and her team were incredibly professional and competent leading to 100% of my wife's student loan forgiveness following er 10 years of working for a not for profit. And she provided additional information for the process for student loan forgiveness and or reductions for those over 65, retired, or in poor health. The fee was an infitessimal amount of the loan balances, including nearly 20 years of compounding interest accumulation. read more

Rae Kaplan and her professional team did a fantastic job of asking substantive, relevant, specific questions to evaluate my student loan situation efficiently even though I am in New Mexico. She then spoke with me over the phone and her team executed the plan flawlessly. The timing was awesome and I was able to secure a $180,000 Public Service Loan Forgiveness (federal employee for 15-years)! Thank you again! read more

Ms. Rae Kaplan, Carly Ramirez and the rest of the team are incredible. They worked hard with me on a very tight timeline to help get my student loans totally around $200K forgiven. I didn't even know I was eligible for PSLF. They are phenomenal and I owe them so much. To not have to worry about the burden of such a large student debt is an amazing feeling. I highly recommend this firm. They're super efficient and supportive, easy to contact, and work with your best interest in mind. They're fantastic and I appreciate what they did for me very much! read more

I was duped by her radio interviews thinking she had a way to help my child with her $145K student loan balance. After paying the $350 for 18 minutes, her advice to clients is nasically advising to default on all loans and claim bankruptcy to get a 30 -50% reduction in the loan. I found the consultation to be of little value to my daughters situation. While I understand and appreciate your commitment to providing up-to-date and accurate information to help borrowers navigate their options for lowering payments and pursuing loan forgiveness, I did not feel that the guidance I received addressed my specific needs or provided any actionable insights that I was not already aware of. DO NOT PAY THIS ATTORNEY ANY MONEY TO JUST TELL YOU WHAT YOU ALREADY KNOW. read more

My husband and I heard about Rae Kaplan on WGN and initially hired her firm to service our student loans and help find us the lowest monthly rates. When Rae reached out to us to let us know that due to my husband's employment status he may be eligible for full loan forgiveness through the Public Service Loan Forgiveness Program, we were skeptical about the likelihood of his loans actually being forgiven, but went ahead and applied for loan forgiveness anyway. I had actually forgotten about the application until one morning. I woke up to notifications from my bank that over $11,000 had been deposited into our account from the United States Department of Education. I had no idea what this was for so I contacted Rae and she said my husband's loan forgiveness had been approved and those deposits were refunds for over-payments on his loans. In addition to the $11,000 that we were credited back from the Dept. of Education, all of my husband's federal student loans had been forgiven, totaling over $242,000. Needless to say we were beyond ecstatic. I have recommended Rae to many people who have student loan debt and so far no one has been disappointed. read more

Be prepared- and know- you might pay the money and have nothing to show for it. I was hoping for options or assistance but got the run around and zero new information. read more

I literally can't say enough wonderful things about Kaplan Firm. They supported me through the complicated and stressful process of getting student loan forgiveness. They were always ready with a clear answer any time i had a question. I have connected all friend and family that need this work to her, and all of them have been satisfied! read more

I called looking for legal advice. I got a receptionist that sounded and acted exactly like those snobby, bored, and extremely dismissive hostesses in an overpriced club. She only wanted to know how much money we owed and what my credit card number was. It would be $300. "For what?" I asked. She said "for an appointment." I asked "when would that be?" She sighed and said "in two weeks I have an opening at 9am, 9:30am, 10am, 10:30am or 11am. "So for $300 I get a half hour without Ms Kaplan knowing if she can help me or not?" The reply - "she's helped millions of people. Do you want to give me your card or not?" Nope. read more

Rae Kaplan is the best lawyer you will find! She is very thorough , and she gets you back on track! I'm so happy that she is my lawyer because I was suffering from anxiety because of my student loans, and she came up with a plan that has me sleeping like a baby at night! Don't hesitate or go further in debt...call her and she will help you. I'm looking forward to paying off all of my debt and enjoying my life without worry and hassle about my student loans!!! Thanks so much Rae and the team! read more

Lauren Kaplan is very nice and professional. She explains things very well. I didn't really understand what a trust was in detail . After she explained it to me I've gotten a better idea what it entails. I'm older but I think every young family needs to set up a will and trust for their children. read more

I would not waste the $350 dollars on this, she basically tells you everything you can read and know in your own. Also, was 20 minutes late for the meeting, provided no value at all. read more

We worked with Fran Bichl at Kaplan Law when we ran into financial difficulties. Fran is a great lawyer who is supportive, smart, and naturally good-natured. Throughout the process, Fran was an ongoing source of information and a joy to talk to each time. Whenever I emailed Fran, he wrote back immediately and offered us multiple solutions to the problem at hand. Even though our case took some time to file, Fran reassured us that most cases are not straight forward so there was nothing for us to worry about. I recommend Fran and Kaplan Law wholeheartedly and without reservation! read more

Kaplan and her team are professional, helpful, and diligent. I had my apprehensions about consulting an attorney to negotiate on my behave regarding my student loans but it was literally the best decision I have made. Her team legally saved me from wage garnishment. I attempted to negotiate with my loan owners (because they aren't original lenders now) and had no success. She defending me using the student loan statues that I had no information on. I'm grateful for her legal service. read more

Confident, knowledgeable, determined and accessible. And they truly get results. My pessimism had to be obvious going in. The goals they set were beyond my expectations. But they guided me along the way with information that put my anxieties at ease, and demonstrated their experience. They were very reassuring to someone who was often confused about the process and the possibilities. Where I would have started with baby steps, they explained why I should expect 100% results. And that's what a good attorney does. I'm glad I chose this office. You should too. They know their business. read more

No one does it better. sounds like a owner maybe employee endorsement but I'm actually a client. unfortunately this is my 2nd chapter 7 and looking around for the best service and best fee is tiresome. The Kaplan Law Firm took all my worries away with reasonable pricing,thee best client support,always answering my questions never rushing me and always making me feel like a human and not a dollar value thank you Kaplan Law Firm for helping me get my life back on track. Daniel P read more

It all started with a radio conversation on WGN! After hearing Rae and her expertise, we made the call and got the ball rolling. At our first meeting with Rae, she was clear and honest about the program. We moved forward and the service was wonderful! Josefine was great, always returning our calls and answering all our questions. They saved us a lot of money. We would highly recommend Kaplan Law! read more

Rae is one of the most informative professionals in this field of law. Student loan forgiveness expert. Highly recommend retaining them

just want to start off by saying how amazing Rae Kaplan, Josephine and Carlie have been. Kaplans firm is without a doubt the most professional firm I have came across. They respond very quickly and were always happy to answer any questions or concerns that I had, and they truly have your best interest at heart! Before I was referred to Kaplan, I did my research and found a few other lawyers, but I was rejected due to the high amount of student loans that I had. Rae went above and beyond by helping me modify a private student loan decreased by about 70% of the original amount!!!! I can't begin to express the financial relief she has given me and my family. I will forever be grateful to her and her staff! read more

I can't say enough about the professionalism and care that my family has received at the Kaplan firm. Rae made sure we were educated and informed. The assistance with my godfathers Bankruptcy and POA was done with care. He is suffering from Alzheimer's and we really needed help. At a hectic and frustrating time she made us comfortable, Rae and her staff never missed a detail. In the past we did not receive the help or assistance from other attorneys. We were left confused and and out a few hundred dollars with no answers. Professional and caring! Thank you Kaplan Law Firm. The best!!!! read more

STUDENT LOAN DEBIT - We heard about Kaplan Law from a recommendation through Channel 9 News and they did not fail!. Rae Kaplan and Josefina Cabrales, have been amazing to work with. Kaplans firm was always very professional, responding very quickly and were always happy to answer any questions or concerns we had. We never felt alone during the entire process! We would highly recommend working with Rae and her team they know the laws around student loans! read more

I DO BELIEVE THIS TO BE THE GREATEST! Mrs Rae Kaplan was taught by the best bankruptcy attorney Melvin Kaplan and is the best kept secret in Chicago.Get protected from creditors with a firm YOU can trust at a very reasonable fee..get help and the creditors off your back,call Kaplan! read more

BEWARE!!! I was assured verbally & in writing that everything I claimed was covered. Even made follow-up emails to confirm that ALL the bills I included would be gone. Well now here I sit waiting to see the judge & was just now told my student loan isn't covered. I had to buy a car (because the lawyer said I had to in order to qualify) & with the payments & insurance I'm currently in worse shape financially than I was when I started & now my credit is screwed on top of it for the next 10 years. WORST DECISION OF MY LIFE!!!! DO NOT HIRE THESE DECEITFUL CROOKS!!!!!!! read more

The attorney that I spoke with gave me good advice regarding my issue. I feel that if he wasn't honest about my issue, he could've scheduled me for a consultation and charged me for the information that he provided me during our teleconference call. I would recommend this law firm to anyone seeking legal advice. read more

Rae and her staff did an exceptional job resolving a horrendous student loan situation I was involved in. I had an insurmountable amount of student debt I assumed through a shockingly predatory loan process. I have been dealing with this debt for years and spent countless hours and tens of thousands of dollars attempting to resolve this debt. Rae is the only lawyer in Chicago that has the legal expertise, knowledge, and experience dealing with complex student loans. I know this for a fact since I dealt with any lawyer that would even touch my case prior to hiring her. She went above and beyond and pivoted my case multiple times as it developed. She's extremely persistent, knowledgeable, and savvy when dealing with all the parties involved. Without sharing any details, she was able to work out an extremely favorable resolution with my case. I would NEVER be able to accomplish this without her services. I have a renewed lease on life now since I'm no longer burdened by an egregious amount of debt which almost ruined my life. I will never forget what she did for me and I will thank for the rest of my life. Please do yourself a favor and reach out for a consultation. You cannot and absolutely will not win this battle on your own. read more

Nothing but good things to say about Kaplan Bankruptcy Firm. Unfortunately I had to file for Chapter 7 bankruptcy but Fran made the process very easy and alleviated all the stress I had in filing for bankruptcy. The thing that I appreciated the most about Kaplan and Fran was whenever I had a question I would email them and I would always receive an email back almost immediately. That constant contact made me feel like they were personally invested in me and getting me back on the right track. Thanks Kaplan Bankruptcy Firm! read more

I'm going through a divorce and the bills are piling up. I was referred to a couple of other bankruptcy firms. Those firms listened to my situation and declined to continue. Fran Bichl on the other hand talked with me on the phone and his office helped me setup an appointment. I met with him today and he took the time to learn my situation and to discuss my options. He was very professional and gave me insightful information about how bankruptcy works and how things might play out. All in all, it was a very positive experience. read more

Just to speak with me the request was $300. Does that mean the actual work is sub-par, since the money is being collected ahead of time?

Rae and her excellent staff helped me navigate the Public Service Loan Forgiveness application to make sure my student loans qualified for forgiveness. I will save thousands of dollars now that I'm enrolled in the right program. The staff is always so helpful and responsive. I'm so glad to have a working relationship with them throughout this process. read more

My experience with Rae and Fran has been great. I'm going through a Chapter 7 plus some student loan issues and they have been nothing but professional, helpful, and responsive. They respond to emails promptly and go out of their way to educate you. Plus, they are very friendly and patient. I highly recommend anyone going through financial problems to consult Kaplan Law Firm. read more

I was very pleased with Kaplan's professionalism and care in answering all our questions. Everyone in their office was responsive and friendly in helping navigating the intimidating bankruptcy process. I highly recommend for anyone needing professional, approachable, and reputable representation for bankruptcy proceedings. read more

I sought the service from Attorney Rae Kaplan and her staff to assist in getting approximately $178,000 in college tuition forgiven after paying approximately $175,000. Ms. Kaplan and her staff were patient and very thorough in researching every option and opportunity. She is the real honest deal. Through her knowledge, we were able to get the complete loan forgiven. God Bless her and her staff (especially Carly and Josephina). She provided some hope when I really needed it. Thank you read more

Financial hardship is scary and emotional. Rae Kaplan earned my trust, eased my fears, and removed emotional turmoil from the process. Emails and calls were returned promptly. Kaplan Law Firm's experience makes the bankruptcy process that much easier. read more

I made a throw away Yelp so I could review my experience filing Chapter 7 with Kaplan Bankruptcy Firm, LLC. Obviously, bankruptcies are public record, but... Pros: 1.) Payment plan! Payment plan! Payment plan! As you know, you probably don't have much cash lying around if you're filing a Chapter 7. I'm a millennial with zero and a half tangible assets, so the ability to pay the filing fee + $100.00 deposit and then be on a payment plan to pay off the rest of the fees ($2,300.00 all together, about) was enormously helpful. 2.) My case was filed in August and I received my discharge notice in late November of the same year. I am a legal assistant who is cursively familiar with bankruptcy proceedings and my paperwork was executed flawlessly. 3.) A few weeks after filing when my hearing date was set, I received an incredibly detailed letter with instructions, down to dress code, for what I was going to expect next. 4.) The staff I dealt with was always courteous and professional. Even when I was kind of a sh*thead and was late on a few installment payments. 5.) My initial consultation was free, and the associate attorney who met with me spent a decent time with me discussing my case, including doing follow up research on his own time to get me answers to a few other peripheral questions. This was before I had paid them a dime. 6.) I don't know if they still do this, but as part of your filing fee you get registered for something called 720 Credit Score which is a series of information including some call in lessons about how to get your credit back on the right track. One, very mild con, but something that was enough to irk me: 1.) I took off time from work so that I could meet with my attorney before my trustee hearing. I didn't particularly appreciate being told to show up at a certain time, and said attorney being 25-30 minutes late to our meeting. No apology, either. Kind of set a bad tone. I understand things happen. But it was the one time that I think the attorney actually had to spend a lot of time with me and the one time I saw them before my discharge so it left a bad taste in my mouth. You're paying around market rate (trust me, I called around before I picked an office). There may be other attorneys who file cheaper, but you're getting a good staff and lawyer with Kaplan who will get your case resolved as fast and as error free as possible. If I somehow ended up going back in time to when I was picking a law office to file my chapter 7, I would still pick Kaplan. read more

Recently my husband and ran into some big financial problems. I now work downtown Chicago, and was looking for a bankruptcy Attorney. I recently moved to Chicago from New Mexico ,when a friend told me about a very positive experience she had with Ms. Kaplan and her firm. I made an appointment for a consultation, and met with Ms. K, and her staff. They were warm, and made me feel better and more confident right away.Ms. Kaplan was always compassionate but a very smart Attorney, and never refused my calls, in fact gave me her personal cell phone number! She worked with me on their fees, which were fair considering the great experience we had with this firm.Everything went smoothly and we have a fresh start and Ms. Kaplan is the person we have to thank for that. Do not hesitate to use this great Attorney, read more

Did not have a positive experience with this firm. We found them through googling student loan lawyers. We called and explained the situation about the loan company giving an outrageous interest rate, AFTER we were already enrolled in school. School was cancelled, but they still made us pay for this loan. We met up with one of Rae's associates and explained everything. (You have to pay $100 just to talk to them). He said that it could just take a phone call of getting this settled or maybe going to court. We gave then copies of everything that was signed. We asked for prices and he couldn't really give us an exact answer, but said they took a school to court and it was maximum of $1,500. We thought, great, that's affordable. He said he would talk to Rae and get back to us with the best option in 2 business days. We did not here back from them for 3 weeks! In that time we sent 3 different emails and they went ignored! They finally call back and tell us the only option is to pay them around $4,000 to offer a lump sum to the loan company. I'm not sure what the reason for them wanting to charge this much and why they ignored us for 3 weeks but we definitely didn't feel like we were any kind of priority. Edit- They ended up losing some of our very important paperwork. They gave us copies of some of our documents and lost some of the originals. "Sorry for the inconvenience" is what we got from them. We really should have chosen another lawyer who would have been able to make copies and actually read the paperwork. read more

Seeing no other alternative I went to Kaplan! Fran is great in easing the anxiety of the process! Explaining the process step by step and what to expect! Any email or phone call was answered or returned within the hour! If you need to take this avenue at least check them out! read more