Keith and Kiley are hands down the best in the loan business! I've worked with them on several personal home loans and you won't find anyone better. Keith has delivered on every loan that he said he could at or better than the terms he quoted me. I have a complicated income stream, but through both of their efforts they package my situation in a way that the underwriters accept. They provide letters of explanation for me to sign and they work their magic. During my most recent purchase we found that Freddie/ Fannie had flagged the community as restricted. He petitioned them and fought to remove the restriction. I think he and Kiley were more motivated than I would have been. They got it done! They understand the process so well, they will do everything possible to get you a loan you feel good about. Keith communicated with everyone involved throughout the process. The realtors both said they planned to use Spec home loans themselves in the future. Keith is a stand up person, he won't let you down, and I can't say enough things about his integrity and character. read more

Two-year update! It's been two years since we purchased our home, and time sure does fly! Keith reached out to us and helped us get out of a pickle that my husband and I found ourselves in. He was able to find a solution, and the refinance process went smoothly. Thank you for not forgetting about us over the years. We truly appreciate you staying in touch and helping us find a solution when we needed it most! We are so grateful for all of your help. read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

We completed the purchase of two small properties recently and Keith didn't excellent job on the loans. He was communicative, really easy to work with and really knows his stuff! He got back to us quickly when we had questions and keep this informed the whole way. I highly recommend that you call Keith if you have any home loan or refinance needs. read more

I am now officially a first time homeowner thanks to the great help of Keith and team. After searching for many years, I finally found the right place to call home and could not have done it without Keith and his team's help. They worked diligently to help me close within a shorter timeframe, and Keith specifically answered all my questions along the way. I truly appreciate his patience with me over the years and would highly recommend you reach out to him for any future home loan needs! read more

Keith Iwanabe - Spec Home Loans - First time home owner! - Mortgage Brokers Near Me

Keith was fantastic to work with throughout our mortgage process. He was professional, knowledgeable, and always kept us informed every step of the way. His communication was excellent, and he was always available to answer our questions quickly. He made what could have been a stressful process feel smooth and easy. I highly recommend Keith to anyone looking for a reliable and professional mortgage lender! read more

Keith and Kiley are the best in the business. I have been using this team for years, and I now go straight to them. Customer service is 10/10, communication is prompt, and they never miss a detail. Look no further!! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

Keith Iwanabe did a FANTASTIC JOB for us. He was so easy to work with, he was able to meet our 21 day escrow closing deadline; what a REMARKABLE job he did! We will always be thankful for the service Keith provided to us. My husband and I HIGHLY RECOMMEND Keith for handling your financing needs! This was by far the best experience we have had with financing a home! read more

Keith Iwanabe - Spec Home Loans - Picture of our Dream Home! - Mortgage Brokers Near Me

Keith assisted us with a complex mortgage transaction. We closed on time with a great rate win-win

I can't express enough how helpful , professional and patient Keith's team was . It's been a minute since we have had to make our way thru the Loan process . Let's call it 30 years ! Keith literally held my hand thru this entire process , answering all my questions and ensuring that we received the best rate . With all documents being signed virtually thru docu sign these days , Keith really made sure I was paying attention to all the important details in the documents . Kiley , thank you so much . Your professionalism and care of our loan and taking the extra time to take my calls are greatly appreciated. I absolutely will be doing business with Keith and Kiley in the near future . Thank you to Spec homes for making this loan possible and I'd like to also point out how they made sure we received the best price and rate possible !! Look forward to working with one another again soon! Robert and Yvonne Audiss read more

Keith was very helpful to get us our loan! High recommended with great communication with us and made the process easy!

It is my absolute pleasure to recommend Keith Iwanabe as a loan officer. From our very first conversation through the day of closing, Keith delivered a level of service and expertise that went far beyond our expectations. Navigating a VA loan can often be complex, but Keith made the process seamless, efficient, and stress-free. Keith was incredibly communicative, responsive, and proactive every step of the way. He kept us consistently informed, clearly explained our options, and ensured that we understood every detail involved in the VA loan process. His ability to anticipate our needs and address questions immediately gave us complete confidence and peace of mind. One of the most impressive aspects of working with Keith was his ability to secure us the best possible rate, while also ensuring a fast and smooth closing--something that is not easy to achieve with a VA loan. Thanks to his deep knowledge, attention to detail, and commitment to his clients, we were able to close quickly and without any delays. Keith treated our loan as a personal mission rather than a transaction. His professionalism, genuine care, and dedication to excellent customer service made all the difference. He went above and beyond to advocate for us at every stage, ensuring we received the very best outcome. I offer my highest recommendation for Keith Iwanabe. His expertise, integrity, and client-first approach make him an outstanding loan officer and a true asset to anyone seeking a VA loan or any lending service. I would not hesitate to work with him again in the future!! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

Keith at Spec Home Loans did a fantastic job and would highly recommend his services for any LLC needs.

Words cannot describe how amazing Keith and his team are! When we first started talking about looking to purchase a new home we went to Keith. He and his team took the time to help us understand what we needed to do and when. From start to finish the whole process was seamless. read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

Keith and his team did an excellent job on our recent refinance on our investment property. Not only did I get a fantastic interest rate, it closed within just 2 1/2 weeks. The whole process went very smoothly and seamlessly. I would definitely recommend Keith Iwanabe. read more

I had a great experience working with this mortgage company while purchasing my home. The entire process was smooth, efficient, and well-organized from start to finish. A special thank you to Keith, who was incredibly helpful throughout the journey. He was always responsive, patient, and took the time to clearly explain every step, which made a potentially stressful process feel much more manageable. read more

Working with Keith and the team at Spec has been by far the best experience I've ever had with a lender. Keith talks straight, and delivers. We were able to find comps for my historic duplex. We did the loan in my LLC's name. The rate was more than reasonable--it was less than my local lenders. They had a variety of loan products and we found one that met my goals. I was able to leverage my property and extract enough value so that I could BRRRR. From the very beginning, Keith told me what he could do, and then he did what he said he was going to do. Yes, when he said he was going to do it. We're already working on 2 more loans. I highly recommend Keith and Spec. Since we did our first loan, I have referred them to 3 investors that I know, and I will keep on referring them. read more

Keith Iwanabe - Spec Home Loans - The historic duplex I refinanced. - Mortgage Brokers Near Me

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This was my first home purchase, and Keith was incredibly helpful and extremely knowledgeable throughout the entire process. He answered all of my questions promptly and made what could have been a stressful experience completely stress-free. I highly recommend Keith to anyone looking to purchase their next home. read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

I've worked with Keith on two home purchases and one refinance. Even though my mortgage only went through Keith one of the three times, he was very helpful in giving me a clear picture of what the best interest rates were at the time and comparing what he could offer to other offers I received. He was also very honest and did not hesitate to tell me to go with other lenders if they were better for me financially. I kept going back to Keith because I knew he would have my best interest in mind. read more

I am now officially a homeowner!!!!!!! I was going at it and through it all by myself, for first time, with curiosity to see how much I could even qualify for. Now here we are. Keith and Nels (my realtor) made sure I was taken care of, and whatever we found, the sole purpose was for me to have a safe space that I loved. The endless questions, concerns, clarifications I had were quickly answered with continuous patience, grace, and compassion (no matter what time I texted them). Keith is so transparent, they named the tape after him! Keith provided such peace of mind every step of the way, along with Kiley holy moly. What a magical dream team. What a freaking unbelievable seamless process this all was. Kiley you are so amazing! Thank you, thank you, a bajillion gazillion thank yous so so much to the best of the best anyone can ask for. Thank you for being here for me since the first phone call. Thank you, Kiley, and Nels for all the 24/7 around the clock hand holding, reassurance, and unwavering support. If I haven't said it enough on an endless repeat, I am so thankful, grateful, and appreciative for your team. 10/10 recommend! I'll tell anyone who will hear it. I hope you continue to receive all the recognition and greatness that this life offers. Bless you, your families, and your business! If you're reading this and are hesitant- easier said than done, but don't be. Keith and his team are there to help you make life easier to the best of their abilities. Grateful for this experience with you all, -D read more

Keith Iwanabe - Spec Home Loans - My first home! - Mortgage Brokers Near Me

We are incredibly grateful to Keith and the rest of his team for making our friend Mike's dream of homeownership a reality! Their team's commitment, dedication, responsiveness and thoroughness in guiding us through our home-buying process meant so much to all of us. What a positive experience and truly blessed! read more

My wife and I were first time homebuyers who needed help navigating the process. Keith was a perfect resource who provided a ton of knowledge and valuable experience to make our lending process a breeze. Thanks Keith! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

Keith was awesome to work with. He is really good at what he does and helped us out a lot throughout the process. We are first time home buyers so this is all new and confusing to us but Keith was patient and worked with us. Explained and answered our questions. Definitely will be working with him again in the future! read more

Keith and his team were amazing to work with! He helped us with the purchase and closing of several investment properties and this first experience working with him and his team was phenomenal. Keith is very knowledgeable, honest, and a pleasure to work with. I appreciate his positive attitude, his persistence, and his expertise. I would definitely work with him and his team again. I highly recommend him and his company if you are in the market for any real estate purchase. I hope to work with him and his team in the near future! read more

Keith is one of my preferred lender partner because he is honest and very knowledgeable about the different loan products out there. Keith is available to help my clients and I understand the loan process and answer any questions we may have. A trus loan partner for sure!!! read more

Keith was great! Super helpful and always responsive. Got us an amazing deal that helped us secure our first house. My wife and I super recommend Keith and his team! Got us our loan approved quickly and helped us navigate the buying process smoothly. Thank you Keith!!! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

If you're looking for a Loan Officer In North Dallas, look no further. Keith ran through every scenario imaginable to help us maximize our home buying experience at the lowest rate possible. His ability to adjust and adapt to get his clients to the finish line of home purchase is second to none. I can't imagine an easier person to work with in what is usually an exciting and sometimes stressful time. Thanks Keith and his team for their amazing work!!! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

Keith and his team worked collaboratively with our Realtor to ensure communication was top notch. He remains in constant communication providing market updates and timely responses to questions that arise about our home purchase. We interviewed multiple loan agents and by far not one matched Keith! Thank you! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

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Truly a wonderful experience working with Keith and Kiley! The communication was amazing and he was constantly giving me updates! He helped me in finding a title company and even helps me get quotes for home insurance! Such an amazing team! I can't wait to work with them again! We're already planning our refinance! Thank you guys!! read more

Keith at Spec Home Loans was an incredible person to work with through our home loan process. As first time homebuyers, he expertly guided us throughout the process of refinancing and was able to adapt to our needs as clients at every phase of the process. He is very communicative and matches his knowledge with clients to put them at ease in a typically stressful process. Throughout our financing process, he was able to adapt to our needs and conveyed all of our options in an understandable manner. Thank you Keith for everything! read more

I had the pleasure of working with Keith as my mortgage lender during the process of purchasing my first home, and I cannot speak highly enough of his expertise and commitment. From the initial consultation to the closing day, Keith was there every step of the way, providing invaluable guidance and support. As a first-time homebuyer, I was navigating unfamiliar territory, and Keith's patience and willingness to explain each step of the mortgage process were instrumental in easing my concerns and building my confidence. What sets Keith apart is not only his extensive knowledge of the mortgage industry but also his genuine dedication to his clients. He took the time to understand my specific financial situation and preferences, tailoring his advice and recommendations accordingly. Keith's communication skills were exceptional; he kept me informed about the progress, promptly addressed any questions or concerns, and ensured that I felt comfortable with the decisions being made. His attention to detail and proactive approach made the entire homebuying experience smooth and stress-free. Another standout quality of Keith is his unwavering commitment to client satisfaction. He went above and beyond to secure the best possible terms for my mortgage, diligently working to find solutions that aligned with my financial goals. Keith's professionalism, expertise, and personalized approach make him an outstanding mortgage lender!. If you are looking for a mortgage lender in the DFW area there is only one option. I wholeheartedly recommend him to anyone, especially first-time homebuyers, looking for a reliable and supportive partner in their homeownership journey. read more

Keith was great to work with throughout the loan process. He was highly responsive, provided clear and thoughtful guidance, and worked diligently to secure the best loan options. He kept everything on track through escrow and ensured a smooth closing. I'd highly recommend him to friends and family. read more

We loved working with Keith! We are a family of 4 and our two kids keep us so busy, and Keith was able to keep us in the loop, always with great communication and helped us stay on track for a VERY smooth and VERY short escrow! Overall, he set great standards for professionalism and his open communication was incredibly helpful for us and our busy day to day. read more

Keith was recommended to us by our realtor and it was the best decision we made. He calmed our nerves and talked through all the insanity that goes with being a first time home buyer. He really encouraged us along the way and the communication was excellent. He was just fantastic and also Kiley was amazing as well. They both made the process so easy for us and took a lot of stress off our plates. Thank you guys! read more

Keith Iwanabe - Spec Home Loans - Mortgage Brokers Near Me

I cannot say enough great things about Keith!! As a first-time homebuyer, he made what would have been a daunting process super easy. Keith did such a good job of explaining everything and walking us through the process from beginning to end. When we were in our search, he'd walk us through all different scenarios and options to best meet our needs. And he is SUPER communicative, and fast! He always got us what we needed immediately and is so easy to get ahold of. On top of all of that, he's extremely friendly and a pleasure to work with. I couldn't recommend him more! read more

Our experience with Keith Iwanabe was incredible! As first time home buyers, he helped us to understand each step while also building our confidence. His guidance made the process as painless and simple as it can get. He was always friendly and understanding when we asked questions, even if we had asked the same question before. I would recommend Keith and SPEC to all of my close friends and family members. Thank you! read more

Keith Iwanabe - Spec Home Loans - our new home! - Mortgage Brokers Near Me

Keith was always available and communicated when he was away. He was very honest when I had questions and caring in any concerns I had. I definitely would use Keith for my next home purchase! read more

Keith Iwanabe - Spec Home Loans - Thanks to Keith and his dedication to helping families, he helped us get our first home! Happier than ever! - Mortgage Brokers Near Me

I reached out to Keith on a Saturday morning at 10am to discuss managing our loan. Five minutes after, Keith called me and explained more about the process in thirty minutes than anyone had been able to in a month. Buying a home is stressful, buying your first home is beyond stressful. With Keith, there is no stress. He's poignant, punctual and a veteran in this industry. If you aren't sure who to trust to lead you through this process, Keith is the man. You won't find better value anywhere else. read more

Keith and his team are fantastic! They are incredibly responsible and took the time to explain everything in great detail. They got us to the closing table early and provided a wonderful first time home buyer experience. Would highly recommend! read more

Keith and Kiley made the home buying process so smooth for us! They helped my husband and I buy our first home together and were happy to answer any questions along the way. They always responded quickly, even with our super speedy situation through escrow! We had a great experience with them and would gladly go to them for our next home. Thanks team! read more

Keith was referred to me by a friend who's opinion I hold very high. I'm so glad that we went through him because I don't feel that I would be writing this review from my new home if I wasn't. Buying a home for the first time can be confusing, there is a lot of "loan lingo" that I didn't really understand. Luckily, Keith is willing to take the time and explain what everything means. If he didn't find us special programs and down payment assistance, I flat-out wouldn't live here. As a gift that continued giving, Keith monitored my loan and rolled me out of FHA and into conventional the moment I was eligible. Not only did my payment drop, but I got to skip a few mortgage payments and even got some money back. Thanks for all you do bro! read more

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