the pay day loans have cheap rates but the long term loan that you pay off over 22 months has charged me $3,000 in just interest. And now they changed it to 26 payments and saying it was always that? Um NO IT WASNT! They made it sound great and like it's the better option will help out your credit etc etc but that is to detour you from the fact that you are getting robbed. READ THE FINE PRINT!!!! They also said I never called in to delay my payment a week BUT I DID ITS ON MY CALL LOG!!!! My husband went on medical leave so I had to and they are saying well it's not in our notes!!! THIS PLACE NEEDS TO BE SHUT DOWN! This HAS to be illegal! read more