This goes out to anybody that banks as Sheboygan area credit union. Don't do it it's always the…read moretime the customer service sucks and they don't care about you. Nobody answers the phone when a customer tries to call there a left on hold. And if you're lucky somebody doesn't answer and they make you go through their voicemail options that's not a bank that's a credit union and they don't care about you they want your money.

The only star I would give this bank is for their loan opportunity. They have good rates and are…read morereasonable. Everything else? 0. Their customer service is HORRIBLE. 1/10 times will not answer the phone. Their app is slow and does NOT update correctly. you can go negative .01$ and get charged 30$!!!! It happens every damn time. I do not hardly use my debit card and for this exact reason. Horrible and frustrating experience w this bank

Used to be great. Now they usher you past a person if you go inside and force you to use a video…read moreteller. Took me almost 30 min just to do a deposit because you are connecting to a teller in another city. Have had my debit card compromised twice in 2 years and the fraud detection company told me to call them to cancel my debit card. I called both locations in Sheboygan and Manitowoc. No one answered. I was on hold for over an hour and a half waiting. I finally got a reply an hour after trying to call when I sent a snarky email. I'm looking for a new financial institution.

High yielding rates for some of their accounts. Periodically have amazing promotions on loan rates…read moreas well. There are some hoops to jump through to get these, but they are worth the trouble if you can pay attention. Friendly staff. Most transactions take place over a screen to a teller in a remote location. Meeting live is still possible, usually by having to make an appointment.

We used US Banks estate planning service before my stepfather passed, now he is gone and they lost…read morethe beneficiary designations, attempted to force opening a probate (contrary to WI state law) through misinformation and lies, when presented with the transfer by affidavit at a local branch I was told I needed to call about 8 different departments (waiting on hold for over an hour each). When I was finally able to access accounts and info I was told they would not accept checks for deposit(or cashing) in owners name or estate of (my bank said in WI they should be accepting checks in the owners name as long as the account is open and active, as that is the intent of an transfer by affidavit). I again was dirrected to call about the loan, I was told that the loan would not go into default due to my informing them fo the death and information would be sent, so I waited. Next letter LOAN IN DEFAULT! Still no further info sent. Use US Bank if you want your loved ones to be lied to and manipulated in their time of grief! Great business ethics kick em when they are down, kick em twice if you can make a buck.

From the owner: At U.S. Bank, our dedicated banking team is here to help you along your financial way. Bank with us…read moreand enjoy a host of U.S. Bank products and services, including credit cards, savings and checking accounts, business banking, retirement planning, refinancing, personal lines of credit and more. Whatever your goals - large or small - our dedicated banking team is determined to helping you make it possible. Member FDIC. Equal Housing Lender.

Pleasant experience, took care of our needs and transferred the information to the new people…read moreinvolved.

My experience is commercially based. Used them for our financing needs for 7 years. There must be…read morea change in leadership because they started to treat us like a number. Customer service low priority. Paid off a Short Term Equipment Acquisition Loan early as we sold the equipment and they charged us $6,000 in pre payment penalties. Taking all of our business elsewhere. Gave them multiple opportunities to make it right for us before taking to social outlets. They expressed no interest in taking care of a good customer (Never a late payment, not one). Business Owners beware. Don't go here. I promise you I will regret it. There are MANY more banks that actually care and work with you like a human and work deals beneficial to all parties. They just want a quick dime and find a new customer.

Clunky website, ancient processing. I've been trying for SIX…read moreMONTHS to close my HSA after I was laid off in January. SIX MONTHS. What's holding it up? Apparently emails to an inbox that don't get checked, an absolute lack of follow-up, and repeated requests to FAX (it's 2023 who still uses a FAX MACHINE to conduct business) forms, which seem to never arrive. If I didn't know better, I'd swear this bank is just losing my account closure requests just to hold onto my balance and collect the $4.50 monthly fee for as long as they can. I've had multiple HSAs better than HSA Bank's.

This organization is HORRIBLE. I purchased eyeglasses in October 2025 and requested a reimbursement…read moresince I paid with my own money. Long story short, they charged my account and it resulted in a negative balance and they closed my account, even AFTER they sent me an email stating they'd close within 60 days; I was well in the window before they closed my account. It's been a nightmare to get this account back open. Inadequate customer service and no one keeps a record of notes.