Ernie made the home buying process so easy that it was dare I say "fun." He is extremely smart about all the different kinds of programs that are offered. I feel very fortunate to have met Ernie and he was someone I would refer to anyone who is looking to purchase a home. We met with multiple lenders that offered only a limited amount of options and that did not seem like they knew the details to the caliber Ernie did. Not only is the staff knowledgeable and EXTREMELY quick to respond, they have a certain flare that is unrivaled in such a stiff business. Ernie was extremely personable and relatable. At the end of the process we felt we could trust Ernie with anything. He was able to get is in a fantastic program with amazing results. He makes the impossible seem easy. I wouldn't trust anyone else. He also takes the time to educate you how he is doing everything and makes nothing a mystery. For an age where excellence doesn't mean what it used to Ernie redefines the word. We feel like we've struck gold finding him! read more