If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Bobby was recommended by my brother who closed on his home a few months ago. My experience with…read moreBobby far surpassed my expectations. First home purchases are perceived as stressful and complicated. Not in this case. Bobby and his team were along for the ride every step of the way, portraying professionalism, care and dedication. I look forward to working with Bobby on our next adventure. Thank you Bobby!!

Consumers are expected to have a reasonable understanding of the process as a whole & educate…read morethemselves when buying a home, however, when dealing with a lending institution you would expect that technical terms would, when asked, be explained, particually when on a disclosure agreement. We delt with, what wel felt, was a lending rep. with lilmited knowledge & experience who did not to walk us through or explain any issues we did not understand. In the end she very much did not like us asking for specifics on fees in email (writing) & told us to basically go away. Unless you are very well versed in the process & can be your own advocate, I'd steer clear. We are now back to square one (after 8 weeks), interest rates hve risen & we feel it's due to the incompetance of the lending rep.

From the owner: First Choice Mortgage Services offers Stratford, CT Mortgage programs to fit your budget. For…read morepractical and knowledgeable advice and options, give us a call.

I had a terrible experience with LoanDepot because they lead me to believe they had my best…read moreinterest at heart but in fact they did not. They NEVER consulted with me regarding my comfortability when it came to a monthly mortgage payment. They TOLD me I could afford my home when in reality, I could not. They forced me to believe I should make the move at the time because they had claimed the market wasn't going to get better and the time to buy was then and there. My property was grossly over- priced but my loan specialist told me it wasn't. ( afterward other specialists told me it was!!) She told me it was worth it but it wasn't in a good area unbeknownst to me. The comps were rigged as well as everything else. They ALL work together to ensure the sale- the broker, realtor( given to me) , attorney ( which I was given) and the inspector. It's a joke. Go to a real bank, a credit union or simply another, more trusting broker. She ( Lisa) even suggested I use my 403.B to help with my down payment which I later realized was the absolute worst thing to do. I was severely taxed on it. She never told me that would happen and said people do it all of the time. Again, I should have researched and done my homework but I trusted her! I am a teacher, and this was my first house, and I felt totally taken advantage of. She could have suggested a teacher credit union or Teachers Next door which strictly help public service workers. The bottom line is, LoanDepot doesn't care about you. They care about making that product sale. Lisa cared only about the loan origination fees, closing costs, and sale of the loan. My understanding is that she is a consumer lending manager. She already makes the big bucks but yet she took advantage of my situation- not knowing much about real estate at the time and didn't hold my hand through any of it. I trusted her and thought she understood that I was doing this alone and I had lots of anxiety about it but really wanted to be a homeowner. The charges were not explained to me, nor was the process. Also, Look up Loan Depots civil suite. They have a civil rights violation against them and it can be found on www.Inman.com. Just another negative about this company. So whatever you do, do not go to one of these BIG non- bank lenders! Go to one who spells everything out for you and walks you through the process in a caring way. Owning your first home is a huge and emotional deal. It should be a satisfying experience and outcome. I bought my house in Jan of this year, and I've since sold it three months later! Thank God the market was in my favor but I still lost thousands! Never let anyone tell you that it's the right time for you to buy. Feel it, stalk the home at night, and do your due diligence every step of the way. Do not trust anyone in the real estate business except Banks's and Credit Unions and Compass Reality- Michael Ferraro specifically. They work strictly for their clients! Just an added tip!! Thanks for reading! Anthony Hsieh, I hope you read this!

Contact Linda Fay at LFay@loandepot.com She's amazing with…read moreFHA loans, VA loans and any loan help you need. Her expertise includes Conventional, Jumbo, FHA, VA, USDA, Renovation and Reverse loans. A couple weeks ago I asked online for a great loan officer to help with our VA Mortgage. Someone recommend Linda Fay. I was going through United veterans and we we're still 11 points off to get pre approved. I decided to call her and in one day we got approved for the house we were so afraid to lose, and at a great apr. Having kids in a different state when your husband is military is hard. As a mom it's been so hard to see my kids take their first steps and then we move, watch my babies crawl and then we move, I was falling into depression just not being able to keep on to the memories. I worked hard on our credit and still not approved. As I write this I'm crying just thinking about how I can now finally watch my babies who are 3, 2 and 4 months have these amazing memories in a home. We finally have a home. If anyone has given up hope. Please reach out to her she's truly an amazing loan officer. Take care and I hope your day is filled with all the love in the world. I would recommend her a million times over! Reach out she is truly incredible. Lfay@loandepot.com

I truly appreciated going through this huge milestone in my life with Malissa Mason and her team,…read moreno matter what situation came up they always had a solution for me and made sure I understood completely what was going on. I truly had a great experience.

Mrs. Melissa Mason was my loan officer at Envoy Mortgage. She is knowledgeable, professional and…read morecourteous. My lack of knowledge in obtaining my first home was stressful until I met Mrs. Mason. She guided me throughout the whole process. Whenever I had questions or needed her expertize, she promptly replied to my needs. Day or evenings, week day or weekends, she was there for me to make the process as smooth as possible. I will refer my family and friends without hesitation to Mrs. Mason. She works hard and goes beyond the call of duty for her clients. I am now happy in my new home. Thank you Mrs. Mason for all of the hard work you put forth to make this happen.

With all of this extra time at home, I decided it was finally time to look into refinancing my…read morecondo - low interest rates! I have known I should do this for sometime, but honestly - the idea of it was so overwhelming. But, a friend recommended Ralph at Total Mortgage to me. So, I reached out and inquired. After a few email exchanges, he sent me a link to an online portal. From here, I was able to collect all the necessary documentation on my own time and upload it to the site. After this was done, Ralph reached out to me with some options and guided me to the best one for me. A few more emails and I was given a closing date. That's right - all of this was done online and via email. I didn't actually speak to a real person until the day of my closing! I know that sounds crazy - but it was all very seamless and could not have been easier and less stressful! So - if you are in the market for a home loan or a refi - contact Ralph at Total Mortgage! You won't regret it!

My wife and were working with a loan originator to buy a house. We were approved, but were then…read moredenied by underwriting. We were given a checklist of what needed to be done to be able to close. We completed and rectified everything that they told us to. We reconnected with our loan originator to purchase a different house 2 months later. We were told everything was in order, only to have the new branch manager call us and tell us that we should never have been approved for this new loan, and that our loan originator was running rogue, and the loan application on this house was dead. My realtor had me contact a different loan company, CMG loans, and we closed on the home in 30 days.

Don Rizzo at Sun Mortgage Company was a great help with the financing for my home purchase in…read moreScarsdale, NY. He was always easy to reach, flexible, and resourceful, especially when unexpected issues came up near closing. He explained things clearly and worked well with my attorney, real estate broker, and insurance broker to keep the process moving. I appreciated his responsiveness and practical approach and would definitely recommend him.

For the past year, my wife and I have been thinking about refinancing our house to get some…read morenecessary things done. We spoke to several banks, but it was always the same thing with them, they were trying to sell us something we were not looking for. Then one evening we found Sun Mortgage Company and read all the reviews. The next morning, we called Sun Mortgage Company and spoke to Don Rizzo. We told Don what we were looking for and he explained how the process works. After filling out the online application, we were all set to move forward. I was expecting a similar process to what the banks would have put us through but WOW, I was wrong! Before reaching out to Sun Mortgage Company we had attempted to go through our previous lender and other financial institutions, but they made it impossible. We were always talking to a different representitive each time and had to start over due to lack of information they had on their end, which meant starting the process over. This was fustrating!! Don Rizzo made this process quick, easy and painless. In just a short amount of time after supplying him with some of the documents he had requested, he found us the perfect loan and excellent rate to refinance our home. Once we had agreed on the loan and rate, Don was even able to get us in touch with a local law firm to handle the closing. This was one of the best loan experiences we have been through. We will be using Don Rizzo from Sun Mortgage Company again in the future. Thank you again Don.

Tammie at Loan Depot is a pleasure to work with. She is smart, genuine and a problem solver. There…read moreis no one you'd rather have on your team when buying a home. If you are thinking about buying a house, call her today!

From the owner: Knowledge… Tammie is…read morea passionate, dedicated mortgage professional. She offers the highest quality of customer service to her clients. Her business involves more than just providing low rates and competitive fees for your mortgage. She helps her clients select a mortgage option that will integrate their long- and short-term financial and investment goals. Tammie's understanding of federal loan programs (FHA, VA, and USDA), as well as state programs, ensures that her clients get the best loan program available. Her knowledge of the Jumbo markets provides down payment and cash reserve flexibility. Commitment… Tammie continues working for her clients long after the closing. Each year, she will meet with her clients to make sure they are on target with their goals. She will provide a free credit report and review her clients' current mortgage program looking for opportunities to help her clients adjust their strategy to maximize their return on investment. Tammie will also review other options that could be available. It may be advantageous to look at investment property. It may be time to invest in a vacation home. The family may be growing, and it may be time to look for a larger home or build an addition or other improvements. The kids may have moved out, and it may be time to downsize. Whatever their housing needs and goals, Tammie helps her clients achieve them. Professional Mission… Tammie began her career as a loan originator in 2002. In compliance with state and fede