Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

Two years has gone by but progress has been made. ECS has kept their word and continued to work on…read moremy behalf with the stubborn credit bureaus, this despite my own financial disorganization and paperwork procrastination. Someday I hope to have an excellent report but I think it just takes time and it's reassuring to have a reputable company like ECS to work in the trenches.

Executive Credit Services has done a tremedous job on fixing my credit. They are honest, hard…read moreworking, and have excellent communication skills. They dont stop working until your credit is clean.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

I had the BEST experience with Karen Molina! So kind, so patient with me and responded to any of my…read moreconcerns, questions right away!!! Very sweet!!! My credit score went up tremendously thanks to Karen and the Second Chance team!!! Amazing to work with you!!! Highly recommend!

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

Wow I'm impressed! After having a company ruin me Edward and the girls really got me up to 786 in 7…read moremonths and saved me so much money. I thought was going to get sued but I'm so happy he took care of it and my credit report and scores all at once. The amount of money saved was around 17000. Very happy and recommended

The salesman strung me along and said they can help and needed a down payment, then the silent part…read moreof putting you on a payment plan from a medical company server, when they is no recourse if they do a terrible job. Which they did, and the only help was getting your back taxes in order (which any tax expert could do). A year later I'm no further along with a resolution and start receiving letters from the IRS with no plan insight. Always had to call to get an (none) update. The attorney is really pathetic and doesn't do anything until you call. I cannot recommend them to anyone. Save your money and go somewhere else. I could add more but... Leonard S.

DO NOT CALL OR USE THIS COMPANY - THEY ARE SCAM ARTISTS AND THIEVES…read more My 85 year old mother in law called them to ask for help with her taxes, and they got her to pay them $5K. She did not have enough money to pay for that, so they convinced her to get a loan using the company the recommended. Once she told me about it, and I called them they agreed to give her her money back, and I've been trying for a month to get the money back, but I keep getting bounced around. They're sick people. Intimidating and stealing from the elderly. They won't give you their real names, direct phone lines, email addresses, etc for a reason. This business should be shut down. PLEASE DO NOT USE THEM.

They make their call to the debtor initially, then ask for money to do more to supposedly be able…read moreto collect your money. However after paying them their fee, nothing happened. They weren't helping me to get my money from my debtor or communicating with me well. Threw my thousand dollars away on their fee, for absolutely nothing! Stay away from them!

Due to a threat of a lawsuit from them, or somebody associated with them, or not associated with…read morethem, I have removed my post. However, I will not recommend them to any of my friends and I won't use them again in the future. This statement was not meant to be defamatory to them in anyway.

Living in a different time zone is very difficult to pay on time . My payment way due on the 20th…read moreand I called to pay on the 20th but because i called a hour late due to different time zones I'm just paying late fees on top of a hidden $4000 interest charge that was not disclosed to me when applying ... reach out to customer service and by phone but no one is every willing to help or offer clarification. It's just always to bad for you... I was going to use this card in the future for other financial options... but after my experience I definitely would not or not recommend to anyone... unless you want a hidden $4000 interest charge if not payed within a exact time frame... it doesn't matter if you make all your payments on time ! You have to manually adjust to pay more every month .... But that's how they make there money ! Definitely going to report this to the credit bureau...oh yeah fix your website so people can set up auto pay and make payments on time

David Moore not only wasted my time but he wasted my money. He lied to me and scammed me of $2,500…read moreand promised me he would add tradelines to my corporation. He strung me along since August. He really ruined a lot of plans for me and I had to start all over again. I did research and found out he never added tradelines to my corporation and I didn't even have a Paydex score 4 months later! He just pockets money from innocent people just looking for a solution for business funding! He didn't answer any of my calls or texts. He promised me upwards of $250K in business funding. He is such a scammer-I recommend this business to NO ONE. When I finally did get a hold of him-his response was "well you only paid $2,500." YES I DID-and for what? FOR NOTHING. ANOTHER SCAMMER IN THE BUSINESS LENDING INDUSTRY WHO CALLS HIMSELF A BROKER? PLEASE. GO LEARN SOME MORALS AND HAVE nSOME INTEGRITY & DIGNITY! I HAVE TEXTS TO PROVE EVERYTHING AND WILL ADD THEM AS WELL. They even make fake pay stubs and tax returns and bank account balances. This company isn't going to last and soon the IRS will be showing up to their door shutting them down. Happy new year to you David Moore and Alpha Credit Pros.

Great professional service David was amazing to work with for a LiveScan!! Will definitely refer…read moreothers!!

My credit has been in poor shape for most of my adult life and I was convinced it was never going…read moreto get better. Last year I couldn't lease a car without a cosigner now I am en route to buying my first home and it all started at 850. Initially I was worried and had no idea what to expect. Now, I realize it was one of the best decisions i could have made in my life. Davids explanation of every step of the way was clear and concise, he is extremely organized, punctual and a man of his word. His level of professionalism, expertise, and 1-on-1 consulting IS the difference and is solely the reason I can say I have a great credit score today. 10/10 would recommend to anyone.

Very disappointed. We agreed to a hard credit check, were…read moretold a co-signer with official stable income would qualify. We provided a full 2023 tax return (paid) and 2024 income verification (Form 1065 & K-1), proving my husband is a company co-owner, not self-employed. Still, they refused to accept bank statements as income proof -- even though their own rep said it was acceptable for non-self-employed applicants. Their staff contradicted themselves, gave no clear reason for denial, and kept asking for documents that shouldn't be required. Total waste of time, hit to our credit, and rejection without valid cause. Got approved elsewhere in 15 minutes. Would not recommend.

horrible experience with this place. have a credit card with this company, all payments made on…read moretime. applied for a loan and sent in a bunch of documents for proof. can easily cover the monthly payments but still got denied. valeria was very unprofessional. after answering all her questions she said she would call me back with a decision in an hour. held off on going to work to wait for the call and after 3 hours i called in and she had the decision ready she just forgot to call me back. what a complete waste of time. do not do business with these people.