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    Maria's Insurance Services

    5.0 (3 reviews)
    Closed 10:00 am - 5:00 pm

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    10 months ago

    she was prompt and served us well over the phone we highly recommend Maria for all your needs

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    7 years ago

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    Instant Mexico Auto Insurance Services

    Instant Mexico Auto Insurance Services

    2.7
    (13 reviews)

    *"Qualitas is a skam"* my vehicle was stolen in Mexicali, Mexico. I have a Coverage on turist…read morevisitor for $8,500.00 dlls, (Blue Book estimated) and now Qualitas is whanting to pay $2,500.00 total for my lost. I will have to complaint with COMISION NACIONALPARA LA PROTECCION Y DEFENSA DE LOS USUARIOS DE SERVICIOS FINANCIEROS (CONDESEF) and request their assistance in the resolution of this matter. www.condusef.gob.mx

    I am writing this to protect YELP users from going though what my family and I did…read more So I loaded up the kids and wife in the car to head down to Baja for a long weekend. We head down to San Diego like we have over so many years to purchase our Mexican Auto Insurance. We drive to Instant Mexican Insurance in San Ysidro to buy our policy. Just like always we get full coverage on the vehicle and off we go! I love Baja there is so much to do and we were having a blast. That is until our last day when we decided to drive down to Ensenada. We walked around town for 6 hrs. When we decided we had enough we jumped in the car and headed back to our condo. We were sitting at the last stop light out of town when all of the sudden BAM! We were rear ended by a HUGE tour bus! Thankfully everyone was ok and our car was drivable. When we exchange insurance info it turns out we have the same insurance company Qualitas (avoid using them at all costs). We waited an hour and a half for the insurance adjuster and when he arrived he informed us our insurance policy would only cover Mexican labor rates ($5-7 a hr in Mexico & $45-$50 in the states). This was never told to us when we purchased our policy through Instant Mexican Insurance. Nor did they offer a policy that would cover U.S. labor rates which several reputable business like AAA do. I found a policy after this happened from AAA that covers up to $75 dollar labor rates for only $10.00 more than what I paid for the SCAM Instant Mexican Insurance offers along with their partner in crime Qualitas. They gave me two options. Take my car to Mexico on my dime (I live 700 miles round trip from the border)to have it repaired by some shop I cannot research or accept just under $5000 on estimates averaging $8500 and that's not including damage that cannot be seen until the vehicle can be taken apart. After contacting Instant Mexican Insurance our first day home I was verbally harassed buy some rude menopausal woman who reminded me by taking the packet they gave me I accepted the terms buried deep in their packet. Heed my WARNING!!! Use Instant Mexican Insurance & Qualitas at your risk! I can almost guarantee any of the positive posts have never had to file a claim.

    Maria's Insurance Services - autoinsurance - Updated July 2026

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