My husband has been an attorney since 1975. He has been an Assist. DA in Brooklyn, an SEC investigator for the NYC office, a senior litigator for one of the largest Wall Street firms and then general counsel at a regional securities firm years ago. So we are very careful where we seek legal advice and go professional contact/ referrals all the way . I am very very lucky to have this. We were introduced to Bill Michelson JUST as my husband was recovering from 5 major huge surgeries . My husband had been so ill that we had almost zero income the entire 13 months of his non stop major operations. Mn even gave us food stamps fuel assistance that year! Huge blessing to have received! ( thank God he is fine now). He also lost his mom and brother in the middle of all this and was on strictly monitored major pain killers for 9 of those months. So my husband was "not totally mentally cognizant " in monitoring detailed projects during this time ( 5 rounds of anesthesia " stay in your system a good 12 months" said his back fusion/ diskectomy surgeon. SO... We were a very vulnerable scared couple when we walked in. ( almost all our bills were up to date-- he told us to stop paying everyone that first meeting ) First, Bill was a total stranger to us. My husband has never met him before, and we paid him fairly honestly like all clients He put us IMMEDIATELY at ease and gave us MASSIVE relief when he said that first meeting ," don't worry.... Your terrible physical and economic situation totally understandable after all these surgeries places you in a good situation... I can definitely talk to all your creditors, explain your dire situation today... And there is a good chance we can not only get them to work with us favorably , but I am confident I can get them to cooperate with us And have them lower your debt as well ." I have these as notes from my meeting . You have NO idea the massive waves of relief that rushed through us after hearing those words . So we automatically trusted him 100 % on the spot primarily from the referral and from his wonderous words . Why wouldn't we ??!! I immediately started the 2 years of repairing painting the house then finally packing and moving in December 2015. I left all the legal " mumbo-jumbo" to my husband. 18 months later when our house would not sell and it became upside down/ short sale , Bill found us an excellent realtor of short sales and was our closing attorney as well! We met with him a few times but worked primarily via phone (note: every minute on the phone the attorney's $ meter is ticking) I believe we paid him $10,000+ approx ( I found all bill's letters in my husbands desk... Unopened. Bill would call him tell him what we owed, Jon would pay.) Late August September 2015 we met with Bill. He said," I did not work on your debt overall... I did not want to do anything negative to your credit that would adversely affect the sale of your house (accepted an offer late October 2015)." I just listened nodded had no idea in general what was going on-- I had been feverishly packing . ... But we met with him a GOOD year before putting the house on the market......why didn't you call our creditors asap? We were up to date on many, not all. He DID work on just one debt (Winter 2016) with one creditor (they had filed a formal law suit against us) and negotiated them down 1/4-1/3. We met this spring 2016 and I mentioned to him that we were thinking of meeting with Lutheran Family Svces for in-depth financial guidance. He IMMEDIATELY was agitated excited raised his voice ( 1st time ever ) and said, " don't do that! You don't need them you have me." To make a long story short: we DID go to Lutheran Family Svces on Park ave in Minneapolis and got OUTSTANDING advice!!! We also learned from them that Bill had DONE ZERO... that ALL our DEBT was now 100 % charged out!! Zero negotiations zero reduction of debt. Zero promises . We were in TOTAL shock...... This has put us in very grave circumstances. And Lutheran Family Svces could do nothing to help nor save us... Toooo late...... I did indeed call him about a week later, late at night. and left a message stating that Lutheran Family Services offers outstanding assistance-- exactly the kind of guidance I had been fiercely looking for five years.... that they were NO threat to his work for our amt of debt was too high. I did end by saying honestly that he should have guided us to them years ago, for they could have greatly helped us....AND I let him know I was VERY very angry. He IMMEDIATELY dropped us. Lutheran Family Services is the BEST place to start. Go call make an appointment WAY before you get behind in your bills. They are a non-profit organization that has helped Minnesota individuals and families for years and years... for free. We shall survive, but avoid offers of " loan consolidation"!!! read more

I recently used one of their attorneys for assistance with a financial issue. The entire process was seamless and I felt they had my best interest in mind. Everything happened exactly the way they said it would and I was shocked at how little effort it required from me. My colleague also had a similar issue and I had zero hesitation with referring him to M&M. They were professional and I was a happy customer. read more

Marcus was extremely knowledgeable and helpful when we called in for an initial consult. I was in the midst of a collection dispute and his guidance, counsel and patience was impeccable. When you are looking to hire an attorney, those are all outstanding qualities and characteristics to be looking for. I've had my fair share of dealing with lawyers, and the ones that genuinely care are hard to come by. I appreciate everything he's done for us thus far and would whole heartadily recommend him! They will stand up for you and explain the process in a comprehensive and easy to understand way. Thank you! read more

We filed for bankruptcy in 2012. Although this decision was extremely stressful, our attorney and the entire staff at Marso and Michelson were always available to answer questions and guide us through the entire process. While our original attorney left the office during our chapter 13 repayment plan, his replacement Marcus Hinnenthal made it a seamless and stress free transition, even going out of his way to get to know his inherited clients and cases. When issues came up even after our discharge, Marcus responded in a very timely manner and was always helpful. In fact, more than a year after our discharge, when we had issues with credit reporting, Marcus continued to work with us to make sure everything would be taken care of. I hope you never need their services, but if you do I would highly recommend Marso and Michelson. read more

Marcus Hinnenthal represented me in a potential lawsuit I was facing for an outstanding second mortgage from 10 years ago on a foreclosed property. Unfortunately, the Minnesota Statutes don't clearly define the type of debt a second mortgage falls under, which is what left me exposed to a potential lawsuit being filed against me. For the last several years, I was convinced that the statute of limitations had expired and they did not have a claim to stand on. Unfortunately, the creditor could have filed a claim in district court and the outcome would be up to judicial interpretation so I was facing a possible judgment in excess of $50,000. Thankfully Marcus was able to negotiate a settlement on my behalf. To be honest, I didn't want to give a dime to the creditor, but this was the best outcome I could hope for. There were times I freaked out - what would happen if they wouldn't accept my settlement offer? I can't afford to have a judgment entered against me and my paychecks garnished. But Marcus assured me that no matter what happened, we would work through it as bankruptcy was always be an option. He understood my position that I would want to consider bankruptcy only as a last resort since I've worked really hard to clean up my credit. It is reassuring to have an attorney tell you, "Don't worry, that's why you hired me." I can't even begin to explain how thankful I am that I had Marcus as my attorney and I would recommend him (and the firm) to anyone in need of legal representation on any debt issues. Maria T. read more

When I hear of people telling nightmare stories about collection agencies, stating there should be laws against this stuff! There is, it is called the Fair Debt Collection Practices Act. Marso and Michelson knows them well and helped me successfully win 4 different lawsuits against collection agencies. I have referred many people to them and have only heard good things back. Whenever I hear of someone that has issues with debt collectors or serious problems dealing with the credit bureaus, I always refer them over to Marso and Michelson. read more