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    Insurance 4 Less

    5.0 (2 reviews)
    Closed 8:00 am - 5:00 pm

    Services - Insurance 4 Less

    Car and truck insurance

    Life insurance

    Homeowner or property

    1 More Service

    Vehicle

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    8 years ago

    Professional services, outstanding costumer service, will work to solve any issues, small business values

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    Allstate Insurance: Raya Insurance Agency USMC

    Allstate Insurance: Raya Insurance Agency USMC

    (3 reviews)

    There's not enough good things I can say about Jason Raya and his team. We own a construction…read morecompany and wanted to make sure we protected ourselves as well as our clients during projects. Their location is conveniently located off Broadway and there is plenty of parking. When you walk into their offices you are greeted by multiple agents. I made an appointment within the hour and was seen with no wait. Jason asked me the right questions about which vehicles I use, how we staff and how we sub-contract. He broke things down in a way that I, someone who knows little about insurance, could understand them. In the end I was very happy with my plan. The fact that I'm covered by a big company like Allstate is great, but it sure feels like family when you deal with the Raya Team! 10 Stars if I could!

    I just want to thank you again. I appreciate your communication and support. I got a revolutionary…read moreastrology reading a few weeks ago and the main theme was for me to be bold in my life. I received three general liability quotes. The last quote was a referral and I felt uncomfortable with the interaction. My old self would have used him anyways....but I now want to be in control of my surroundings and create my life in the most joyful way that I can. So I followed being bold and telling myself that I will find an insurance agent that will fill my needs and the experience will be easy and effortless. Well, I found you. I feel that through your communication, which you are masterful at, you have been creating your world the way you see fit and that is so powerful and inspiring. Thank you!

    Nick Kazerouni - Del Mar Insurance Group - Nick Kazerouni (858) 245-1149~ 100% Satisfaction Guaranteed. No Broker Fees! Auto / Home / Business / Workers Comp / Umbrella / Life

    Nick Kazerouni - Del Mar Insurance Group

    (109 reviews)

    Carmel Valley

    Nick Kazerouni is hands-down the best insurance broker I've worked with. We're in a high fire-risk…read morezip code and kept running into dead ends trying to secure strong home + auto coverage. Nick didn't just shop quotes, he worked directly with underwriters to make the case that our home is materially lower risk based on our exact location and the property's characteristics. The result was an excellent policy when "no" was the only answer we were getting elsewhere. Beyond the outcome, Nick is great to work with. He consistently makes time to walk through options, explain tradeoffs, and help you make a decision you actually understand. If you want someone who will advocate for you and won't phone it in, I'd recommend Nick without hesitation.

    I had home/auto/umbrella insurance with Farmers for more than thirty years[!]--without a homeowners…read moreclaim--but they cancelled the home policy in Q4/'2023...apparently when they realized the address was in SoCal...So we finally signed up with AAA...until they cancelled our home (still no claims) in January 2026. After a few weeks frustrating search on the internet, I talked to Nick Kazerouni, who clearly knows the market and options, and was willing to work hard to meet our requirements. He is careful, disciplined, responsive, and a nice guy. I think he will be especially valuable if you have some unusual requirements). I recommend him without reservation.

    Insurance 4 Less - homeinsurance - Updated June 2026

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