They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

I was very happy that I was referred to this company by a friend. Unlike the previous company i was…read moreworking with which never seemed to get anything done and wasted six months of my time, Brett and Janice were awesome to deal with and helped me in less than 30 days. I would definitely recommend this company to family and friends.

From the owner: What Makes Legacy Unique -…read more * Results as Fast as 48 Hours * Average Turn Times of 30 Days or Less From Start to Completed * We Tell You Upfront on Everything We Can Fix * 99.9% Success Rate on Everything Quoted Backed by a Guarantee * Removal of All Quoted Items From Every Credit Bureau Reported Our Specialties * Tax Liens - Start to Finish in Approx. 2-3 Weeks * Judgments - Start to Finish in Approx. 2-3 Weeks How is this done? * Well, we definitely DO NOT do the "letter method" like everyone else out there. We handle your credit the old fashioned way, we use the telephone and directly contact the creditors. There is no other way to resolve the inaccuracies on a report faster or reliably than the methods we utilize.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

The salesman strung me along and said they can help and needed a down payment, then the silent part…read moreof putting you on a payment plan from a medical company server, when they is no recourse if they do a terrible job. Which they did, and the only help was getting your back taxes in order (which any tax expert could do). A year later I'm no further along with a resolution and start receiving letters from the IRS with no plan insight. Always had to call to get an (none) update. The attorney is really pathetic and doesn't do anything until you call. I cannot recommend them to anyone. Save your money and go somewhere else. I could add more but... Leonard S.

DO NOT CALL OR USE THIS COMPANY - THEY ARE SCAM ARTISTS AND THIEVES…read more My 85 year old mother in law called them to ask for help with her taxes, and they got her to pay them $5K. She did not have enough money to pay for that, so they convinced her to get a loan using the company the recommended. Once she told me about it, and I called them they agreed to give her her money back, and I've been trying for a month to get the money back, but I keep getting bounced around. They're sick people. Intimidating and stealing from the elderly. They won't give you their real names, direct phone lines, email addresses, etc for a reason. This business should be shut down. PLEASE DO NOT USE THEM.

I owed money to a creditor of mines and luckily for us tra represented them. I did as one other…read moreposting said and was upfront with them and told thm i didnt have the money and they put me on a payment schedule i was able to afford. Thanks Taylor Ricci for being reasonable

They make their call to the debtor initially, then ask for money to do more to supposedly be able…read moreto collect your money. However after paying them their fee, nothing happened. They weren't helping me to get my money from my debtor or communicating with me well. Threw my thousand dollars away on their fee, for absolutely nothing! Stay away from them!

Living in a different time zone is very difficult to pay on time . My payment way due on the 20th…read moreand I called to pay on the 20th but because i called a hour late due to different time zones I'm just paying late fees on top of a hidden $4000 interest charge that was not disclosed to me when applying ... reach out to customer service and by phone but no one is every willing to help or offer clarification. It's just always to bad for you... I was going to use this card in the future for other financial options... but after my experience I definitely would not or not recommend to anyone... unless you want a hidden $4000 interest charge if not payed within a exact time frame... it doesn't matter if you make all your payments on time ! You have to manually adjust to pay more every month .... But that's how they make there money ! Definitely going to report this to the credit bureau...oh yeah fix your website so people can set up auto pay and make payments on time

David Moore not only wasted my time but he wasted my money. He lied to me and scammed me of $2,500…read moreand promised me he would add tradelines to my corporation. He strung me along since August. He really ruined a lot of plans for me and I had to start all over again. I did research and found out he never added tradelines to my corporation and I didn't even have a Paydex score 4 months later! He just pockets money from innocent people just looking for a solution for business funding! He didn't answer any of my calls or texts. He promised me upwards of $250K in business funding. He is such a scammer-I recommend this business to NO ONE. When I finally did get a hold of him-his response was "well you only paid $2,500." YES I DID-and for what? FOR NOTHING. ANOTHER SCAMMER IN THE BUSINESS LENDING INDUSTRY WHO CALLS HIMSELF A BROKER? PLEASE. GO LEARN SOME MORALS AND HAVE nSOME INTEGRITY & DIGNITY! I HAVE TEXTS TO PROVE EVERYTHING AND WILL ADD THEM AS WELL. They even make fake pay stubs and tax returns and bank account balances. This company isn't going to last and soon the IRS will be showing up to their door shutting them down. Happy new year to you David Moore and Alpha Credit Pros.

Great professional service David was amazing to work with for a LiveScan!! Will definitely refer…read moreothers!!

My credit has been in poor shape for most of my adult life and I was convinced it was never going…read moreto get better. Last year I couldn't lease a car without a cosigner now I am en route to buying my first home and it all started at 850. Initially I was worried and had no idea what to expect. Now, I realize it was one of the best decisions i could have made in my life. Davids explanation of every step of the way was clear and concise, he is extremely organized, punctual and a man of his word. His level of professionalism, expertise, and 1-on-1 consulting IS the difference and is solely the reason I can say I have a great credit score today. 10/10 would recommend to anyone.

The clerks are nice. Wish I could get a free month lol. But overall support here his great! Jeffery…read moreand Jiovany are the two who helped me and they are so great! I hope I got their names right!

horrible experience with this place. have a credit card with this company, all payments made on…read moretime. applied for a loan and sent in a bunch of documents for proof. can easily cover the monthly payments but still got denied. valeria was very unprofessional. after answering all her questions she said she would call me back with a decision in an hour. held off on going to work to wait for the call and after 3 hours i called in and she had the decision ready she just forgot to call me back. what a complete waste of time. do not do business with these people.